Key takeaways
- Most travel insurance policies will cover dental expenses.
- Travel insurance only covers medically necessary dental treatment – no routine check-ups or elective treatments.
- You can get policies that cover dental from $2.40 per day.
Get travel insurance that covers dental
Compare travel insurance with dental cover
We've researched a few of our partnered brands and have highlighted the limits of each brand.
Brand | Limit | Details | Apply |
---|---|---|---|
$2,000 | Cover for emergency overseas dental treatment on the advice of a qualified medical practitioner or dentist to relieve pain or temporarily restore function. | Bonus | |
Unlimited | Cover for emergency overseas dental treatment on the advice of a qualified medical practitioner or dentist to relieve pain or temporarily restore function. | Bonus | |
$500 | Cover for the cost of overseas emergency dental treatment following infection or broken tooth and which the treating dentist certifies in writing is solely required for the immediate relief of sudden and acute onset of pain to healthy, natural teeth. | Get quote | |
$1,000 | Cover for the cost of overseas emergency dental treatment incurred which the treating dentist certifies in writing is for the relief of sudden and acute pain to sound and natural teeth. | Finder AwardBonus | |
$500 | Cover for the cost of overseas emergency dental treatment following infection or broken tooth and which the treating dentist certifies in writing is solely required for the immediate relief of sudden and acute onset of pain to healthy, natural teeth. | Get quote | |
$1,000 | Cover for the cost of overseas emergency dental treatment following infection or broken tooth and which the treating dentist certifies in writing is solely required for the immediate relief of sudden and acute onset of pain to healthy, natural teeth. | Get quote | |
$500 | Cover for emergency dental treatment as long as it is for the immediate relief of pain only. | Finder AwardBonus | |
$500 | Cover for emergency dental treatment as long as it is for the immediate relief of pain only. | Finder AwardBonus | |
$2,000 | Cover for emergency dental expenses incurred following an injury to sound and natural teeth caused solely and directly by eternal and visible means as a result of an Accident and which does not result from an illness or disease, but not treatment that can be delayed until You return to Australia. | Get quote | |
$2,000 | Cover for emergency overseas dental treatment on the advice of a qualified medical practitioner or dentist to relieve pain or temporarily restore function. | Bonus | |
$2,000 | Cover for emergency dental treatment to relieve sudden and acute pain or if natural teeth, replacement teeth or dentures have been damaged during your journey as a result of an injury. | Finder Award | |
$1,000 | Cover for dental treatment expenses you incur arising from an injury to healthy natural teeth and which cannot be delayed until your return to Australia. | Get quote | |
$2,000 | Cover for the usual and customary cost of emergency dental treatment provided outside Australia by on the advice of a qualified medical practitioner or dentist to relieve pain or temporarily restore function. | Get quote | |
Unlimited | Covers teeth that are injured in an accident and emergency relief of dental pain – if you suffer sudden and acute dental pain. | Bonus | |
$1,000 | Cover for cost of emergency dental treatment for dental costs incurred which the treating dentist certifies in writing is for the relief of sudden and acute pain to sound and Natural Teeth. | More info | |
$350 | Cover for emergency dental treatment for the relief of pain only. | Get quote | |
$2,000 | Cover for emergency dental treatment as long as it is for essential temporary treatment for the immediate relief of pain or discomfort to sound, healthy and natural teeth; and/or emergency repairs to dentures and orthodontic appliances carried out solelyn to alleviate distress in eating. | Get quote | |
$2,000 | Cover for emergency dental treatment provided outside Australia by or on the advice of a qualified medical practitioner or dentist to relieve pain or temporarily restore function. | Get quote | |
$1,500 | Cover for emergency dental treatment to natural teeth. | More info | |
Unlimited | Cover for emergency overseas dental expenses incurred following an injury to sound and natural teeth caused solely and directly by external and visible means as a result of an Accident and which does not result from an illness or disease, but not treatment that can be delayed until You return to Australia. | More info | |
Unlimited | Cover for overseas dental expenses prescribed by the treating dentist caused by an injury or sudden pain on natural teeth. | More info | |
$2,000 | Cover for emergency overseas dental treatment certified by the treating dentist in writing that the treatment is required only for the relief of sudden and acute onset of pain to healthy, natural teeth, which are teeth that are whole or properly restored (with fillings only). | More info | |
$2,000 | Cover for emergency overseas dental treatment certified by the treating dentist in writing that the treatment is required only for the relief of sudden and acute onset of pain to healthy, natural teeth, which are teeth that are whole or properly restored (with fillings only). | More info |
Note: This information was last updated September 2023
General exclusions applied to emergency dental treatment
As with most other benefits under a travel insurance policy, there are certain circumstances where your emergency dental treatment claim will not be paid. These usually include:
- If your claim arises from a pre-existing condition
- Expenses incurred after two weeks of treatment from a dentist, although special approval may be granted in some cases
- If you fail to follow the advice you receive from your travel insurer's emergency assistance line
- If you receive any health care treatment that is covered under the Australian Government's Reciprocal Health Care Agreement with the country in which you are travelling
- If your claim is for damage to dentures, crowns, bridges or dental prostheses
- If your claim is for costs incurred in Australia
- If your claim is for dental injury sustained during your participation in snow sports activities
- If your claim is for expenses resulting from dental treatment using precious metals
- If your claim is for expenses incurred during a cosmetic dentistry procedure
- If your claim is for treatment costs caused by the deterioration and/or decay of your teeth or associated tissue
Frequently asked questions
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