Dental travel insurance

Most travel insurance covers dental. Compare quotes from 15 brands – that’s more than any other site in Australia.

Dental Insurance

Key takeaways

  • Most travel insurance policies will cover dental expenses.
  • Travel insurance only covers medically necessary dental treatment – no routine check-ups or elective treatments.
  • You can get policies that cover dental from $2.40 per day.

Get travel insurance that covers dental

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Compare travel insurance with dental cover

We've researched a few of our partnered brands and have highlighted the limits of each brand.

BrandLimitDetailsApply
Medibank Travel Insurance$2,000Cover for emergency overseas dental treatment on the advice of a qualified medical practitioner or dentist to relieve pain or temporarily restore function.
Bonus
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Freely Travel InsuranceUnlimitedCover for emergency overseas dental treatment on the advice of a qualified medical practitioner or dentist to relieve pain or temporarily restore function.
Bonus
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Zoom logo$500Cover for the cost of overseas emergency dental treatment following infection or broken tooth and which the treating dentist certifies in writing is solely required for the immediate relief of sudden and acute onset of pain to healthy, natural teeth.
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Fast Cover Logo$1,000Cover for the cost of overseas emergency dental treatment incurred which the treating dentist certifies in writing is for the relief of sudden and acute pain to sound and natural teeth.
Finder AwardBonus
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Insure4Less Travel Insurance Logo$500Cover for the cost of overseas emergency dental treatment following infection or broken tooth and which the treating dentist certifies in writing is solely required for the immediate relief of sudden and acute onset of pain to healthy, natural teeth.
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Travel Insuranz Travel Insurance Logo$1,000Cover for the cost of overseas emergency dental treatment following infection or broken tooth and which the treating dentist certifies in writing is solely required for the immediate relief of sudden and acute onset of pain to healthy, natural teeth.
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insureandgo$500Cover for emergency dental treatment as long as it is for the immediate relief of pain only.
Finder AwardBonus
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Tick Logo$500Cover for emergency dental treatment as long as it is for the immediate relief of pain only.
Finder AwardBonus
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World2Cover Logo
$2,000Cover for emergency dental expenses incurred following an injury to sound and natural teeth caused solely and directly by eternal and visible means as a result of an Accident and which does not result from an illness or disease, but not treatment that can be delayed until You return to Australia.
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Covermore logo$2,000Cover for emergency overseas dental treatment on the advice of a qualified medical practitioner or dentist to relieve pain or temporarily restore function.
Bonus
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Southern Cross LogoSCTI$2,000Cover for emergency dental treatment to relieve sudden and acute pain or if natural teeth, replacement teeth or dentures have been damaged during your journey as a result of an injury.
Finder Award
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Travel Insurance Saver$1,000Cover for dental treatment expenses you incur arising from an injury to healthy natural teeth and which cannot be delayed until your return to Australia.
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Easy Travel Insurance$2,000Cover for the usual and customary cost of emergency dental treatment provided outside Australia by on the advice of a qualified medical practitioner or dentist to relieve pain or temporarily restore function.
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Qantas travel insuranceUnlimitedCovers teeth that are injured in an accident and emergency relief of dental pain – if you suffer sudden and acute dental pain.
Bonus
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1Cover Logo$1,000Cover for cost of emergency dental treatment for dental costs incurred which the treating dentist certifies in writing is for the relief of sudden and acute pain to sound and Natural Teeth.More info
All clear travel insurance logo$350Cover for emergency dental treatment for the relief of pain only.
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Stella travel insurance logo$2,000Cover for emergency dental treatment as long as it is for essential temporary treatment for the immediate relief
of pain or discomfort to sound, healthy and natural teeth; and/or emergency repairs to dentures and orthodontic
appliances carried out solelyn to alleviate distress in eating.
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Australia Post$2,000Cover for emergency dental treatment provided outside Australia by or on the advice of a qualified medical
practitioner or dentist to relieve pain or temporarily restore function.
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American Express logo$1,500Cover for emergency dental treatment to natural teeth.More info
RACV Travel Insurance Logo
UnlimitedCover for emergency overseas dental expenses incurred following an injury to sound and natural teeth caused solely and directly by external and visible means as a result of an Accident and which does not result from an illness or disease, but not treatment that can be delayed until You return to Australia.More info
WorldcareUnlimitedCover for overseas dental expenses prescribed by the treating dentist caused by an injury or sudden pain on natural teeth.More info
Travel with Kit Logo$2,000Cover for emergency overseas dental treatment certified by the treating dentist in writing that the treatment is required only for the relief of sudden and acute onset of pain to healthy, natural teeth, which are teeth that are whole or properly restored (with fillings only).More info
Travel with Jane Logo$2,000Cover for emergency overseas dental treatment certified by the treating dentist in writing that the treatment is required only for the relief of sudden and acute onset of pain to healthy, natural teeth, which are teeth that are whole or properly restored (with fillings only).More info

Note: This information was last updated September 2023

General exclusions applied to emergency dental treatment

As with most other benefits under a travel insurance policy, there are certain circumstances where your emergency dental treatment claim will not be paid. These usually include:

  • If your claim arises from a pre-existing condition
  • Expenses incurred after two weeks of treatment from a dentist, although special approval may be granted in some cases
  • If you fail to follow the advice you receive from your travel insurer's emergency assistance line
  • If you receive any health care treatment that is covered under the Australian Government's Reciprocal Health Care Agreement with the country in which you are travelling
  • If your claim is for damage to dentures, crowns, bridges or dental prostheses
  • If your claim is for costs incurred in Australia
  • If your claim is for dental injury sustained during your participation in snow sports activities
  • If your claim is for expenses resulting from dental treatment using precious metals
  • If your claim is for expenses incurred during a cosmetic dentistry procedure
  • If your claim is for treatment costs caused by the deterioration and/or decay of your teeth or associated tissue

Frequently asked questions

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Editor, Insurance

Gary Ross Hunter was an editor at Finder, specialising in insurance. He’s been writing about life, travel, home, car, pet and health insurance for over 6 years and regularly appears as an insurance expert in publications including The Sydney Morning Herald, The Guardian and news.com.au. Gary holds a Kaplan Tier 2 General Advice General Insurance certification which meets the requirements of ASIC Regulatory Guide 146 (RG146). See full bio

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Gary Ross has written 648 Finder guides across topics including:
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