Australian Unity savings, transaction and term deposit accounts
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We currently don't have a partnership for that product, but we have other similar offers to choose from (how we picked these ):
Compare alternatives
We currently don't have a partnership for that product, but we have other similar offers to choose from (how we picked these ):
Compare alternatives
We currently don't have a partnership for that product, but we have other similar offers to choose from (how we picked these ):
Quick facts about Australian Unity
- Australian Unity has been operating for more than 180 years
- Australian Unity is a national, member-owned organisation that provides banking, insurance, healthcare and assisted living services
- As well as day-to-day banking products, Australian Unity offers a range of investment products and solutions too
Accounts offered by Australian Unity
Australian Unity offers a number of different personal accounts as you can see in the table over. Here's a brief snapshot of its primary bank account and savings account offer.
Australian Unity Healthy Banking Everyday Account
This is a low-cost, flexible everyday bank account that charges no monthly account keeping fees and has no ongoing deposit requirements to meet. You can access your money using the linked Visa Debit Card, at ATMs, EFTPOS or online.
Read our full review of the Australian Unity Healthy Banking Everyday Account.
Australian Unity Active Saver
This a a bonus saver account that rewards you with bonus interest every month you deposit at least $250 and make no withdrawals. It's designed to help you save money, unlike the Healthy Banking Everyday Account which is designed to help you make day-to-day transactions and pay bills.
Read our full review of the Australian Unity Active Saver Account.
Different ways to bank with Australian Unity
Australian Unity has no bank branches, however it offers a few different ways to do your banking.
Australian Unity ATM network
Australian Unity customer can access more than 3,500 rediATMs in Australia with no withdrawal fees. Customers can also use their Australian debit cards to withdraw cash for free at more than 10,000 CommBank, NAB, Westpac and ANZ ATMs throughout Australia.
Bank@Post
Australian Unity doesn't have any branches. Instead, if you need to deposit cash into your Australian Unity account, you can do this at a participating Australia Post shop using Bank@Post.
Internet and mobile banking
Customers can access the Internet banking portal 24/7 to review transactions and balances, see more detailed transaction data, pay bills, transfer money between accounts and make BPAY payments. You can also view and download your statements and open new Australian Unity bank accounts.
The AU Banking app is free to download, and has a 2.2 star rating in the App Store and a 3 star rating in the Google Play store. You can do your day-to-day digital banking using the app 24/7.
Phone banking
You can contact Australian Unity over the phone on 1300 790 740 for help with day-to-day banking, to make transactions, pay bills or check your balance.
Australian Unity contactless payment options
You can male purchases with Apple Pay, Google Pay and Samsung Pay.
Pros and cons of banking with Australian Unity
The pros
- No account keeping fees
- Access to free ATMs using the reiATM network
- Discounts on other products, like Australian Unity health insurance
The cons
- No bank branches
- Australian Unity doesn't have its own ATM network
How to apply for an Australian Unity account online
You can apply for a new account online in less than 10 minutes. Just make sure you meet the eligibility criteria and have the necessary documents handy before you start your application.
Eligibility
- You're over 18 years old
- You're an Australian resident for tax purposes
- You have an Australian phone number and residential address
Documentation
- Personal details like your name, date of birth, residential address, phone number and email address
- ID documents such as your driver's licence, Medicare card, passport or proof-of-age card
If you haven't found what you're looking for yet, you can compare a wide range of additional savings accounts and bank accounts from other providers with Finder.
Compare other products from Australian Unity
- Australian Unity credit cards
- Australian Unity home loans
- Australian Unity term deposits
- Australian Unity personal loans
- Australian Unity health insurance
- Australian Unity travel insurance
- Australian Unity car insurance
More guides on Finder
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Australian Unity Freedom Saver ($50,000 – $250,000)
The Australian Unity Freedom Saver account lets you earn a competitive rate on balances between $50,000 and $250,000. Learn more about this high interest savings account.
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Australian Unity Freedom Saver ($250,001 – $500,000)
The Australian Unity Freedom Saver account lets you earn a competitive rate on balances between $250,001 and $500,000. Learn more about this high interest savings account.
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Australian Unity Freedom Saver
A review of the Australian Unity Freedom Saver account. Learn more about this high interest savings account.
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Australian Unity Healthy Banking Everyday Account
The Australian Unity Healthy Banking Everyday account offers easy access to your funds 24/7 and smartphone tap-and-pay functionality.
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Australian Unity Easy Saver
The Australian Unity Easy Saver allows you to earn a short-term bonus interest rate on your savings balance with no strings attached.
Ask a question
Do you have a children’s account?
Hi Christine,
Australian Unity has a Kids Saver account for children aged 14 and under.
How do I apply for an easy savers account,is there a form I have
to fill in,or an address that I could write to perhaps a phone
number.
Bernard
Hi Bernard,
Thanks for getting in touch! To apply for the Easy Savers account, go to the providers website and apply online. The process can take as little as five minutes to complete, and your account will be created within just three business days. There is no address or phone number. Make sure you watch out for the eligibility requirements of the card to before applying. Hope this helps!
Best,
Nikki
Are the Australian Unity banking products covered by the Federal Gov’t guarantee?
Hello Barry,
Thank you for your comment.
Yes, Australian Unity is covered by the Australian Government guarantee on deposits covering up to $250,000 per person.
Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.
Regards,
Jhezelyn