RACV roadside assistance review

RACV’s roadside assistance offers premium cover with strong benefits - but the price point may put some drivers off.

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By

Nicola Middlemiss

Updated

Fact checked

Our verdict

Pros

  • Unlimited call outs and no joining fee on all levels of RACV cover
  • Up to $2,400 in benefits per incident, if you're over 100km from home
  • Total Care also covers bicycles, ebikes, mobility scooters, and electric wheelchairs

Cons

  • RACQ's to policy, Total Care, costs $296 a year - more than many other brands
  • Maximum of 100km towing, even in rural and regional areas
  • Policies are only available to drivers living in Victoria or in a Victorian border town

RACV's cover is stronger than many other roadside assistance brands, but drivers will have to pay higher premiums for the higher-end benefits.

CompanyCost per yearJoining feeCallout limitsNeed to hold a policy with them?Lockout / Lost keyBreakdown towing
Picture not describedTotal Care$296$0UnlimitedNo$350100km in both city and in rural areas
NRMA logoUltimate Care$110$55UnlimitedNoYes20km in the city, towing to nearest NRMA centre in rural areas
Budget Direct logoRoadside Assistance$79.95$0UnlimitedNo$12515km in the city, 50km in rural areas
AAMI logoRoadside Assist$86$0UnlimitedYes$15020km in the city, 100km in rural areas
GIO logoRoadside Assist$90$0UnlimitedYes$15020km in the city, 100km in rural areas

FAQs

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Senior writer

Nicola Middlemiss is a contributing writer at Finder, with a special interest in personal finance and insurance. Formerly a business and finance journalist, Nicola has written thousands of articles helping Australians better understand insurance and grow their personal wealth. She has contributed to a wide range of publications, including Domain, the Educator, Financy, Fundraising and Philanthropy, Insurance Business, MoneyMag, Mortgage Professional, Yahoo Finance, Your Investment Property, and Wealth Professional. Nicola has a Tier 1 General Insurance (General Advice) certification and a Bachelor's degree from the University of Leeds. See full bio

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2 Responses

    Default Gravatar
    GeorgeOctober 26, 2023

    Does my Road Service membership entitle me to discounts at RACV venues such as Goldfields Ballarat? If so, what discount applies to accommodation and also meals/dining?? ie., dinner & breakfast
    I hold a Gold card, Regards George Pike

      AvatarFinder
      SarahOctober 26, 2023Finder

      Hi George,

      Yes, your membership entitles you to members pricing when booking RACV resorts. The exact discount depends on the resort and the terms of conditions that apply at the time of booking, but it is usually around 10%.

      RACV Members may also be entitled to enjoy additional benefits such as a bottle of wine, free in-room movies or additional $50 resort credits, depending on the promotion you book.

      Hope this helps!

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