Aware Super

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Finder Provider of the Year 2024 winner!

Aware Super won the super fund provider of the year award in 2024. Aware Super combines strong fund performance with great customer satisfaction. To win in this category, a super fund must not only score highly for its super fund products based on performance and fees. It also needs to score highly among actual customers based on trustworthiness and customers service.

Finder Best Low Fee Super Fund 2024 winner!

Aware Super Balanced Indexed

Aware Super Balanced Indexed won the best low fee super fund award. This fund had some of the lowest fees on the market and strong performance.

Aware Super performance and fees

1 - 20 of 23

Name	Last 1 year performance (p.a.)	Last 3 year performance (p.a.)	Last 5 year performance (p.a.)	Last 10 year performance (p.a.)	Fees on $50k balance (p.a.)
Aware Super Balanced Industry fund	Last 1 year performance (p.a.) +10.07%	Last 3 year performance (p.a.) +5.23%	Last 5 year performance (p.a.) +6.83%	Last 10 year performance (p.a.) +7.61%	Fees on $50k balance (p.a.) $462	Go to site More Info Compare
Aware Super Conservative Balanced Finder AwardIndustry fund	Last 1 year performance (p.a.) +8.23%	Last 3 year performance (p.a.) +4.09%	Last 5 year performance (p.a.) +4.98%	Last 10 year performance (p.a.) +6.1%	Fees on $50k balance (p.a.) $422	Go to site More Info Compare
Aware Super - Balanced Socially Conscious Finder AwardIndustry fundEthical	Last 1 year performance (p.a.) +11.92%	Last 3 year performance (p.a.) +6.17%	Last 5 year performance (p.a.) +7.6%	Last 10 year performance (p.a.) +7.78%	Fees on $50k balance (p.a.) $337	Go to site More Info Compare
Aware Super Future Saver - MySuper Lifecycle High Growth Industry fundLifestageHigher risk	Last 1 year performance (p.a.) +11.31%	Last 3 year performance (p.a.) +6.14%	Last 5 year performance (p.a.) +8.28%	Last 10 year performance (p.a.) +8.93%	Fees on $50k balance (p.a.) $497	Go to site More Info Compare
Aware Super Future Saver - MySuper Lifecycle Manage Age 56 Industry fundLifestage	Last 1 year performance (p.a.) +11.06%	Last 3 year performance (p.a.) +5.96%	Last 5 year performance (p.a.) +7.99%	Last 10 year performance (p.a.) +8.67%	Fees on $50k balance (p.a.) $487	Go to site More Info Compare
Aware Super Future Saver - MySuper Lifecycle Manage Age 57 Industry fundLifestage	Last 1 year performance (p.a.) +10.81%	Last 3 year performance (p.a.) +5.78%	Last 5 year performance (p.a.) +7.7%	Last 10 year performance (p.a.) +8.4%	Fees on $50k balance (p.a.) $482	Go to site More Info Compare
Aware Super Future Saver - MySuper Lifecycle Manage Age 58 Industry fundLifestage	Last 1 year performance (p.a.) +10.56%	Last 3 year performance (p.a.) +5.6%	Last 5 year performance (p.a.) +7.41%	Last 10 year performance (p.a.) +8.14%	Fees on $50k balance (p.a.) $477	Go to site More Info Compare
Aware Super Future Saver - MySuper Lifecycle Manage Age 59 Industry fundLifestage	Last 1 year performance (p.a.) +10.32%	Last 3 year performance (p.a.) +5.42%	Last 5 year performance (p.a.) +7.12%	Last 10 year performance (p.a.) +7.88%	Fees on $50k balance (p.a.) $467	Go to site More Info Compare
