How much can pet surgery cost in Australia?

Brace yourself, it might surprise you! Pet surgeries can come with a hefty price tag, much like their human counterparts.

Pet Insurance

Key takeaways

  • Pet surgeries can be nearly as expensive as human ones.
  • Costs depend on factors like the pet health provider, your pet’s breed, and the condition being treated.
  • Pet insurance can help you bear the brunt of vet bills and surgery costs.

The cost of pet surgery

Just like managing our own health, making sure our pets receive necessary surgeries is vital for their well-being and happiness. In Australia, the cost of pet surgeries can be surprisingly high, often close to the price of human procedures.

Keep in mindthe cost of pet surgeries in Australia isn’t universal. Factors like inflation, as well as advancements in technology and medication, constantly change the cost of things. What you pay will also depend on your pet's breed, the surgery, how severe their condition is, and which practice you choose to go with. Your vet can give you a more accurate quote once they’ve assessed your pet and the level of treatment they need can be understood.

We’ve sourced pet surgery prices from a range of vet clinics around Australia to help you get a rough idea of how much you could pay. These prices are indicative only, and the actual amount will depend on your chosen clinic and your pet’s specific needs.

SurgeryPrice
Hip replacement$5,000 - $6,000
Cruciate ligament repair$3,000 - $4,000
Entropion (eye surgery)$1,200 - $1,600
Cataract surgery$1,805
Limb fractures$2,500 - $4,000
Corneal ulcers$1,805
Bladder stone removal$1,700 - $2,200
Gastrointestinal obstructions$1,600 - $2,100
Grass seed removal$350 - $750
Small lump removal$700
Large lump removal$1,300
Dental surgeryup to $2,200
Lumpectomy$1,500 - $2,500
Moderate dental disease extraction$900 - $1,400
Severe dental disease extraction>$1,800

Pet surgery payment options

There are several ways to go about paying for your pet’s surgery, and your choice can really impact the total amount you end up spending.

  • Pet insurance: This can ease the financial burden of pet surgeries by covering a chunk of the costs upfront. Comprehensive policies will typically cover up to as much as $30,000 across surgery, hospital visits, and medicines for conditions like conjunctivitis, cancer, and cruciate ligament injuries. It’s also only possible to make a claim on surgery if pet insurance has been purchased prior to a condition developing. Not all policies are built the same, so be sure to check what they cover and if there are any exclusions.
  • Out-of-pocket payment: Paying directly can be a good option if you’ve saved up or done some financial planning. This is the most expensive option up front, but it won’t leave you in debt or having to make regular payments to an insurer.
  • Personal loan or credit card: These are great for spreading the cost of pet surgeries over time. However, watch out for interest rates, as they can really add up if you’re not careful.
  • Payment plan with the vet: Having a payment plan with a vet can make the cost of surgery easier to handle within your monthly budget. It’s wor

    th asking your vet about these options to keep finances stress-free while your pet gets the care they need.

How much are Australians spending on pet insurance?

Every month, we ask a bunch of Aussies what they're paying for their pet insurance. Here's what their bill looked like in October 2024.

$120

Price based on 151 responses about their monthly premium in October 2024.

Pet insurance that covers surgery

We researched 11 providers to help you easily compare the following common pet treatments: cancer, gastro intestinal, tick paralysis, fractures and cataracts.

Product AUFPI Cancer Gastro intestinal Paralysis tick yearly sub-limit Fractures Cataracts
Apply online and get 15% off your first year's premium. T&Cs apply.
⭐Finder Exclusive: Get your 1st month’s premium free when you chews Medibank Pet Insurance. Sign up using promo code FINDERONE. Offer ends 16 December 2024. T&Cs apply.
Everyday Pet Insurance customers get 10% off their monthly Woolworths shop. T&Cs apply.
Knose Pet Insurance
Finder AwardExclusive
Knose Pet Insurance logo
⭐Finder Exclusive: Get 10% off your first year. Sign up using promo code FINDER10. T&C's apply.
Covers specified accidents and illnesses, with Routine Care Cover included. Get 2 months free when you sign up using the code PIA202. T&Cs apply.
Get 2 months free when you purchase Kogan Pet Insurance. Sign up using promo code BARKFRIDAY. Offer ends 15 December 2024. T&Cs apply.
Earn 10x Flybuys points per $1 spent on pet food at Coles Supermarkets. T&Cs apply.
Apply online and get your first 1 month free. T&Cs apply.
Get a 5% discount when you insure more than one pet.
Lifetime cover for cats and dogs, up to 80% covered.
Petsy Top Cover
ExclusiveHighly Commended
Petsy Pet Insurance logo
⭐ Finder Exclusive: Enjoy 30% off your first month of pet insurance, plus receive a custom pet tag. Sign up using the code FINDER. T&Cs apply.
Claim up to a maximum of $12k per year, with no excess to pay.
Comprehensive cover for your pet, including the option of routine care. Get 1 month free for the first year of new policies. T&C's apply.
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What factors affect the cost of pet surgery?

