Take advantage of these discount codes and pet insurance tips to make sure you’re able to give your pet the medical treatment they deserve, without blowing your budget.
Get the latest pet insurance discounts and deals for December 2024
Code
Get your 1st month free
Verified 4 days agoExpires 6 Mar 2025
Sign up to Medibank Pet Insurance using promo code 1FREE and get your first month's premium free. Offer ends 6 March 2025. T&Cs apply.
Get a Pet Insurance quote and fill in the entry form for your chance to win a $1,000 Visa eGift card for you and a $1,000 Pets & Vets eGift card for your pets. T&Cs apply.
Online discounts. Buying pet insurance isn’t like buying a pet. In fact, unlike searching for a pet puppy on the world wide web, online pet insurance is often a preferable option that can deliver significant discounts.
Multi-pet discounts. If you own more than one pet, you can often get discounts for insuring a few, or all, of them. Look for insurers that offer discounts in line with the number of pets you need cover for.
Multi-policy discounts. You can often save by taking out cover with a current insurer. This can also be combined with multi-pet discounts for further savings.
Ongoing loyalty discounts. Insurers are often happy to reward customer loyalty with discounts that grow alongside your new pet. This might be through reduced prices, additional benefits or with gifts and other free bonuses.
Using existing cover. Some insurance policies may come with pet cover included. Check whether you have any existing cover, and consider whether you want to replace it, merely fill in the gaps or if it’s already right for you.
Variable excess. As with other types of insurance, you can choose a lower excess with pet insurance policies to get reduced premiums.
Combine these discounts with other ways of saving on pet insurance, and you can find a lot more room to maneuver between effective cover and affordable prices.
What types of pet insurance policies can I get discounted?
There are many different insurers, and a number of different pet insurance policies to consider. Discounts are often particular to insurers or policy types, but you can get them with almost any form of pet insurance, including:
Injury and illness pet insurance policies: A more thorough level of cover that can protect you from many of the more significant pet ownership costs, these policies mean you don’t have to choose between value and effectiveness.
Premium, comprehensive pet cover: By getting discounts on comprehensive pet insurance policies you can save even more all up, while still knowing that you’re doing everything to can to make sure your pet can spend as much time on this earth as possible.
Lifetime pet insurance: Many people make sure to get an effective lifetime pet insurance policy as soon as they can after their new family member arrives home. Discounts for lifetime pet insurance policies can deliver long-term savings and make a real difference.
Renewable pet cover: If you’re opting for 12-month pet insurance policies, or other renewable temporary cover types, it may be worth considering discounts as part of finding the most cost-effective policy.
Equine cover: Horse owners may appreciate the importance of effective cover, as well as the long term value of discounts. Many insurers, both specialist and general, are able to offer deals.
Dog and cat pet insurance: Some insurers may offer cover specific to cats or dogs, while the discounts can be more general, or equally specific. Compare the discounts along with the policy options to make sure you’re getting the savings you’re entitled to.
Tim Bennett is a Finder insurance & utilities expert. For over 10 years he's reported on news, politics, finance and other topics as a journalist and radio presenter. Tim's roles have included radio news reader and breakfast at the ABC, news producer for SBS and producer for Fairfax Media. Tim regularly appears as a health insurance expert on programs like Sunrise and SBS news, as well as in the Australian, The Daily Telegraph, The Courier Mail and more. See full bio
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Tim has written 122 Finder guides across topics including:
Accident only pet insurance will protect your pet from a range of accidents including getting hit by a car, being bit by a snake and even eating things they shouldn’t be eating.
Find out what will impact your pet insurance premium and receive quotes from Australian pet insurance brands. Key steps to reduce what you pay for cover.
I would like insurance for my pet parrot he is a blue and gold macaw
Finder
JamesSeptember 10, 2021Finder
Hi Nick,
You can find bird insurance within some pet insurance plans. But since bird insurance is relatively new in Australia, your options could be restricted.
It’s advisable that you do some research to check for covers available, and review the Product Disclosure Statement (PDS) before deciding if it’s right for you.
Regards,
James
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I would like insurance for my pet parrot he is a blue and gold macaw
Hi Nick,
You can find bird insurance within some pet insurance plans. But since bird insurance is relatively new in Australia, your options could be restricted.
It’s advisable that you do some research to check for covers available, and review the Product Disclosure Statement (PDS) before deciding if it’s right for you.
Regards,
James