On June 2023, Circle Alliance Bank has merged with Bendigo Bank.
Existing Circle Alliance Bank customers will be notified directly about changes to their banking.
Set up by members more than 50 years ago, Circle Alliance Bank now offers banking products and services to more than 5,000 customers around Australia. With branches in Deer Park, Victoria, and Murarrie, Queensland, it is backed by Bendigo and Adelaide Bank.
Circle Alliance Bank is part of the Alliance Bank Group. This Group was formed following the alliance of four independent mutual entities (Circle Mutual Limited, BDCU Limited, AWA Mutual Limited and Service One Mutual Limited) with Bendigo and Adelaide Bank. This partnership means that Circle Alliance Bank can offer an extensive range of banking products on behalf of Bendigo and Adelaide Bank, but it also gets to maintain its history and presence in the community.
As well as home loans, personal loans, credit cards and insurance solutions, Circle Alliance Bank offers a number of transaction and savings accounts. These accounts combine a variety of flexible features with easy access to your funds, including the ability for Circle customers to use rediATMs Australia-wide without incurring any fees.
We currently don't have a partnership for that product, but we have other similar offers to choose from (how we picked these ):
Every Circle Alliance Bank customer can manage their accounts via the bank’s Internet banking portal. This allows you to check your balance, transfer funds and update your account details online.
| Login page | Accounts | Payments |
|---|---|---|
 |  |  |
A Circle Alliance Bank General Account offers a Visa debit card and provides easy access to your account via electronic and physical means. A monthly fee applies per card linked to the account and the minimum balance required is $1.
Designed to help you save money so you can cope with the cost of Christmas, the Christmas Club Account combines a competitive variable rate with no monthly fees. You can only access your balance between November 1 and December 31 each year.
Earn tiered interest on this interest-bearing account from Circle Alliance, and be rewarded with a higher rate of interest on larger deposit amounts.
Receive ongoing interest on the funds in your account, with no minimum balance or minimum opening deposit.
If you want the security of a guaranteed rate of return, Circle Alliance Bank offers term deposits with terms ranging from one month to five years. The minimum investment amount is $1,000 and interest rates vary depending on the amount you deposit and the term you select.
If you’d like to apply for a savings account with Circle Alliance Bank, click the “Apply now” link on this page and you will be taken to the Circle Alliance Bank website. You can then download an account application form. Complete this form with your membership details and the type of account you’d like to open.
If you’re a new member, a membership application form is also available from the bank’s website. You’ll need to provide your name, contact details, date of birth and proof of ID when filling out this form.
Circle Alliance Bank offers a wide variety of accounts to suit the savings and transaction needs of an even broader range of people. Compare its accounts with other products from Australian financial institutions to ensure that you find the best account for your money.
Explore how the typical Australian uses their debit card in our detailed guide to debit card statistics.
Does your bank offer real-time payments using Osko and PayID? Find out below.
This handy step-by-step guide explains how to transfer money from one Australian bank account to another as quickly as possible.
Want to open a trust account to provide for your child or grandchild’s financial future? Here’s what you need to know.
What happens to a bank account after someone in Australia dies depends on what their will states. If the person didn't have a will, the money will often go to the next of kin. Here's how it works.
Debit card declined? Here are 9 of the most common reasons for your debit card declining and how to fix it.
Now is the best time to start looking at the new bank account offers and promotions available. There is fierce competition between banks for your business so you should take advantage of this opportunity and get yourself a deal.
Want to withdraw cash without your card? Learn what cardless cash options are offered with NAB, ANZ, Westpac and CBA.
The best bank account will help you manage your everyday spending with low fees and easy access to your money. Check out our Top Picks curated by experts.
When used wisely, a debit card provides you with great flexibility when it comes to handling your everyday financial needs.