In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Frequently asked questions
  • Your reviews
  • Ask a question
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Latitude 28° Global Platinum Mastercard – Rewards Offer

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Latitude 28° Global Platinum Mastercard - Rewards Offer
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Terms and conditions apply
Purchase rate
27.99% p.a.
Annual fee
$96 p.a.
Interest-free on purchases
Up to 55 days

Our verdict

No international transaction or currency conversion fees on purchases when you travel or shop online with the Latitude 28° Global Platinum Mastercard.

The Latitude 28° Global Platinum Mastercard is great for travellers and shoppers looking to save with no international transaction or currency conversion fees on purchases. Shop and be rewarded with the Latitude Rewards Program to spend at a wide range of retailers. Shop with confidence with complimentary E-commerce and Purchase Protection Insurances.

Pros

  • 0% international transaction or currency conversion fees on purchases
  • Shop and be rewarded with the Latitude Rewards Program
  • Complimentary E-commerce and Purchase Protection
  • Free global data roaming with Flexiroam
  • Complimentary Flight Delay Pass

Cons

  • Purchase interest rate of 27.99% p.a.
  • Charges a payment handling fee of $1.95 for BPAY payments and $3.95 for payment at Australia Post. You can avoid the fee by using Latitude Service Centre or via direct debit.

In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Frequently asked questions
  • Your reviews
  • Ask a question

Designed to help you save on credit card costs both overseas and at home, the Latitude 28° Global Platinum Mastercard offers no foreign transactions fees on purchases. You can also enjoy shopping benefits and up to 55 days interest-free on purchases.

Details

Product details

Product Name Latitude 28° Global Platinum Mastercard - Rewards Offer
Purchase rate p.a.
Purchase rate p.a.
27.99%
Interest-free period
Up to 55 days on purchases
Cash advance rate p.a. 29.99%
Min credit limit $1,000
Card type Mastercard

Eligibility

Available to temporary residents Yes - Conditions apply
Joint application No

Rewards

Rewards program Latitude Rewards
Bonus points N/A

Fees

Annual fee
Annual fee
$96
Minimum monthly repayment 2.5% of the closing balance or $30, whichever is greater
Late payment fee $45
Foreign currency conversion fee
Foreign currency conversion fee
0%
Cash advance fee 3.5% or $4, whichever is greater
Overseas cash advance fee 3% of transaction amount or $4 (whichever is greater)
Additional cardholder fee $0

How to apply

You can apply for the Latitude 28° Global Platinum Mastercard online in under 10 minutes and should get a response within 60 seconds of submitting your completed application. Before you apply, make sure you've met the eligibility requirements and have the necessary documents on hand.

Eligibility criteria

  • Age. You must be at least 18 years of age to apply for the Latitude 28° Global Platinum Mastercard.
  • Residency status. Available to citizens and permanent residents of Australia, as well as temporary residents who legally have the right to work in Australia and intend to stay for at least 12 months.

Card benefits

  • Get $200 bonus Latitude Rewards. When you spend $2,000 or more on eligible transactions every statement period in your first 3 months of approval. T&Cs, card fee and other charges apply. New and approved customers only. Offer ends 31 December 2024.
  • 0% international transaction or currency conversion fees on purchases. This card can save you money with no international transaction or currency conversion fees on purchases overseas or online.

Rates & fees

  • Monthly fee. The Latitude 28° Global Platinum Mastercard charges a monthly card fee of $8, which adds up to a total of $96 per year.
  • Purchase rate. The purchase interest rate is 27.99% p.a.

We've answered the most frequently asked questions about the Latitude 28° Global Platinum Mastercard from our users. If you still have a question please leave a comment in the box below.

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Frequently asked questions

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Sally Finder

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kylie

September 05, 2024

Hi, will the monthly fee be charged at $8 each month or in a bulk payment of $96 when you first get issued your card please


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Sarah Megginson Finder

September 09, 2024

Hi Kylie, The fee will be issued and payable every month.


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Mo

March 17, 2024

Those 55 days , are they counted from the new purchase dates ? Or from statment generating date ?


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Sarah Megginson Finder

March 25, 2024

Hi Mo, The 55 days are calculated from the first day of your statement period. For instance, if your statement period is March 1 to April 25 and you make a purchase on March 1, you have 55 days interest free if you pay for the item in full on April 25.


If you purchase something on March 10, then you have 45 days until April 25 to repay the item in full to avoid paying interest.


This is why it’s described as “up to” interest free days, as the date you make the purchase impacts the interest-free period.


Your statement will show a full closing balance, and if you pay this amount by the due date, you’ll avoid paying interset.


Hope this helps!


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Michele

February 12, 2024

Can I use this card in South Korea. Travelling to Japan and South Korea next month


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Sarah Megginson Finder

February 15, 2024

Hi Michele, As a 28° Global Platinum Mastercard® cardholder, you can use your card overseas where-ever Mastercards are accepted. You will also benefit from paying no international transaction or currency conversion fees on purchases made online or in-store overseas.


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JM

December 13, 2023

I am retired and a part pensioner. Will my application be considered?


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Sarah Megginson Finder

December 14, 2023

Hi JM, We’re a review site and not directly affiliated with Latitude, so we’re not licenced to provide personal advice about your application chances of approval. To contact Latitude directly, you can click the green ‘go to site’ button to check eligibility or call 1300 363 269.


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Ashwin Kumar

November 27, 2023

Do I need to book my flight with latitude card to avail benefit of Flight Delay Pass?


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Amy Bradney-George Finder

December 07, 2023

Hi Ashwin,

No you don’t need to book the flight with this credit card. You do need to register your card and the flight details through the Latitude website, and if the flight is delayed more than 2 hours details of the benefit options will be sent by email and SMS. I hope this helps.


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