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More financial institutions that offer savings, term deposit and bank accounts

Finder's comprehensive list of Australian bank and savings account providers, including digital banks and credit unions.


Current savings account offers

1 - 19 of 190
Name Finder Score Maximum Variable Rate p.a. Standard Variable Rate p.a. Intro/Ongoing Government Guarantee Monthly Max Rate Conditions
Ubank High Interest Save Account
Ubank logo
Finder score
9.6
Maximum Variable Rate p.a.
5.50%
Standard Variable Rate p.a.
0.00%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $500
  • Savings up to $100,000
Go to siteView details
Rabobank High Interest Savings Account
Rabobank logo
Finder score
8.3
Maximum Variable Rate p.a.
5.75%
Standard Variable Rate p.a.
4.40%
Intro/Ongoing
4 months
Government Guarantee
Monthly Max Rate Conditions
  • Balances up to $250,000
Go to siteView details
ING Savings Accelerator ($150,000 - $500,000)
ING logo
Finder score
8.6
Maximum Variable Rate p.a.
5.40%
Standard Variable Rate p.a.
4.70%
Intro/Ongoing
4 months
Government Guarantee
Monthly Max Rate Conditions
  • Welcome rate applies up to $500K
Go to siteView details
Newcastle Permanent Smart Saver Account - Under 25s
Newcastle Permanent logo
Finder score
8.8
Maximum Variable Rate p.a.
5.00%
Standard Variable Rate p.a.
0.05%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Grow balance
  • No more than 2 withdrawals
Go to siteView details
Macquarie Savings Account
Macquarie Bank logo
Finder score
8.7
Maximum Variable Rate p.a.
5.35%
Standard Variable Rate p.a.
4.75%
Intro/Ongoing
4 months
Government Guarantee
Monthly Max Rate Conditions
  • Balances up to $250,000
Go to siteView details
Bank of Queensland Simple Saver Account
BOQ logo
Finder score
8.8
Maximum Variable Rate p.a.
4.85%
Standard Variable Rate p.a.
4.85%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Balances up to $5,000,000
Go to siteView details
Suncorp Bank Growth Saver Account
Suncorp Bank logo
Finder score
9
Maximum Variable Rate p.a.
5.05%
Standard Variable Rate p.a.
0.35%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Grow balance by $200 each month (excl. interest)
  • Only 1 withdrawal
  • No balance limit on earning interest
Go to siteView details
ING Savings Maximiser
ING logo
Finder score
9.6
Maximum Variable Rate p.a.
5.50%
Standard Variable Rate p.a.
0.55%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $1,000
  • 5 transactions
  • Grow your balance
  • Balances up to $100,000
Go to siteView details
ME HomeME Savings Account
ME logo
Finder score
9.7
Maximum Variable Rate p.a.
5.55%
Standard Variable Rate p.a.
0.55%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $2000
  • Grow balance
  • Balances up to $100,000
Go to siteView details
Newcastle Permanent Smart Saver Account
Newcastle Permanent logo
Finder score
7.9
Maximum Variable Rate p.a.
4.50%
Standard Variable Rate p.a.
0.05%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Grow balance
  • No more than 2 withdrawals
Go to siteView details
Great Southern Bank Everyday Saver Account
Great Southern Bank logo
Finder score
7.9
Maximum Variable Rate p.a.
4.30%
Standard Variable Rate p.a.
4.30%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • N/A
Go to siteView details
Great Southern Bank Future Saver Account
Great Southern Bank logo
Finder score
8.8
Maximum Variable Rate p.a.
4.85%
Standard Variable Rate p.a.
0.10%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $250
Go to siteView details
First Option Bank Savings+Bonus Account
First Option Bank logo
Finder score
8.7
Maximum Variable Rate p.a.
5.00%
Standard Variable Rate p.a.
2.00%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $100
  • No withdrawals
  • Balances up to $249,999
Go to siteView details
IMB Reward Saver Account
IMB logo
Finder score
6.1
Maximum Variable Rate p.a.
5.25%
Standard Variable Rate p.a.
0.00%
Intro/Ongoing
4 months
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $50
  • No withdrawals
  • Balances up to $1,000,000
Go to siteView details
Earn up to 3.25% p.a. after the introductory period ends.
Bankwest Easy Saver
Bankwest logo
Finder score
7.6
Maximum Variable Rate p.a.
5.35%
Standard Variable Rate p.a.
4.00%
Intro/Ongoing
4 months
Government Guarantee
Monthly Max Rate Conditions
  • N/A
Go to siteView details
Westpac Life (18-29 year olds only)
Westpac logo
Finder score
9
Maximum Variable Rate p.a.
5.20%
Standard Variable Rate p.a.
2.00%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Make a deposit
  • Grow your balance
  • 5 debit card purchases
  • Balances up to $30,000
Go to siteView details
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Showing 19 of 19 results

How the Finder Score helps you find a better savings account

The Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.

We score each savings account in our database of hundreds based on a data-driven methodology with 2 main criteria: Does the account offer a high interest rate? And is it easy for savers to actually earn that rate?

Read the full Finder Score breakdown

More guides on Finder

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12 Responses

    Default Gravatar
    PeterApril 24, 2024

    do you have information on Beyond Bank

    Default Gravatar
    peterJuly 14, 2023

    I wish to find a bank interest rate greater than 5.50% – with the $250k Government guarantee
    – any suggestions /recommendations ?
    Please
    Thankyou
    Peter B

    Default Gravatar
    GlenJune 5, 2023

    I cannot find a way for your finder to simply show all of the best base interest rates (as opposed to the limited time high interest rate offering).
    (Also your expert commentary often seems off the mark. Eg it said that the Rabobank base interest rate of 4% was low and there was much better out there in the market place. Most banks that I looked at were much lower??)
    Best
    Glen

      AvatarFinder
      AlisonJune 8, 2023Finder

      Hi Glen, you can filter for the base interest rates by clicking on that column heading to show in order of highest or lowest.

    Default Gravatar
    DanielaJanuary 3, 2023

    If you have a $50,000.00 to invest which term deposit or other account would you recommend

      AvatarFinder
      AlisonJanuary 11, 2023Finder

      Hi Daniela,

      You can check our page here for options.

      Best regards,
      Alison

    Default Gravatar
    SherrifOctober 9, 2019

    Is Danske Bank available in Australia?

      AvatarFinder
      JhezOctober 11, 2019Finder

      Hi Sherrif,

      Thank you for your comment.

      Upon checking, I am sorry to inform you that Danske Bank isn’t available in Australia.

      Regards,
      Jhezelyn

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