Proudly helping Queenslanders since 1905, the Royal Automobile Club of Queensland (RACQ) offers two different classes of pet insurance: standalone cover for illness and injury and an optional add-on to your RACQ home contents policy. This page is about the standalone illness and injury pet insurance policy, which covers your pets for 80% of vet bills, up to $12,000 a year.
RACQ pet insurance covers domestic dogs and cats for accidental injury as well as illness. The RACQ does not offer accident-only insurance.
After a 21-day waiting period, you can claim a flat rate of 80% for eligible vet expenses. The maximum you can claim each year is $12,000.
To be reimbursed for eligible expenses, you need to fill out a claim form and ask your vet to complete the relevant sections as well. You will need to provide your furry friend's full veterinary history when making your first claim unless you are claiming one of the eligible benefits covered by the Tender Loving Care option. You must submit all your original receipts and itemised invoices with your claim, although it’s important to keep a copy for your own records. You must also inform RACQ immediately if your furry friend may already have cover under a different insurance policy. Pet cover under your RACQ home contents policy
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