St.George Amplify Qantas Signature Card

"Lots to like about this card – the earn rate at 0.75 points per dollar is pretty good, you get up to 55 days interest free before needing to pay off the balance, and the free travel insurance was great. My only complaint is the Qantas lounge passes. To get them, you have to make a Qantas purchase using your card to activate the offer, then register for the lounge passes using a portal and after your application is processed, you'll receive 2 lounge passes. It was all too much effort, so I never got around to doing it."

David Megginson

Finder crew member

How to apply

You can apply for the St.George Amplify Qantas Signature Card online in 10 minutes. Before you get started, make sure you meet the eligibility requirements and have the necessary documents ready:

Eligibility criteria

• New cardholder. To take advantage of the bonus points offer on this card, you must not currently hold an Amplify Platinum or Amplify Signature credit card from Bank of Melbourne, St.George or BankSA. You also must not have held any of these accounts within the past 12 months.
• Residency. To apply online, you must be an Australian citizen or permanent resident.

• Age. You must be at least 18 years of age.

Required documents

• Personal information. This includes your full name, date of birth, residential address, email address and phone number. You also need a valid form of identification, such as your Australian driver's licence, Medicare card, passport or birth certificate.
• Employment information. Provide your job title, salary information and employer's contact details. If you're self-employed, you may also be asked for your accountant's contact information.
• Other financial details. This includes any other forms of income and assets such as savings or shares. You'll also need to share details of any existing debts and ongoing expenses such as rent, mortgage payments, bills and grocery shopping.
• Qantas Frequent Flyer number. To ensure your Qantas Points are credited to your account, you need to provide your Qantas Frequent Flyer membership number.

Card benefits

• Bonus points offer. Receive 80,000 bonus Qantas Points when you apply by 30 April 2025 and spend $6,000 on eligible purchases using your new card within the first 90 days from approval. Your points will be credited to your account within 12 weeks of meeting the spend requirement.
• Points per $1 spent. With the Amplify Qantas program, you'll earn 0.75 Qantas Point per $1 spent on eligible purchases up to a maximum of $250,000 per year (bonus Qantas Points not included in the cap).

• Airline lounge passes. You can relax before your next flight, enjoy complimentary food and beverages, and high-speed Wi-Fi thanks to 2 complimentary Qantas Club Lounge invitations per year. They're valid for Qantas Club and Qantas operated international business lounges, and you must register for the invitations on the St.George website to access them.
• Overseas travel insurance. The cardholder and their family can access up to 6 months of coverage. You must use your card to cover at least AU$500 of your prepaid travel costs (such as flights or accommodation) to activate the cover.
• Purchase cover insurance. You'll get up to four months of cover against the theft, loss or damage of selected new purchases.
• Transit accident insurance. If you suffer an accidental injury or die when travelling by train, bus, plane or ferry outside Australia, this insurance provides cover.
• Domestic flight inconvenience. This cover ensures you don't suffer a financial loss due to flight delays and cancellations.
• Extended warranty insurance. When you use this card to make a purchase, you'll receive up to 12 additional months on the manufacturer's expressed Australian warranty.
• Price guarantee cover. You can claim the difference if you find a product for sale cheaper within 21 days of purchasing.
• Shopping cashbacks. Shop with your eligible St.George card on the online rewards platform ShopBack to receive cashbacks.
• Concierge service. Save time on tasks like booking a restaurant, organising an event or ordering flowers by submitting a request to the 24/7 concierge service.
• Mobile payments. You can make contactless payments with your eligible Apple, Android or Samsung device by adding this card to your Google Pay, Samsung Pay, or Apple Pay wallet.

Rates & fees

• Annual fee. This card charges an annual fee of $370. This includes both $295 standard fee and $75 annual Qantas Rewards fee.
• Interest rates. The variable interest for purchases is 20.99% p.a., while the cash advance rate is 21.99% p.a.

• Interest-free days for purchases. This card offers up to 55 days interest-free on new purchases when you pay the monthly payment balance listed on your statement in full by the payment due date. Note that these interest-free days are separate from any longer-term interest rate promotions and the monthly payment balance excludes current balance transfers.
• Cash advances. If you use your card for cash advances and cash equivalent transactions, you'll be charged 21.99% p.a. interest rate from the day the transaction is made, as well as a one-time fee of 3% of each cash advance amount.
• Foreign transaction fee. Any transactions made overseas or online in a foreign currency are subject to a 3% currency conversion fee.