Compare BDCU Alliance Bank Savings Accounts

Save for a secure financial future with a savings account from BDCU Alliance Bank.

No reviews yet. Write a review
BDCU Alliance Bank

BDCU Alliance Bank is a customer-owned bank based in regional NSW. Headquartered in Bowral, it is part of the Alliance Bank Group with Bendigo and Adelaide Bank, and offers a wide range of transaction accounts, savings accounts and other financial products to its customers.

Important information

On April 2023, BDCU Alliance Bank has merged with Bendigo Bank.
Existing BDCU Alliance Bank customers will be notified directly about changes to their banking.

1 - 12 of 180
Product Finder Score Maximum Variable Rate p.a. Base interest rate Intro/Ongoing Government Guarantee Monthly Max Rate Conditions
Ubank Save Account
Finder Award
Ubank logo
Finder score
Maximum Variable Rate p.a.
5.25%
Standard Variable Rate p.a.
0.00%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $500
  • Savings up to $100,000
Use code EASY30 to score $30 after 5 card purchases in your first 30 days. See terms link on the app store.
ING logo
Finder score
Maximum Variable Rate p.a.
5.40%
Standard Variable Rate p.a.
0.05%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $1,000
  • 5 transactions
  • Grow your balance
  • Balances up to $100,000
Suncorp Bank logo
Finder score
Maximum Variable Rate p.a.
4.80%
Standard Variable Rate p.a.
0.35%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Grow balance by $200 each month (excl. interest)
  • Only 1 withdrawal
  • No balance limit on earning interest
Get a solid interest rate on your entire balance, with minimal conditions in order to get the max rate. This account doesn’t offer card access but you can make 1 withdrawal per month & grow your net balance by $200 (excl. interest) to earn the max rate.
P&N Bank logo
Finder score
Maximum Variable Rate p.a.
5.10%
Standard Variable Rate p.a.
0.55%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $500
  • 5 Access Account debit card purchases
  • Balance under $100,000
Get 5.1% p.a. ongoing when you deposit $500 and make 5 debit card purchases per month. Make withdrawals and still earn bonus interest.
ING logo
Finder score
Maximum Variable Rate p.a.
5.15%
Standard Variable Rate p.a.
4.45%
Intro/Ongoing
4 months
Government Guarantee
Monthly Max Rate Conditions
  • Welcome rate applies up to $500K
Ideal for higher balances, savers can earn up to 5.15% for the first 4 months and up to 4.45% thereafter. There are no conditions and $0 account-keeping fees.
St.George Bank logo
Finder score
Maximum Variable Rate p.a.
5.00%
Standard Variable Rate p.a.
1.60%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Grow balance $50 ($0.01 if under 21)
  • Balance up to $249,999.99
Extra 0.10% p.a. for 3 months for new customers who apply online, balances under $250k.
Macquarie Bank logo
Finder score
Maximum Variable Rate p.a.
5.10%
Standard Variable Rate p.a.
4.75%
Intro/Ongoing
4 months
Government Guarantee
Monthly Max Rate Conditions
  • Balances up to $250,000
BOQ logo
Finder score
Maximum Variable Rate p.a.
4.55%
Standard Variable Rate p.a.
4.55%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Balances up to $5,000,000
Open up to 9 accounts to take control of your savings and don't worry about meeting fiddly conditions or paying frustrating fees.
Newcastle Permanent logo
Finder score
Maximum Variable Rate p.a.
4.25%
Standard Variable Rate p.a.
0.05%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Grow balance
  • No more than 2 withdrawals
Westpac logo
Finder score
Maximum Variable Rate p.a.
5.00%
Standard Variable Rate p.a.
1.60%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Make a deposit
  • Grow your balance
  • 5 debit card purchases
  • Balances up to $30,000
BOQ logo
Finder score
Maximum Variable Rate p.a.
5.25%
Standard Variable Rate p.a.
0.05%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $1,000
  • 5 eligible transactions
  • Balances up to $50,000
BCU logo
Finder score
Maximum Variable Rate p.a.
4.75%
Standard Variable Rate p.a.
0.25%
Intro/Ongoing
4 months
Government Guarantee
Monthly Max Rate Conditions
  • N/A
loading

How the Finder Score helps you find a better savings account

The Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.

We score each savings account in our database of hundreds based on a data-driven methodology with 2 main criteria: Does the account offer a high interest rate? And is it easy for savers to actually earn that rate?

Read the full Finder Score breakdown

Who is BDCU Alliance Bank?

