Cheap travel insurance that doesn’t flop

Get first-class level travel insurance from $3.75 a day.

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By

Gary Ross Hunter

&

Peta Taylor

Updated

Fact checked
Travel Insurance

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How to find cheap travel insurance

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Decide what you actually want cover for

Bigger isn’t always better and paying more for a policy with heaps of inclusions you don’t care about is a waste of money. Take the time to read the differences between a basic policy and a more comprehensive one so you can make an informed decision.

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Take advantage of deals

Insurers will often have deals and discounts available where you can score up to 15% off your travel insurance policy. Depending on your trip, this can save you quite a bit of cash.

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Increase your excess

This is the amount you need to pay when you make a claim and increasing it will make your premium cheaper. Choosing a higher excess means that it probably won't be worth making a claim for smaller expenses, but it ensures you're still covered if something more serious and expensive happens.

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"I recently booked a trip to Noosa where we were hiring a rental car. To hire it with an adequate level of insurance protection, we were going to have to pay $150 extra. I knew that a travel insurance policy could cover rental car excesses in the event of an accident, so I looked at how much a policy would cost. It came in at just $120 for both me and my husband. Given this included way more coverage than just the rental car and was ultimately cheaper too, we went with this option and were able to drive the rental car carefree. It was great knowing we’d also be covered for any flight cancellations (I’ve been burned before) and luggage woes too."

Publisher of Insurance

FAQs

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Editor, Insurance

Gary Ross Hunter was an editor at Finder, specialising in insurance. He’s been writing about life, travel, home, car, pet and health insurance for over 6 years and regularly appears as an insurance expert in publications including The Sydney Morning Herald, The Guardian and news.com.au. Gary holds a Kaplan Tier 2 General Advice General Insurance certification which meets the requirements of ASIC Regulatory Guide 146 (RG146). See full bio

Gary Ross's expertise
Gary Ross has written 644 Finder guides across topics including:
  • Health, home, life, car, pet and travel insurance
  • Managing the cost of living
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Co-written by

Publisher of Insurance

Peta Taylor is a publisher at Finder, working across all of insurance. She's been analysing product disclosure statements and publishing articles for over 2 years. Peta is passionate about demystifying complex insurance products to help users make well educated decisions with confidence. Peta is part of Finder's insurance awards team and works alongside editorial and insights experts to bring users the best insurance products every year. See full bio

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