Aware Super International Shares Industry fundHigher risk	Last 1 year performance (p.a.) +21.36%	Last 3 year performance (p.a.) +10.39%	Last 5 year performance (p.a.) +12.35%	Last 10 year performance (p.a.) +12.13%	Fees on $50k balance (p.a.) $167	More Info Compare
Aware Super Australian Shares Industry fundHigher risk	Last 1 year performance (p.a.) +13.38%	Last 3 year performance (p.a.) +7.73%	Last 5 year performance (p.a.) +7.99%	Last 10 year performance (p.a.) +8.46%	Fees on $50k balance (p.a.) $167	More Info Compare
Aware Super Property Industry fundHigher risk	Last 1 year performance (p.a.) +5.79%	Last 3 year performance (p.a.) +0.16%	Last 5 year performance (p.a.) +2.72%	Last 10 year performance (p.a.) +6.73%	Fees on $50k balance (p.a.) $362	More Info Compare
Aware Super Future Saver - Bonds Industry fund	Last 1 year performance (p.a.) +4.04%	Last 3 year performance (p.a.) N/A	Last 5 year performance (p.a.) N/A	Last 10 year performance (p.a.) N/A	Fees on $50k balance (p.a.) $187	More Info Compare
Aware Super Future Saver - Cash Industry fund	Last 1 year performance (p.a.) +4.33%	Last 3 year performance (p.a.) +2.68%	Last 5 year performance (p.a.) +1.92%	Last 10 year performance (p.a.) +1.97%	Fees on $50k balance (p.a.) $157	More Info Compare
Aware Super Future Saver - Conservative Industry fund	Last 1 year performance (p.a.) +6.39%	Last 3 year performance (p.a.) +3.23%	Last 5 year performance (p.a.) +3.86%	Last 10 year performance (p.a.) +5.18%	Fees on $50k balance (p.a.) $352	More Info Compare
Aware Super Future Saver - High Growth Socially Conscious Industry fundHigher risk	Last 1 year performance (p.a.) +13.38%	Last 3 year performance (p.a.) N/A	Last 5 year performance (p.a.) N/A	Last 10 year performance (p.a.) N/A	Fees on $50k balance (p.a.) $352	More Info Compare
Aware Super Future Saver - MySuper Lifecycle Conservative Balanced Industry fundLifestage	Last 1 year performance (p.a.) +8.23%	Last 3 year performance (p.a.) +4.09%	Last 5 year performance (p.a.) +4.98%	Last 10 year performance (p.a.) +6.1%	Fees on $50k balance (p.a.) $422	More Info Compare
Aware Super Future Saver - MySuper Lifecycle Manage Age 60 Industry fundLifestage	Last 1 year performance (p.a.) +10.07%	Last 3 year performance (p.a.) +5.23%	Last 5 year performance (p.a.) +6.83%	Last 10 year performance (p.a.) +7.61%	Fees on $50k balance (p.a.) $462	More Info Compare
Aware Super Future Saver - MySuper Lifecycle Manage Age 61 Industry fundLifestage	Last 1 year performance (p.a.) +9.7%	Last 3 year performance (p.a.) +5.01%	Last 5 year performance (p.a.) +6.46%	Last 10 year performance (p.a.) +7.31%	Fees on $50k balance (p.a.) $452	More Info Compare
Aware Super Future Saver - MySuper Lifecycle Manage Age 62 Industry fundLifestage	Last 1 year performance (p.a.) +9.33%	Last 3 year performance (p.a.) +4.78%	Last 5 year performance (p.a.) +6.09%	Last 10 year performance (p.a.) +7.01%	Fees on $50k balance (p.a.) $447	More Info Compare
Aware Super Future Saver - MySuper Lifecycle Manage Age 63 Industry fundLifestage	Last 1 year performance (p.a.) +8.96%	Last 3 year performance (p.a.) +4.55%	Last 5 year performance (p.a.) +5.72%	Last 10 year performance (p.a.) +6.71%	Fees on $50k balance (p.a.) $437	More Info Compare

