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How the Finder Score helps you find a better savings account
The Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.
We score each savings account in our database of hundreds based on a data-driven methodology with 2 main criteria: Does the account offer a high interest rate? And is it easy for savers to actually earn that rate?
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Global Saving statistics
Australian households will save 4.8% of their disposable household income in 2025, equivalent to $2,716 per year.
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Savings account statistics 2024
The average Australian has $37,975 in savings and saves $705 each month. Learn about this and more with our savings account statistics.
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Joint savings accounts
You can open a joint savings account with another person to save for a shared goal. Here's how they work and how to find the best joint savings account for you.
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How to save $20,000 in a year
Wanting to save money doesn’t make it easier, but this free template helps.
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Financial support for victims of domestic abuse
Financial difficulties can compound the problems faced by survivors of domestic violence. This guide includes a list of support services that can help, and advice on how to financially plan an exit strategy for abusive relationships.
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Can you open a savings account for your grandchild in Australia?
Gift savings accounts are just the beginning for starting kids off on the right track to a secure financial future.
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Compare high interest savings accounts
Kickstart your savings plan with a high interest savings account.
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Best savings accounts – expert picks
See some of the best savings accounts in Australia right now with high interest rates and no fees, plus tips to help you find the best savings account for you.
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Savings interest calculator
Our range of simple calculators can help you plan your finances and compare potential interest earned.
Ask a question
do you have information on Beyond Bank
Hi Peter,
We have a few different pages of guidance on Beyond Bank’s products:
https://www.finder.com.au/car-loans/beyond-bank
https://www.finder.com.au/credit-cards/beyond-bank-credit-cards
Hope this helps!
I wish to find a bank interest rate greater than 5.50% – with the $250k Government guarantee
– any suggestions /recommendations ?
Please
Thankyou
Peter B
Hi Peter, you can see current savings rates here: https://www.finder.com.au/savings-accounts
I cannot find a way for your finder to simply show all of the best base interest rates (as opposed to the limited time high interest rate offering).
(Also your expert commentary often seems off the mark. Eg it said that the Rabobank base interest rate of 4% was low and there was much better out there in the market place. Most banks that I looked at were much lower??)
Best
Glen
Hi Glen, you can filter for the base interest rates by clicking on that column heading to show in order of highest or lowest.
If you have a $50,000.00 to invest which term deposit or other account would you recommend
Hi Daniela,
You can check our page here for options.
Best regards,
Alison
Is Danske Bank available in Australia?
Hi Sherrif,
Thank you for your comment.
Upon checking, I am sorry to inform you that Danske Bank isn’t available in Australia.
Regards,
Jhezelyn