We currently don't have that product, but here are others to consider:
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Based on Westpac personal loan scores in Finder's 2024 & 2025 Customer Satisfaction Awards.
Applying online is a straightforward process. You'll need to meet general eligibility requirements including:
A marketplace personal loan with personalised interest rates.
Borrow between $5,000 and $50,000 with an unsecured personal loan from Revolut, and don't pay any fees while you repay!
Read Finder's review of OurMoneyMarket's Secured Personal Loan. See if this loan is right for you.
This secured loan may be used for any worthwhile purchase and requires security against a vehicle. It uses risk-based pricing, so your interest rate will be set based on your credit score and history.
A risk-based personal loan from one of Australia's biggest non-bank lenders. Get a personalised rate which rewards higher credit scores.
Looking for a competitive rate? Plenti offers loans funded by investors with rates that are tailored to your personal circumstances.
An ING personal loan offers certainty with fixed interest rates and fixed repayments over a set term.
An unsecured personal loan with interest rates tailored to your risk profile.
If you're wanting to bolster your application, buy an asset with your partner or apply for a loan you're not eligible for by yourself, you can consider a joint application personal loan.
Temporary Australian residents may be eligible to apply for personal loans, depending on the visa they hold.
Can I get this money soon as possible?
Hi Amilagi, We’re a review site and not directly affiliated with Westpac, so we can’t provide an indication of turnaround times. Your best bet is to contact Westpac directly: 132 032.
Hi , I have a bad credit history and I want to borrow 5,000 so I have a family member with good credit history as a guarantor what are my chances.
Hi Vernon,
Every bank has their own set of criteria and your chances of getting loan approval depend on a number of factors, including your credit score, income, current debts and employment history. It may be worth contacting Westpac to discuss your situation and see what your options are.
You could also review this page for several options of lenders who specialise in working with those who have a poor credit history.
Hope this helps!
Hi.
I’m on a pension and have just finished paying out a high interest loan and have one default which was only $100 and was paid out as soon as I realised that I had it there. Now I’m finding it hard to get a loan of $10,000 over 4 years with the repayments less then what I have been paying for the last two years so I’m at a lost why I can’t get a loan as I’m getting $1,335 p/f do you know why I’m having trouble getting finance. Thanking you in advance
Hi Wayne,
Thank you for visiting Finder.
First, check your current credit score as it is one of the eligibility requirements that most lenders look into when they are making their decision in regards to your loan application. You may also request for your credit report to see if there are any wrong listings regarding your credit history or if you have any other default payments that you are not aware of.
In case that you have a poor credit score, it may be difficult to get approved for a personal loan. In most cases, lenders require good to excellent credit but do not lose hope. There are quite a few that will accept applications from people with bad credit, however, this can cost higher interest rates and poorer terms. Please refer to our list of bad credit personal loans to compare your options. Kindly take note that the lender’s approval will still depend on their assessment of your financial situation.
Lastly, you may use our personal loan calculator to know if the loan that you are applying for is the right one for you when it comes to repayments.
Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions.
I hope this helps.
Let us know if there is anything else that we may assist you with.
Cheers,
Ash
Hello.is it possible to get loan if i have 1 year working holiday visa?i came to Australia in 11th of January 2018 but i haven’t worked here yet.if its possible then what kind of amount of money i could get
Hi Andrei, thanks for your inquiry.
Can you confirm the code of your working holiday visa, so we can assist you further please?
Best,
Jonathan
I wish to apply for a $100,000 loan.
Hi Jerome,
Thanks for your inquiry.
If you are referring to Westpac’s personal loans, you may select your preferred loan to see more details, then you may select the ‘Go to site’ button to submit an online application through Westpac’s official site.
You can also have a look and compare your options on our $1000 loans page.
Cheers,
Rench