You'll be automatically invested in the Growth product when you join Rest. After you join, you can switch to one of the other investment options.
{"userFilters":[{"componentType":"MULTI-SELECT CHECKBOX","options":{"comparator":"contains","includeAllSelection":false,"defaultMatcher":"ANY","values":["Industry","Retail"],"fields":[{"label":"Industry","value":"Industry","comparator":"contains"},{"label":"Retail","value":"Retail","comparator":"contains"}]},"dataSelector":{"recordType":"PRODUCT","fieldCode":"DETAILS.FUND_CATEGORY"},"dataType":"TEXT","label":"Type of fund","queryParameter":"fundtype","order":0},{"componentType":"RADIO","options":{"comparator":"contains","values":["Conservative"," Moderate"," Balanced"," High growth"]},"dataSelector":{"recordType":"PRODUCT","fieldCode":"INVESTMENTS.INVESTMENT_TYPE"},"dataType":"TEXT","label":"Risk Level","queryParameter":"risklevel","order":1},{"componentType":"PROVIDER","options":null,"dataSelector":{"recordType":"PROVIDER","fieldCode":"GENERAL.ID"},"dataType":"UUID","label":"Providers","queryParameter":null,"order":2},{"componentType":"FULL MARKET COMPARISON","options":null,"dataSelector":{"recordType":null,"fieldCode":null},"dataType":null,"label":"Finder Partners","queryParameter":null,"order":3}],"niche":{"currencySymbol":"$","decimalPoint":".","decimalPlaces":"2","thousandsSeparator":","},"prefilled":false,"experimental":false}
1 - 8 of 8
Compare other products
We currently don't have that product, but here are others to consider:
How we picked these
The information in this table is based on data provided by SuperRatings Pty Limited ABN 95 100 192 283, a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, Australian Financial Services Licence No. 421445. In limited instances, where data is not available from SuperRatings for a product, the data is provided directly by the superannuation fund.
*Past performance data and fee data is for the period ending December 2024
What do Australians think of Rest Super super fund?
4.06/5 overall for Customer Satisfaction - equal to the average of 4.06
4.54/5 for Trust - higher than the average of 4.45
4.09/5 for Customer Service - higher than the average of 4.07
Profit to member fund. Also called an industry or not-for-profit fund, these super funds are not designed to benefit shareholders and will instead return profit to members.
9 investment options. There are 9 investment options to choose between, including a vriety of diversified funds and single asset class options.
Ethical investments are available. Rest factors environmental, social and governance (ESG) factors into all of its investment decisions. It also offers an 'Sustainable Growth' investment option for those wanting to invest ethically.
Consolidate your super online. You can find and combine your super with Rest using the app or online. The chat function is also available for those who need assistance.
Insurance cover. Rest offers Default Insurance for all members which includes Income Protection, Total and Permanent Disability and Death Cover. You can also apply to increase your cover if you are eligible.
Rest Advice. Rest offers an advice service with qualified financial advisors for free for members. You can access it over the phone or online and get help with your super or your financial goals.
Our expert says
"Rest was my first super fund. Performance was average in the balanced fund, but the fees really ate up the overall returns. I switched to QSuper to pay less in fees and to maximise performance. I think their 10-year performance is more like 6% versus leaders around 12%+. Switching funds was easy."
This is the default investment option you'll be invested in when you join the fund. It's a diversified investment product that invests in a range of different asset classes. It has a High risk level, and invests in roughly 70% growth assets and 30% defensive assets.
Cash
This product has a Very Low risk level and invests exclusively in cash products like interest-earning deposit accounts.
Capital Stable
This product has a Low to Medium risk level. It invests in roughly 65% defensive assets and 35% growth assets.
Balanced
This option is a diversified investment product that invests in a range of different asset classes. It has a Medium to High risk level, and has an asset allocation of roughly 55% growth assets and 45% defensive.
Balanced - Index
This option is a diversified investment product that invests in a mix of indexed funds. It has a High risk level, and invests in roughly 75% growth assets (primarily shares) and 25% defensive.
