KrisFlyer Credit Cards - Earn points for Singapore Airlines

The credit cards in this table let you convert reward points to KrisFlyer Miles. The points values listed in the table are the original reward program points, not KrisFlyer Miles.

1 - 10 of 28

Name	Bonus points	Points per $ spent	Purchase rate p.a.	Annual fee
St.George Amplify Signature Amplify Rewards	Bonus points 150,000	Points per $ spent 1.5	Purchase rate p.a. 20.99%	Annual fee $199 first year ($295 after)	Go to site More Info Compare	150,000 bonus Amplify Points (worth $675 in gift cards) when you spend $12,000 in the first 12 months. Plus, a first-year annual fee discount.
American Express Platinum Card Membership Rewards Ascent Premium	Bonus points 150,000	Points per $ spent 2.25	Purchase rate p.a. 0%	Annual fee $1,450	Go to site More Info Compare	Earn 150,000 Membership Rewards Bonus Points when you spend $5,000 on eligible purchases in the first 3 months.
American Express Explorer Credit Card Membership Rewards	Bonus points 50,000	Points per $ spent 2	Purchase rate p.a. 23.99%	Annual fee $395	Go to site More Info Compare	Get 50,000 Membership Rewards Bonus Points and spend $4,000 on eligible purchases in the first 3 months.
NAB Rewards Platinum Card NAB Rewards	Bonus points 100,000	Points per $ spent 1	Purchase rate p.a. 20.99%	Annual fee $45 first year ($195 after)	Go to site More Info Compare	Get up to 100,000 bonus NAB Rewards Points (worth $480 in eGift cards): 80,000 points when you spend $1,000 in the first 60 days and 20,000 after 12 months.
American Express Platinum Business Card Finder Award Membership Rewards Ascent Premium	Bonus points 250,000	Points per $ spent 2.25	Purchase rate p.a. 0%	Annual fee $875 first year ($1,750 after)	Go to site More Info Compare	ABN holders w/ $75,000 revenue. Get 250,000 Membership Rewards Bonus Points when you spend $12,000 on eligible purchases in the first 3 months. Plus, a first-year annual fee discount.
ANZ Rewards Black Credit Card Finder Award ANZ Rewards Program	Bonus points 180,000	Points per $ spent 2	Purchase rate p.a. 20.99%	Annual fee $375	Go to site More Info Compare	Get 180,000 bonus ANZ Reward Points (worth $800+ in digital gift cards) and $150 back when you spend $3,000 in the first 3 months.
Westpac Altitude Platinum Card Westpac Altitude Rewards	Bonus points 120,000	Points per $ spent 1	Purchase rate p.a. 20.99%	Annual fee $99 first year ($175 after)	Go to site More Info Compare	Up to 120,000 bonus Altitude Points (90,000 points in year 1 when you spend $3,000 in the first 90 days & 30,000 points after the first spend in year 2).
NAB Rewards Platinum Card – Velocity Points Velocity Frequent Flyer	Bonus points 80,000	Points per $ spent 1	Purchase rate p.a. 20.99%	Annual fee $95 first year ($195 after)	Go to site More Info Compare	Get up to 80,000 bonus Velocity Points: 60,000 points when you spend $1,000 in the first 60 days and 20,000 after 12 months.
American Express Essential Rewards Credit Card Membership Rewards	Bonus points 60,000	Points per $ spent 1	Purchase rate p.a. 23.99%	Annual fee $108	Go to site More Info Compare	Limited partner offer. Offers 60,000 Bonus Membership Rewards Points when you apply online through the link and spend at least $3,000 on eligible purchases within the first 3 months.
ANZ Rewards Platinum ANZ Rewards Program	Bonus points 100,000	Points per $ spent 1.5	Purchase rate p.a. 20.99%	Annual fee $149	Go to site More Info Compare	Get 100,000 bonus ANZ Reward Points (worth $440 in eGift cards) and $50 back when you spend $2,000 on eligible purchases in the first 3 months.

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How do I earn KrisFlyer Miles with a credit card in Australia?

No Australian credit cards let you earn KrisFlyer Miles (points) directly.

Instead, you can get a credit card that lets you earn rewards points that convert to KrisFlyer Miles via partnerships with the Singapore Airlines loyalty program.

This includes American Express Membership Rewards, ANZ Rewards, NAB Rewards, St.George Amplify and Westpac Altitude Rewards.

How many KrisFlyer Miles will I earn with a credit card?

Most reward points that partner with Singapore Airlines convert to KrisFlyer Moints at a rate of 3 rewards points to 1 KrisFlyer Mile.

Earn rate. If a card has an earn rate of 1.5 points per $1 spent, that works out 0.5 KrisFlyer Miles per dollar spent.
Bonus Points. If a card offers 150,000 bonus reward points, that works out to 50,000 bonus KrisFlyer Miles.

Credit card reward programs that offer KrisFlyer miles

Here are details of the reward programs that offer point transfers to Singapore Airlines KrisFlyer, including Velocity Frequent Flyer. We've included the point transfer rates that are publicly available.

