Designed to help you save on credit card costs both overseas and at home, the Latitude 28° Global Platinum Mastercard offers no foreign transactions fees on purchases. You can also enjoy shopping benefits and up to 55 days interest-free on purchases.
Latitude 28° Global Platinum Mastercard – Rewards Offer
- Purchase rate
- 27.99% p.a.
- Annual fee
- $96 p.a.
- Interest-free on purchases
- Up to 55 days
Our verdict
No international transaction or currency conversion fees on purchases when you travel or shop online with the Latitude 28° Global Platinum Mastercard.
Pros
-
0% international transaction or currency conversion fees on purchases
-
Shop and be rewarded with the Latitude Rewards Program
-
Complimentary E-commerce and Purchase Protection
-
Free global data roaming with Flexiroam
-
Complimentary Flight Delay Pass
Cons
-
Purchase interest rate of 27.99% p.a.
-
Charges a payment handling fee of $1.95 for BPAY payments and $3.95 for payment at Australia Post. You can avoid the fee by using Latitude Service Centre or via direct debit.
Details
Product details
Product Name | Latitude 28° Global Platinum Mastercard - Rewards Offer |
Purchase rate p.a. | Purchase rate p.a. 27.99% |
Interest-free period | Up to 55 days on purchases |
Cash advance rate p.a. | 29.99% |
Min credit limit | $1,000 |
Card type | Mastercard |
Eligibility
Available to temporary residents | Yes - Conditions apply |
Joint application | No |
Rewards
Rewards program | Latitude Rewards |
Bonus points | N/A |
Fees
Annual fee | Annual fee $96 |
Minimum monthly repayment | 2.5% of the closing balance or $30, whichever is greater |
Late payment fee | $45 |
Foreign currency conversion fee | Foreign currency conversion fee 0% |
Cash advance fee | 3.5% or $4, whichever is greater |
Overseas cash advance fee | 3% of transaction amount or $4 (whichever is greater) |
Additional cardholder fee | $0 |
We've answered the most frequently asked questions about the Latitude 28° Global Platinum Mastercard from our users. If you still have a question please leave a comment in the box below.
Back to topFrequently asked questions
Your reviews
Sally Finder
Producer
You are about to post a question on finder.com.au:
- Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
- finder.com.au is a financial comparison and information service, not a bank or product provider
- We cannot provide you with personal advice or recommendations
- Your answer might already be waiting – check previous questions below to see if yours has already been asked
Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.
This site is protected by reCAPTCHA and the Privacy Policy and Terms of Service apply.
Sarah Megginson Finder
September 09, 2024
Hi Kylie, The fee will be issued and payable every month.
Mo
March 17, 2024
Those 55 days , are they counted from the new purchase dates ? Or from statment generating date ?
Sarah Megginson Finder
March 25, 2024
Hi Mo, The 55 days are calculated from the first day of your statement period. For instance, if your statement period is March 1 to April 25 and you make a purchase on March 1, you have 55 days interest free if you pay for the item in full on April 25.
If you purchase something on March 10, then you have 45 days until April 25 to repay the item in full to avoid paying interest.
This is why it’s described as “up to” interest free days, as the date you make the purchase impacts the interest-free period.
Your statement will show a full closing balance, and if you pay this amount by the due date, you’ll avoid paying interset.
Hope this helps!
Show more Show less
Michele
February 12, 2024
Can I use this card in South Korea. Travelling to Japan and South Korea next month
Sarah Megginson Finder
February 15, 2024
Hi Michele, As a 28° Global Platinum Mastercard® cardholder, you can use your card overseas where-ever Mastercards are accepted. You will also benefit from paying no international transaction or currency conversion fees on purchases made online or in-store overseas.
JM
December 13, 2023
I am retired and a part pensioner. Will my application be considered?
Sarah Megginson Finder
December 14, 2023
Hi JM, We’re a review site and not directly affiliated with Latitude, so we’re not licenced to provide personal advice about your application chances of approval. To contact Latitude directly, you can click the green ‘go to site’ button to check eligibility or call 1300 363 269.
Show more Show less
Ashwin Kumar
November 27, 2023
Do I need to book my flight with latitude card to avail benefit of Flight Delay Pass?
Amy Bradney-George Finder
December 07, 2023
Hi Ashwin,
No you don’t need to book the flight with this credit card. You do need to register your card and the flight details through the Latitude website, and if the flight is delayed more than 2 hours details of the benefit options will be sent by email and SMS. I hope this helps.
Show more Show less
kylie
September 05, 2024
Hi, will the monthly fee be charged at $8 each month or in a bulk payment of $96 when you first get issued your card please