In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Compare other savings accounts
  • Your reviews
  • Ask a question

Rabobank PremiumSaver

  • Alison Banney's headshot

Updated
Fact checked
Rabobank PremiumSaver
Go to site
Maximum variable rate
5.35% p.a.
Base interest rate
1.45%p.a.
Minimum deposit
$200

Our verdict

Save a modest amount each month and you can stay on track to earn a higher interest rate.

This account offers a decent interest rate with no minimum balance. You just need to save at least $200 a month. Plus, you'll pay no account keeping fees, meaning every dollar you save gets you closer to achieving your savings goal.

Pros

  • Ongoing interest rate of 5.35% p.a. (conditions apply)
  • $0 Account keeping fees

Cons

  • Need to increase balance by $200 each month in order to earn bonus interest.

In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Compare other savings accounts
  • Your reviews
  • Ask a question

Details

Key details

Product Name Rabobank PremiumSaver
Maximum Variable Rate 5.35% p.a.
Standard Variable Rate 1.45% p.a.
Monthly Account Fee $0
Minimum Opening Deposit $0
Minimum Age 18

Key features

$0 monthly account keeping fees

With the PremiumSaver you are not charged any monthly fees for maintaining the account.

Earn up to 5.35% interest on your balance

You can earn a competitive maximum variable rate of 5.35% on your balance each month you deposit at least $200. If you don't meet the deposit requirement, you'll earn the standard variable interest rate of 1.45%.

Launch savings calculator

How to apply

Eligibility

If the features of the Rabobank PremiumSaver provide you with what you need to meet your savings goals, click "Go to Site" and be redirected to the secure application page. Check first to make sure that you are able to meet the eligibility requirements for this account:

  • Minimum age. Applicants for this account must be at least 18 years of age.
  • Residency requirements. Only Australian residents and citizens can apply for the PremiumSaver.
Go to siteMore info

Compare other savings accounts

1 - 12 of 185
Updated regularly
Name Maximum Variable Rate p.a. Base interest rate Intro/Ongoing Government Guarantee Monthly Max Rate Conditions
ING Savings Accelerator ($150,000 - $500,000)
ING logo
Maximum Variable Rate p.a.
5.40%
Standard Variable Rate p.a.
4.70%
Intro/Ongoing
4 months
Government Guarantee
Monthly Max Rate Conditions
  • Welcome rate applies up to $500K
Go to siteView details
 Ideal for higher balances, savers can earn up to 5.4% for the first 4 months and up to 4.7% thereafter. There are no conditions and $0 account-keeping fees.
Rabobank High Interest Savings Account
Rabobank logo
Maximum Variable Rate p.a.
5.60%
Standard Variable Rate p.a.
4.35%
Intro/Ongoing
4 months
Government Guarantee
Monthly Max Rate Conditions
  • Balances up to $250,000
Go to siteView details
Ubank High Interest Save Account
Ubank logo
Maximum Variable Rate p.a.
5.50%
Standard Variable Rate p.a.
0.00%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $500
  • Savings up to $100,000
Go to siteView details
ING Savings Accelerator ($150,000 - $500,000)
ING logo
Maximum Variable Rate p.a.
5.40%
Standard Variable Rate p.a.
4.70%
Intro/Ongoing
4 months
Government Guarantee
Monthly Max Rate Conditions
  • Welcome rate applies up to $500K
Go to siteView details
Macquarie Savings Account
Macquarie Bank logo
Maximum Variable Rate p.a.
5.35%
Standard Variable Rate p.a.
5.00%
Intro/Ongoing
4 months
Government Guarantee
Monthly Max Rate Conditions
  • Balances up to $250,000
Go to siteView details
Suncorp Bank Growth Saver Account
Suncorp Bank logo
Maximum Variable Rate p.a.
5.05%
Standard Variable Rate p.a.
0.35%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Grow balance by $200 each month (excl. interest)
  • Only 1 withdrawal
  • No balance limit on earning interest
Go to siteView details
Bank of Queensland Simple Saver Account
BOQ logo
Maximum Variable Rate p.a.
4.85%
Standard Variable Rate p.a.
4.85%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Balances up to $5,000,000
Go to siteView details
Newcastle Permanent Smart Saver Account
Newcastle Permanent logo
Maximum Variable Rate p.a.
4.50%
Standard Variable Rate p.a.
0.05%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Grow balance
  • No more than 2 withdrawals
Go to siteView details
ING Savings Maximiser
ING logo
Maximum Variable Rate p.a.
5.50%
Standard Variable Rate p.a.
0.55%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $1,000
  • 5 transactions
  • Grow your balance
  • Balances up to $100,000
Go to siteView details
IMB Reward Saver Account
IMB logo
Maximum Variable Rate p.a.
5.25%
Standard Variable Rate p.a.
0.00%
Intro/Ongoing
4 months
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $50
  • No withdrawals
  • Balances up to $1,000,000
Go to siteView details
 Earn up to 3.25% p.a. after the introductory period ends.
Rabobank PremiumSaver
Rabobank logo
Maximum Variable Rate p.a.
5.35%
Standard Variable Rate p.a.
1.45%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Grow your balance by $200+ each month
  • Balances up to $250,000
Go to siteView details
St.George Incentive Saver
St.George Bank logo
Maximum Variable Rate p.a.
5.25%
Standard Variable Rate p.a.
1.85%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Grow balance $50 ($0.01 if under 21)
  • Balance up to $249,999.99
Go to siteView details
 Extra 0.10% p.a. for 3 months for new customers who apply online, with balances under $250,000.
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Showing 12 of 12 results
Sources
  1. Rabobank PremiumSaver information page
  2. Rabobank PremiumSaver TMD

Your reviews

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Ask a question

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Alison Finder

Editor

Hi there, looking for more information? Ask us a question.

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David

November 04, 2024

Can the Rabobank Premium Saver Account be opened in a physical branch or SOLELY an online account only?


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Angus Kidman Finder

November 04, 2024

Hi David, The Premium Saver account is an online product – branch staff can potentially assist you to do this in branch, but you’d need to check with Rabobank itself to be sure.


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Ed

June 27, 2023

Can Rabobank’s Premium Saver Account be held jointly?


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Alison Banney Finder

July 06, 2023

Hi, yes it can.


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Les

March 06, 2023

Does Rabo bank have its own banking licence in Australia or does it use another banks licence


Avatar

Alison Banney Finder

March 07, 2023

Hi Les,

Rabobank has its own banking license in Australia.

Thanks,

Alison


Avatar

Alison Banney

Editor

Alison Banney is the money editorial manager at Finder. She covers all areas of personal finance, and her areas of expertise are superannuation, banking and saving. She has written about finance for 10 years, having previously worked at Westpac and written for several other major banks and super funds. See full profile

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