BDCU Alliance Bank is part of the Alliance Bank Group. The Group is an alliance of four independent mutual entities (BDCU Limited, AWA Mutual Limited, Service One Mutual Limited and Circle Mutual Limited) with Bendigo and Adelaide Bank. This enables BDCU to offer banking products on behalf of Bendigo and Adelaide Bank, while also keeping its own branding and maintaining its local presence throughout the Southern Highlands region of NSW.

If you’re looking for a bank account to suit your financial needs, BDCU offers a variety of transaction accounts, savings accounts and term deposits. These accounts combine flexible features with competitive interest rates, as well as personalised customer service for every member.

What is Internet banking like for BDCU Alliance Bank?

BDCU’S Internet Banking portal allows members to access their accounts, check transaction details and statements, pay bills and transfer funds to other accounts. The bank also uses sophisticated firewalls and 128-bit SSL encryption to ensure the security of your funds.

There are three ways to register for BDCU Alliance Bank Internet Banking:

  • Download a form. Complete a downloadable form and submit it by post or in person.
  • Visit an Advice Centre. Visit your nearest BDCU Advice Centre to register in person.
  • Phone BDCU. Phone BDCU’s customer service line to be talked through the sign-up process.

Notable features include:

  • Secure worldwide account access 24/7
  • View or print account balances and transaction history
  • Pay bills via BPAY
  • Transfer funds to other individuals or businesses
  • View interest earned or charged

What about the mobile app?

Image Source: App Store
Login PageAccount BalancePayments

What transaction accounts are offered by BDCU Alliance Bank?

Concession Account

Designed for customers who receive an Australian Government pension, this account features funds available at call and no minimum monthly or opening balance requirements. Access is by card, Internet and phone banking, while an optional cheque book is also available.

FLEX Account

If the total value of loans and deposits you hold with BDCU exceeds $2,000, this account doesn’t charge any transaction fees. Other features include no opening or monthly balance requirements, card access and an optional cheque book.

Home Loan Offset Account

This transaction account can be linked to your BDCU home loan and provide a 100% offset benefit. There are no monthly fees, no fees for eligible transactions and no minimum balance requirement.

Retirement Account

Designed to help members over the age of 55 enjoy their retirement, this account offers hassle-free everyday banking. Your funds are available at call and there is no minimum opening balance.

What high-interest savings accounts are offered by BDCU Alliance Bank?

My Community Savings Account

This online savings account allows you to provide support to a nominated community organisation. It has no opening or monthly balance requirements, no monthly fees, and your funds are available at call.

Bonus Saver Account

This account pays bonus interest every month you deposit at least $10 and make no withdrawals. There is no minimum monthly balance requirement and no monthly transaction fee, and interest is calculated daily.

Junior Bonus Saver Account

This under-18s account pays bonus interest every month you deposit at least $10 and make no withdrawals. There is no minimum monthly balance requirement and no monthly transaction fee, while interest is calculated daily.

Christmas Club Account

Designed to help you save money for Christmas, this account has access restrictions to stop you dipping into your savings. It features a competitive variable rate and there are no minimum balance requirements.

What term deposits are offered by BDCU Alliance Bank?

If you want to securely invest your money in a term deposit, BDCU Alliance Bank offers term-deposit accounts with terms ranging from 1 to 24 months. With a minimum investment of $1,000, interest rates vary depending on your deposit amount and term chosen. You can also select to have interest paid on maturity, six-monthly or monthly.

What are the pros and cons of banking with BDCU Alliance Bank?

Pros

  • Wide range of options. BDCU offers an extensive range of transaction accounts and savings accounts, as well as a wide choice of terms on a term-deposit account.
  • Personalised service. As a member-owned institution, BDCU aims to offer friendly and personalised customer service to all members.
  • No minimum monthly balance. There are no minimum monthly balance requirements on any BDCU savings accounts, while many accounts also do not have any minimum opening balance requirements.

Cons

  • Small branch network. With a branch network in the Southern Highlands of NSW, BDCU’s Advice Centres may not be easily accessible for all customers.

How do I apply for an BDCU Alliance Bank account?

If you’d like to apply for a savings account with BDCU Alliance Bank, you can do so in three ways:

  • Download a form. Download, print and complete an application form before submitting it by post or in person.
  • Visit an Advice Centre. Visit your nearest BDCU Advice Centre to register in person.
  • Phone BDCU. Phone BDCU if you’d like to be guided through the process.

BDCU Alliance Bank offers competitive savings and transaction accounts with a range of flexible features. However, remember to compare accounts at finder.com.au to find the right product for you.

Compare other products from BDCU Alliance Bank

Ask a question

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Go to site