Sustainable Growth
This option is a diversified investment product with a focus on sustainable investments. It has a High risk level, and in invests roughly 80% growth assets and 20% defensive.
High Growth
This option is a diversified investment product that invests in a range of different asset classes. It has a High risk level, and has an asset allocation of roughly 80-90% growth assets and 10-20% defensive.
Australian Shares - Indexed
This option has a Very High risk level and invests entirely in Australian shares via indexed funds.
Overseas Shares - Indexed
This option has a High risk level and invests entirely in overseas shares via indexed funds.
What insurance cover is available?
Rest offers 3 types of insurance: Income Protection, Total and Permanent Disability, and Death Cover.
Rest's Default Cover is an insurance package that combines all 3 and is available to all members. You can also opt to increase your cover if you prefer.
Income protection. This insurance cover protects you if you are unable to work for an extended period of time due to certain reasons, such as injury or illness.
Total and Permanent Disability. This cover is designed to cover you in the form of a lump sum payment if you become totally and permanently disabled and are unlikely to work again.
Death Cover. Your family and friends will receive a payment or pension in the event of your death through this cover.
How to join Rest Super
Joining Rest Super is a straightforward process and shouldn't take long. Here are the steps:
Begin the online application on Rest's site
Provide your contact details and create a password
Optional: Provide your Tax File Number (TFN)
Once your account is set up, share your details with your employer
All user-submitted reviews must meet our review guidelines. These set out our standards and expectations, including that the review is from by a genuine user of the relevant product or service and that it is honest, authentic and respectful. We explicitly prohibit fake or otherwise misleading reviews and we check all submissions, but we make no guarantee as to the authenticity of any published review or reviewer. Some reviews may be submitted (regardless of sentiment) in exchange for entry into any competition(s) for which we are the promoter.
Elizabeth Barry is an experienced journalist with over 10 years of expertise in personal finance, contributing to outlets like the ABC, Sydney Morning Herald, and 7News. She holds a Master of Arts in Creative Writing and a Bachelor of Arts in Communication from the University of Technology Sydney, and has earned multiple award nominations, including a Highly Commended recognition at the 2017 Lizzies. Elizabeth began her career at Finder in 2013, progressing through roles to become Lead Editor, where she oversaw a wide range of personal finance coverage until 2024. See full bio
Elizabeth's expertise
Elizabeth has written 210 Finder guides across topics including:
Going on parental leave will impact your super. Here are the rules for super on parental leave and how to look after your super balance while you're off work.
Conservative super funds are designed to protect your superannuation savings. These funds have more money invested in low-risk, defensive assets like cash, fixed interest and bonds and less money invested in shares.
We've compared the fees, investment options and performance for both Australian Retirement Trust and HESTA to help you choose between these two popular super funds.
Explore the intricacies of the early release of super, including eligibility criteria and application steps. This guide provides essential insights for accessing your superannuation funds prior to retirement.
Self-employed super contributions are a great way to boost your retirement savings, but there are some rules. See rules for contributions and compare super funds if you're self employed.
Important information about this website
Finder makes money from featured partners, but editorial opinions are our own.
Finder is one of Australia's leading comparison websites. We are committed to our readers and stand by our editorial principles.
We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labeling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
We make money by featuring products on our site. Compensation received from the providers featured on our site can influence which products we write about as well as where and how products appear on our page, but the order or placement of these products does not influence our assessment or opinions of them, nor is it an endorsement or recommendation for them.
Products marked as 'Top Pick', 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product.
When products are grouped in a table or list, the order in which they are initially sorted may be influenced by a range of factors including price, fees and discounts; commercial partnerships; product features; and brand popularity. We provide tools so you can sort and filter these lists to highlight features that matter to you.
Please read our website terms of use and privacy policy for more information about our services and our approach to privacy.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
How likely would you be to recommend Finder to a friend or colleague?
0
1
2
3
4
5
6
7
8
9
10
Very UnlikelyExtremely Likely
Required
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.