Pet surgery costs can be very different depending on the clinic you go to, the breed of your pet, and the type of injury that occurred. Because of this, it’s not easy to give an exact price for a particular procedure. However, we can help you figure out whether you're likely to pay less or more depending on the following factors:

Temperature

The nature of the condition

The same procedure can be done in under an hour or might take several hours, depending on the situation. When dealing with something like lumps, its location on your pet’s body may need additional examinations. At some clinics, this could involve sending a sample to a specialist lab, resulting in an extra lab fee. This can add an extra few hundred dollars to your bill.

A more intense condition might need specialised equipment or a different type of anaesthesia. All of these can significantly affect the cost.

Payment

The veterinary practice

Veterinarians are generally free to charge what they want, so prices can vary based on where you live and the vet you go to. In urban areas, because there’s a higher concentration of pet health providers, the cost of pet surgery tends to be more competitive. But in rural areas, where there are fewer veterinary specialists, clinics can charge higher rates for the same services.

Cat and dog

Whether you have a dog or a cat

Typically you’ll find that dogs are more expensive to take care of than cats due to the difference in anatomy, typical health issues, and sizes. Take dental extractions, for instance. A dog’s might cost a lot more than a cat’s due to the complexity and time involved with a dog’s larger and often more damaged dental structures.

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The timing of your surgery

Because veterinary clinics and hospitals have varying peak times for surgeries and staffing levels throughout the day, when you elect to have your pet’s surgery can affect the cost. In our research, we found some clinics will charge in the range of $1,350 - $1,700 for a day procedure, while after-hours procedures come with a higher price tag of $2,200 - $2,600. If the surgery isn’t planned or is an emergency, this can increase again.

Genetics

The breed of your pet

Different breeds can be very different medically. This can come with a range of unique challenges in surgery due to their larger size or different health risks. For example, bulldogs will need different kinds of anaesthesia before surgery because of their narrow airways, some of which are more expensive than others.

Weighing scale

How large your pet is

Surgery is generally more expensive for bigger and heavier pets, although this can vary depending on the condition being treated. For example, some vet clinics might charge $400 to desex a dog that’s under 10kg, compared to $600 to desex one that’s over 40kg.

FAQ

Discover how Finder's quick comparison tool can help you find a pet insurance policy that fits your needs.

Cameron Thach's headshot
Written by

Insurance Content Writer

Cameron is the local insurance scholar at Finder. With a diverse background writing in independent education, web-3, and finance, his mission is to build helpful content and that speaks to readers in language they understand. See full bio

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8 Responses

    Default Gravatar
    LizSeptember 22, 2021

    The range of prices for cataract surgery that you include in the table above is very wide ie from $1800 to $14,000. Is there a guide for how to find a vet at the lower end?

      AvatarFinder
      JamesSeptember 28, 2021Finder

      Hi,

      Unfortunately, veterinarians are pretty much free to charge what they want for their services. That’s why you’ll often see wide differences in pricing for cataracts and other types of treatments. Generally, you could lower the cost of your overall bills by choosing an insurer with higher annual cover limits. With that in mind, you could look at our guide to comprehensive pet insurance.

      I hope this helps.

      Regards,
      James

    Default Gravatar
    LindaFebruary 7, 2020

    can you please give me an estimate for a Labrador to have a culture and susceptibility biopsy of her right hind foot

      Default Gravatar
      NikkiFebruary 7, 2020

      Hi Linda,

      Thanks for reaching out to us and I hope you are well. Sorry to hear about your Labrador’s condition. Upon checking the prices on our table above, it doesn’t show any estimated costs for a culture and susceptibility biopsy of her right hindfoot. As this is a very special case, the best way to get a quote on this is by reaching out to a vet surgeon and one that your trust can help your dog.

      Hope this helps and feel free to reach out to us again for further assistance.

      Best,
      Nikki

    Default Gravatar
    CathJanuary 17, 2019

    About how much should I expect it to cost for my French bulldog to get his soft palate shortened and nostrils larger?

      AvatarFinder
      JeniJanuary 22, 2019Finder

      Hi Cath,

      Thank you for getting in touch with finder.

      Currently we don’t have the estimate cost of any Brachycephalic Obstructive Airway Syndrome (BOAS) related surgeries such as trimming elongated soft palate and stenotic nares correction. It is best to contact your chosen vet on cost of the said surgery.

      I hope this helps.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

    Default Gravatar
    RoxyNovember 9, 2017

    Can u give me an idea as to how much an ultrasound for a small dog would cost. Checking prostate, kidneys, bladder lining.. Thankyou.

      AvatarFinder
      JudithNovember 10, 2017Finder

      Hi Roxy,

      Thanks for contacting finder, a comparison website and general information service. I hope you are having a great day.

      Depending on the situation and the equipment, the cost could be from $50 to $500. -It could also depend on what the vet is looking for and where you go.

      Diagnostic ultrasounds can be a lot more difficult and might require a vet to collaborate with radiologists, cardiologists or other specialists.

      I hope this helps.

      Best regards,
      Judith

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