Showing 20 of 23 results

The information in this table is based on data provided by SuperRatings Pty Limited ABN 95 100 192 283, a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, Australian Financial Services Licence No. 421445. In limited instances, where data is not available from SuperRatings for a product, the data is provided directly by the superannuation fund.

*Past performance data and fee data is for the period ending July 2024

What do Australians think of Aware Super super fund?

4.15/5 overall for Customer Satisfaction — higher than the average of 4.06
4.45/5 for Trust — equal to the average of 4.45
4.19/5 for Customer Service — higher than the average of 4.07

Based on Aware Super super fund scores in Finder's 2024 Customer Satisfaction Awards.

Finder Best Conservative Super Fund 2024 winner!

Aware Super Conservative Balanced

Aware Super Conservative Balanced won the best conservative fund award this year. This fund has reasonable fees and solid performance compared to other conservative funds.

Finder Best Shares Super Fund 2024 Highly commended

Aware Super International Shares

Aware Super International Shares ranked in highly commended for the shares super fund category.

What are the key features of Aware Super?

Choose from 15 investment options. Choose between 9 pre-mixed investment portfolios or 6 single asset class options.
MySuper investment option. Aware Super's MySuper option is a high growth investment option while you're under age 55, then it'll gradually change to a growth option with slightly less exposure to shares.
Ethical investments available. Choose to invest in a pre-mixed portfolio of socially conscious options across super.
Default insurance cover. Eligible members receive automatic death and total permanent disablement (TPD) cover, with the option to increase, reduce or cancel cover at any time. Aware Super also offers tailored insurance cover for some higher risk professions such as police and ambulance.
Consolidate your super online. You can easily opt to consolidate your existing super into your new Aware Super account when joining, or any time after you've joined via the web portal or mobile app.
Access to advice about your super. Members can get free access to general advice about their super account, insurance and investment options. Members can also get access to personal financial advice and planning for an additional fee.

Aware Super investment options explained

Option 1: Pre-mixed investment portfolios

You can choose to invest your super in one of the following pre-mixed investment options depending on your risk tolerance and personal preference.

If you don't want to choose, you'll automatically be invested in options based on your age.

Pre-mixed investment option	Risk level	How your money is invested
High Growth	High	88% growth 12% defensive assets
Balanced	High	75% growth 25% defensive assets
High growth socially conscious	High	88% growth 12% defensive assets This option has restrictions based environmental and social impacts.
Conservative	Low to medium	38% growth 62% defensive assets

Option 2: Single asset class investment options

If you want to be more hands-on with your super, you can build your own investment portfolio using one or a combination of these single asset class options.

Single asset class option	Risk	Target asset allocation
Cash	Very low	Cash: 100%
Australian shares	Very high	Australian equities: 100% (95%-100% range)
International shares	Very high	International equities: 100% (95%-100% range)
Bonds	Medium to high	50% Australian fixed income 50% international fixed income
Property	Very high	Listed and unlisted property: 100% (95%-100% range)

What insurance options are available with Aware Super?

You can opt in for the following default insurance when you become an Aware Super member:

Death: This is paid to your beneficiaries (usually your immediate family) in the event of your unexpected death.
TPD: This is paid to you in the event you become disabled to the point you cannot work.

Your level of cover will depend on your age and occupation, and you can reduce your level of cover or cancel your cover altogether at any time. You also have the option of adding income protection insurance cover at any point.

How do I join Aware Super?

You can join Aware Super online; and the application process is simple and should take you 10-20 minutes to complete.

Make sure you have the following details handy before you start the application:

Your full name, date of birth and gender
Your Australian residential address
Your phone number and email address
Your tax file number (TFN)
Your chosen investment option and insurance cover
Details of your existing super fund if you'd like to consolidate your funds during the application process

Once your application has been completed successfully, you'll receive the details of your membership by email. You should then give these details to your employer if you'd like your compulsory employer super payments to go into your Aware Super fund.

Thank you for your feedback!

Written by

Alison Banney

Editor

Alison Banney is the money editorial manager at Finder. She covers all areas of personal finance, and her areas of expertise are superannuation, banking and saving. She has written about finance for 10 years, having previously worked at Westpac and written for several other major banks and super funds. See full bio

Alison's expertise

Alison has written 626 Finder guides across topics including:

Superannuation
Savings accounts, bank accounts and term deposits
Budgeting and money-saving hacks
Managing the cost of living

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4 Responses

BrianMarch 6, 2024

i’m 67 this year till working full time can i access my super and not affect my taxable income

Finder

SarahMarch 6, 2024Finder

Hi Brian,

We’re not licenced to provide taxation advice. However this information on the ATO website might be useful.

Hope this helps!

MJTApril 28, 2023

Can i join Aware with zero funds. Funds will start going in as soon as i give my details to my employer. How long does it takes to be effective member? Can i give my membership details to my employer as soon as possible once i received it. Thank you.