Money Margarita Competition Terms and Conditions

Exclusive Competition - Money Margarita | February 2025

Money Margarita, powered by Finder, is giving away up to $2,500 worth of prizes in celebration of the launch of Money Margarita – a social media community designed to help you shake up your finances, one sip at a time.

This competition is only open to Australian residents aged 18 and over. The competition begins 09:30am AEST 22 February 2025 and ends 5:00pm AEST on 14 March 2025. The winner will be notified by email by 5:00pm AEST the following Monday, 17 March 2025.

The T&Cs for entry follow below.

Terms & Conditions

1. Information on how to enter and prizes form part of these Terms and Conditions. Participation in this Competition is deemed acceptance of these Terms and Conditions and Finder's Privacy Policy located here.
2. The Promoter is Hive Empire pty Ltd (ABN 18 118 785 121) of Level 10, Suite 45, 99 York Street, Sydney NSW 2000.
3. Entry is only open to Australian residents aged 18 years or over ("Eligible Entrants"). Employees (and their immediate families) of the Promoter (Finder) and agencies associated with this Competition are ineligible to enter.
4. To enter the Competition, Eligible Entrants must:
   • Tag two (2) friends in the comments.
   • Follow @MoneyMargarita (if you're not already!
   • BONUS ENTRY: If you share this post to your story and tag @MoneyMargarita you get an extra chance to win (public accounts only).
5. The Competition Period commences 09:01am AEST 22 February 2025 and ends 5:00pm AEST on 14 March 2025, unless amended by the Promoter ("Competition Period"). The Promoter reserves the right to close the Competition earlier without warning. The Winner will be notified by email. This is a game of chance and no skill is required to enter. The winner will be based on a randomised digital barrel draw, after meeting the entry requirements listed in these Terms and Conditions
6. The Promoter reserves the right, at any time, to verify the validity of entries and entrants (including an entrant's identity, age and place of residence) and to disqualify any entrant who submits an entry that is not in accordance with these Terms and Conditions or who tampers with the entry process. Errors and omissions will be accepted at the Promoter's discretion. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.
7. Incomplete or indecipherable entries will be deemed invalid.
8. Each Eligible Entrant can qualify for one (1) entry after fulfilling the rules listed in these Terms and Conditions. Each Eligible Entrant who successfully enters the Competition will receive an additional one (1) entry if they share the post to stories. A maximum of two entries per Eligible Entrant will be accepted.
9. The results of the Competition are final and the Promoter will not entertain any correspondence on, or appeal against, the final results.
10. 5 winning entries will receive:
    • A personalised Margarita set, valued at no more than $150.00 each.
    • A 90-minute 1-1 finance session with Sarah Megginson, who will provide general budgeting guidance only. No financial advice will be provided.
11. One grand prize winner, randomly selected from the 5 winning entries, will also receive a $500 supermarket shopping gift card for Woolworths or Coles. This grand prize winner will be chosen based on a randomised digital barrel draw, after meeting the entry requirements listed in these Terms and Conditions.
12. The total prize pool value is up to $2,500 in prizes. The prize is non-transferable and cannot be converted into cash. In the event of the prize becoming unavailable, the Promoter reserves the right to substitute a prize which it reasonably determines as being of equal value.
13. The Winner must claim their prize within 2 weeks of the prize draw ("Prize Claim Date"). They must book in their session with Sarah Megginson within three (3) months. The Promoter reserves the right to re-draw and select a new winner(s) in the event of any entrant being unable to satisfy these Terms and Conditions or forfeiting or not claiming the Prize by the Prize Claim Date. If the Prize remains unclaimed or forfeits through ineligibility or otherwise, the Promoter will conduct two further rounds of prize draws, as required, at the same time on the day after the Prize Claim Date.
14. Where there is no prize winner or the prize winner cannot be found, that fact will be published.
15. If this Competition is interfered with in any way or is not capable of being conducted as reasonably anticipated due to any reason beyond the reasonable control of the Promoter, the Promoter reserves the right, in its sole discretion, to the fullest extent permitted by law (a) to disqualify any entrant; or (b) to modify, suspend, terminate or cancel the Competition, as appropriate.
16. Any cost associated with accessing the Competition website is the entrant's responsibility and is dependent on the Internet service provider used.
17. Except for any liability that cannot be excluded by law, the Promoter (including its officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the Competition, including, but not limited to, where arising out of the following: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter's control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any variation in prize value to that stated in these Terms and Conditions; (e) any tax liability incurred by a winner or entrant; or (f) use of the prize.
18. The laws of the state of New South Wales govern the Competition.
19. The Promoter collects personal information in order to conduct the Competition and may, for this purpose, disclose such information to third parties, including but not limited to agents, contractors, service providers, and prize suppliers. Entry is conditional on providing this information. The Promoter may, for an indefinite period, unless otherwise advised, use the information for promotional, marketing, publicity, research and profiling purposes, including sending electronic messages or telephoning the entrant. Entrants should direct any request to access, update or correct information to the Promoter. All entries become the property of the Promoter.