Search by program

Rewards program	Transfer rates and details	Minimum transfer
American Express Membership Rewards	3 Membership Rewards points = 1 KrisFlyer mile	7,500 Membership Rewards points
ANZ Rewards	3 ANZ Rewards points = 1 KrisFlyer mile	1,500 ANZ Reward Points
Bank of Melbourne Amplify Rewards	3 Amplify Rewards points = 1 KrisFlyer mile	3,000 Amplify Rewards points
BankSA Amplify Rewards	3 Amplify Rewards points = 1 KrisFlyer mile	3,000 Amplify Rewards points
Citi Rewards	3 Citi Rewards = 1 KrisFlyer mile	Not publicly listed – log in to your Citi Rewards account for details
CommBank Awards	3 CommBank Awards Points = 1 KrisFlyer mile	Not publicly listed – log in to your CommBank Awards account for details
HSBC Rewards Plus (Premier card only)	2 HSBC Rewards points = 1 KrisFlyer mile	5,000 HSBC Rewards points
NAB Rewards	3 NAB Rewards points = 1 KrisFlyer mile	3,000 NAB Rewards points
St.George Amplify Rewards	3 Amplify Rewards points = 1 KrisFlyer mile	3,000 Amplify Rewards points
Suncorp Rewards	2.5 points = 1 KrisFlyer mile	Not publicly listed – log in to your Suncorp Rewards account for details
Star Alliance (HSBC)	1 Star Alliance Point = 0.8 KrisFlyer miles	1,000 Star Alliance Points
Velocity Frequent Flyer	1.55 Velocity Points = 1 KrisFlyer miles	5,000 Velocity Points
Westpac Altitude	3 Altitude Points = 1 KrisFlyer mile	3,000 Altitude Points

Pros and cons of earning KrisFlyer Points

Pros

Get KrisFlyer miles without flying. By earning points per $1 on your eligible credit card spending, you can add to your KrisFlyer miles balance even when you're not flying.
Fly Singapore Airlines. Singapore Airlines is a highly regarded airline and flies to a huge number of destinations, particularly in Asia and Europe.
Choice of rewards. If you want to switch from earning KrisFlyer miles, a rewards credit card gives you lots of other ways to redeem points.
Other travel perks. Many credit cards also offer other travel benefits, such as complimentary insurance, lounge access and concierge services you can use to get more bang for your buck.

Cons

Low points earning potential. You can't earn KrisFlyer Points directly, and most reward points convert to KrisFlyer Points at a rate of 3:1. This means 150,000 reward points only get you 50,000 KrisFlyer Points. You can often convert similar points to Qantas or Velocity at a 2:1 rate. This also means you earn fewer points per dollar spent too.
High rates and fees. Reward credit cards have higher annual fees and interest rates than no-frill options, so you'll need to make sure the KrisFlyer miles you're earning outweigh the costs. Here's how to calculate the value.
KrisFlyer miles expiry risk. KrisFlyer Miles expire 36 months after you earn them.

Our expert says: Should you get a credit card for KrisFlyer points?

"You can get a credit card that offers 100,000 bonus Qantas or Velocity Points. Or a rewards card where the points convert at a rate of 2:1. But you can't earn KrisFlyer points directly with an Australian card, and most rewards points convert to KrisFlyer points at a rate of 3:1. So this is only going to work out if you are really committed to flying with Singapore Airlines. It's a great airline that flies to many destinations, but at a pure points value perspective it probably won't get you the most bang for your buck."

Richard Whitten

Editor

What else do I need to know about credit cards with KrisFlyer Miles?

If you want to earn more KrisFlyer miles with a credit card, make sure you think about these details:

Earn rate. As well as looking at the number of credit card points you'll earn per $1 spent, work out what this converts to in KrisFlyer miles. For example, with a card that earns 2 points per $1 and has a conversion rate of 2:1, you'd essentially earn 1 KrisFlyer mile per $1 spent.
Bonus points. Work out how many KrisFlyer miles you'll get once the bonus points are transferred (based on the card's conversion rate). Also look at the minimum spend requirement and decide if you'll be able to make enough purchases to meet it.
Points caps. Some reward credit cards limit the number of points you can earn per month or year. If you think your spending will take you over a card's points cap, you may want to look for one that offers a higher cap or uncapped rewards.
Point transfer times. It could take up to 15 business days from when you transfer points to when they're added to your KrisFlyer account. So you'll need to factor that in when you're planning to redeem KrisFlyer miles for a reward flight.
Rates and fees. Check the ongoing annual fee, keeping in mind that some cards offer a reduced or $0 annual fee in the first year. Also look at the interest rate that will apply to your purchases if you don't pay off your whole balance each month.

Get more details on Singapore Airlines KrisFlyer program in Finder's full guide, or compare a wider range of frequent flyer credit card offers available now.

