We currently don't have that product, but here are others to consider:
How we picked theseThe Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.
We score each savings account in our database of hundreds based on a data-driven methodology with 2 main criteria: Does the account offer a high interest rate? And is it easy for savers to actually earn that rate?
We currently don't have that product, but here are others to consider:
How we picked theseWe currently don't have that product, but here are others to consider:
How we picked theseWe currently don't have that product, but here are others to consider:
How we picked theseThe Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.
We score each savings account in our database of hundreds based on a data-driven methodology with 2 main criteria: Does the account offer a high interest rate? And is it easy for savers to actually earn that rate?
St.George offers many different bank accounts to suit a variety of customers, which you can see listed in the table above. Here's a brief snapshot of a few of the bank's most popular accounts.
The Complete Freedom Account comes with a linked Visa debit card, giving you easy access to your money, and no monthly account keeping fee. You can access all St.George and Westpac ATMs for free, as well as all CommBank, NAB and ANZ ATMs in Australia.
Read our full review of the St.George Complete Freedom Account.
This account encourages you to save by offering a bonus interest rate every month you don’t make a withdrawal and make at least one deposit. It does notcharge any ongoing account keeping fees, and does not have any minimum balance requirement.
Read our full review of the St.George Incentive Saver Account.
You can open a St.George Term Deposit and pick a length from 1 month to 5 years at a time. You'll earn a fixed interest rate for the length of the term, however you're unable to access your money until you reach the end of your term.
Read our full review of the St.George Term Deposit.
Based on St.George bank account scores in Finder's 2024 Customer Satisfaction Awards.
St.George offers many different ways to do your banking.
St.George has more than 300 bank branches spread across Australia (including BankSA branches). Customers can also go into one of more than 1000 Westpac branches for assistance with day-to-day banking, to deposit cash or cheques, to open or close accounts or to speak to a professional banker.
St.George has hundreds of ATMs around Australia. It's so part of the Westpac Group which includes around 3,000 Westpac ATMs around Australia, and 50,000 internationally as part of Westpac's Global ATM Alliance. St.George customers can also use their Australian debit cards to withdraw cash for free at CommBank, NAB and ANZ ATMs throughout Australia.
Customers can also use select St.George ATMs to withdraw cash without their physical debit card, thanks to the bank's cardless cash feature.
If you need to deposit cash into your St.George account, you can do this at a participating Australia Post shop using Bank@Post. It's free to deposit cash into your account this way.
Customers can access St.George's Internet banking portal 24/7 to review transactions and balances, see more detailed transaction data, pay bills, transfer money between accounts and make BPAY payments. You can also view and download your statements and open new St.George accounts.
The St.George app is free to download, and has a 3.2 star rating in the App Store and a 4 star rating in the Google Play store. You can do your day-to-day digital banking using the app 24/7.
St.George offers Apple Pay, Google Pay and Samsung Pay to customers with a St.George debit or credit card. This means you can use your phone (or any compatible device) to make contactless payments for everyday items instead of using your physical debit card. You can also add your card to your Apple Watch and pay with your watch as well as your phone.
You can apply for a new St.George account online in less than 10 minutes. Just make sure you meet the eligibility criteria and have the necessary documents handy before you start your application.
If you haven't found what you're looking for yet, you can compare a wide range of additional savings accounts and bank accounts from other providers with Finder.
All user-submitted reviews must meet our review guidelines. These set out our standards and expectations, including that the review is from by a genuine user of the relevant product or service and that it is honest, authentic and respectful. We explicitly prohibit fake or otherwise misleading reviews and we check all submissions, but we make no guarantee as to the authenticity of any published review or reviewer. Some reviews may be submitted (regardless of sentiment) in exchange for entry into any competition(s) for which we are the promoter.
Your non-profit income and expenses can be managed with ease using a specialised account from St.George Bank.
A savings account for people working towards a goal. Get a competitive rate of interest when you make regular deposits and no withdrawals.
Enjoy retirement and have your finances sorted with the St.George Bank Retirement Access Plus account.
The St.George Investment Cash Account is a bank account and a savings account. Earn interest and access your money when you want.
A Visa Debit Card is a smart way to get the advantages of a high profile credit card, without having to pay the interest that typically comes with it.
An account designed exclusively for concession card holders that takes into account all of your special financial needs.
The introductory bonus rate of the Maxi Saver account can help you meet your savings goals faster than you had hoped for.
While you can expect to get a competitive rate with your St.George term deposit, certain term deposits offered by other banks require your attention as well, so compare a few before applying.
A Complete Freedom Account gives you the freedom of having your money always available to you.
Hi Alison – I intend opening a second business account – We are an Airconditioning Company and have been in business for over 30years bank with Wespac – What are your thoughts
Hi Derrick,
We’re not licenced to provide personal advice about the right financial products for your specific situation. But in general, a few of the things you can consider is what is most important to you as a business customer? Do you value having access to branches; customer service based in an Australian call centre; a range of products in one place; are you price sensitive to fees and interest rates? These are some of the things you should consider and questions you should ask when considering which business bank best suits your needs. I hope this helps!
st. george dishonour fee is ridiculous $15 and sometimes. thinking of changing bank
Hi Cita,
Thank you for your feedback.
You may need to reach out to St. George directly to verify any information with their fees and charges. You can also review your account’s Product Disclosure Statements/Terms and Conditions.
We have listed different brands of savings accounts. You can use our comparison table to help you find the account that suits you. When you are ready, press the ‘Go to site’ button to apply.
Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant PDS/T&C when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions
I hope this helps.
Kind Regards,
Faye
I have around $300k to invest but want to protect my deposit with the government guarantee of $250k and collect the highest interest rate available but I would prefer to
Not have to worry about needing a home loan with the institution or end up having to move my money after a honeymoon period of a higher rate but do not mind making regular deposits to the account or an attached account like maybe my salary.
Can you give me the details of 3 or so as I currently deal with Me and RAMS but am moving away from one of these institutions?
Hi Scott,
Thanks for your question.
If you are looking to open a savings account with a government guarantee, high-interest rate, and no requirement to open a home loan, you may compare our list of savings accounts.
The bonus rate is normally an ongoing offer as long as you meet the terms of the savings account. In case you are not able to get the bonus rate, your deposit will still earn the standard variable rate.
I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
Cheers,
Anndy