Is high blood pressure considered a pre-existing condition for travel insurance?

Yes, however high blood pressure is a pre-existing condition that is automatically covered by most policies at no additional charge unless it's caused by another condition, like cardiovascular disease or diabetes .

Can I get travel insurance if I have high blood pressure and will I need to pay a premium?

Yes. The providers on the table above will consider you if you have hypertension, granted you also meet their conditions. Keep in mind, you will need to: Declare your condition. You'll generally need to do this if it's not automatically covered. Follow the conditions of the policy. This varies between policies e.g. some policies state no cover if you have any cardiovascular conditions or diabetes on some policies. Pay any extra premium, if required. If you need cover for your hypertension that's due to a pre-existing condition like heart surgery or diabetes you may need to pay an additional premium. [

Can I get cover if I'm on medication for high blood pressure?

Yes, it is possible to get travel insurance cover if you're taking medication to control high blood pressure, but conditions apply in some cases. For example, some insurers specify that you must be taking no more than two medications. Another common condition is that you must have had no change in medication or dosage for a certain period of time such as three months.

Do I need to tell my insurer if I have high blood pressure?

While many travel insurance policies do state to automatically cover high blood pressure, it's best to declare as your condition may differ from the insurer's definition of blood pressure. For example, you may have been hospitalised in the past due to a condition related to your high blood pressure. Failing to let them know about your high blood pressure, should a problem arise while you're away, could lead to your policy being cancelled or any future claims you make being rejected. So when you come to the section of your travel insurance application that asks you about your medical history, make sure to be upfront and honest about your high blood pressure. Keep in mind that not all cases of high blood pressure will result in a premium being paid on top of your policy, so don't be afraid of the cost of declaring.

Can travel insurance on my credit card cover me?

One of the major downsides of many credit card travel insurance policies is that they automatically exclude all pre-existing medical conditions from cover. This means no cover is available in most cases if you suffer from high blood pressure. However, even if your condition is covered, credit card travel insurance policies typically limit the cover they offer for overseas medical and hospital expenses, so the benefits provided simply may not be sufficient to cover your costs.