Frequently asked questions

The HSBC Star Alliance Credit Card offers an equivalent earn rate of around 0.8 KrisFlyer miles per $1 on eligible spending. This is based on the earn rates for everyday purchases and the point transfer rates to KrisFlyer.
But the HSBC Star Alliance Credit Card only offers this earn rate for the first $3,000 in a statement period. After that, it earns an equivalent to 0.4 KrisFlyer miles per $1 for the rest of the statement period.
Sometimes there are promotions that allow you to get gold status without flying. One example of this is with the HSBC Star Alliance Credit Card, which offers gold status when you spend $4,000 in the first 90 days from account opening. You can also keep gold status by spending at least $60,000 on the card each year. As this is a Star Alliance card, you need to nominate Singapore Airlines KrisFlyer as the partnered program to get KrisFlyer Gold Status.
If you get a credit card that earns Velocity Points per $1, you can transfer the points to KrisFlyer by logging into your Velocity Frequent Flyer account. You can also transfer any other Velocity Points you earn, even if you don't have a Velocity credit card.
The transfer rate is 1.55 Velocity Points to 1 KrisFlyer mile. This is more competitive that the 3:1 transfer rate offered by most rewards cards. But the value would also depend on how many points you earned per $1 before conversion, so it's important to consider the earn rate (and bonus point offers) if your main focus is on getting more KrisFlyer miles.
Just like any rewards program, the value of KrisFlyer miles depends on how you redeem them. But to give you an idea, a one-way business class ticket from Sydney to Singapore was worth 68,500 miles. In comparison, the lowest one-way business class fare we could find when we checked the Singapore Airlines website in November 2024 was $2,785.
So in this example, every KrisFlyer Mile is worth around 4 cents. And every 1,000 miles redeemed is worth $40, which is at the high end of the scale for points-to-dollar values. But if you were earning miles through an Australian credit card, you'd also need to factor in the points transfer rate and how often you fly with Singapore Airlines to decide if it's worth it for you.

Thank you for your feedback!

To make sure you get accurate and helpful information, this guide has been edited by Richard Whitten as part of our fact-checking process.

Written by

Amy Bradney-George

Editor

Amy Bradney-George was the senior writer for credit cards at Finder, and editorial lead for Finder Green. She has over 16 years of editorial experience and has been featured in publications including ABC News, Money Magazine and The Sydney Morning Herald. See full bio

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Amy has written 565 Finder guides across topics including:

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8 Responses

LisaSeptember 2, 2019

1 Are there any credit cards in Australia that will link into KrisFlyer( Singapore Airlines) frequent flyer program?
2 Our current credit card is Westpac earth black( apparently not available any longer) giving us Qantas points- but we want Kris Flyer.

NikkiSeptember 3, 2019

Hi Lisa,

Thanks for getting in touch!

As of this writing, there aren’t any credit cards in Australia that directly earn Singapore Airlines KrisFlyer Miles. However, many reward credit cards allow you to earn points for your everyday spending, which you can then transfer to your KrisFlyer account or to another partnered frequent flyer program. You may refer to our guide about transferring frequent flyer points. With this option, you usually need to earn a minimum number of credit card reward points before you can redeem them for KrisFlyer Miles.

Hope this helps!

Best.
Nikki

HakanJune 26, 2015

Hi, are there any Visa or MasterCards which I can use for daily spendings and accumulate KrisFlyer points?

Finder

SallyJune 26, 2015Finder

Hi Hakan,

The Singapore Airlines Westpac Platinum Card is no longer available.

You can view the other Singapore Airlines credit cards available on this page. You can select the “Go to Site” button of your preferred credit card to proceed with your application. You can also contact the provider if you have specific questions. A gentle reminder, please ensure to read through the relevant product disclosure statement and terms and conditions to ensure that you got everything covered before you apply.

I hope this has helped.

Thanks,
Sally

faroukMay 3, 2015

Hi. My wife and I are Westpac Platinum cc holders. How do we tie up these cards with Singapore airline Visa card? What are the pluses & minuses?
Can we still get free travel insurance & earn F/ Flyer points?

Please advise,

Thanks

Farouk

Finder

JonathanMay 6, 2015Finder

Hi Farouk, thanks for your inquiry!

Unfortunately the Singapore Westpac credit cards are no longer an active offer, unless you currently hold an active Singapore Airlines Westpac credit card. Altitude Rewards points transfer over to Singapore’s KrisFlyer program at the rate of 2 for 1, and have a minimum transaction amount of 3,000 points to get the conversion started.

Cheers,

Jonathan

JonathanMay 5, 2013

Can you make tax payments to the ATO?

Finder

JacobMay 6, 2013Finder

Hi Johnathan. Thanks for your question. If you make the transaction as a BPAY payment, you will not earn rewards points as BPAY payments do not earn points. If you can get the ATO to direct debit from the account, you can earn points on this transaction. Hope this helps. Jacob.

KrisFlyer credit cards – how to earn KrisFlyer Miles in Australia