Compare UniBank Savings Accounts

Take control of your financial future with a savings account from UniBank.

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UniBank

Established as Unicredit in 1964, UniBank was created from a 2015 merger with Teachers Mutual Bank.

With a focus on providing financial products and services for Australians working and studying in tertiary and post-secondary education, UniBank offers an extensive range of everyday and savings accounts.

Name Maximum Variable Rate p.a. Base interest rate Intro/Ongoing Government Guarantee Monthly Max Rate Conditions
Unibank Mighty Saver Account
UniBank logo
Maximum Variable Rate p.a.
5.00%
Standard Variable Rate p.a.
5.00%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Balances up to $20,000
UniBank Pension Advantage account
UniBank logo
Maximum Variable Rate p.a.
2.75%
Standard Variable Rate p.a.
2.75%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • N/A
Unibank Essential Saver
UniBank logo
Maximum Variable Rate p.a.
4.25%
Standard Variable Rate p.a.
4.25%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Balances up to $250,000
Unibank Edvest Cash Management Account
UniBank logo
Maximum Variable Rate p.a.
0.25%
Standard Variable Rate p.a.
0.25%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • N/A
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Showing 4 of 4 results
Name 3 Mths p.a. 4 Mths p.a. 5 Mths p.a. 6 Mths p.a. 7 Mths p.a. 11 Mths p.a. 12 Mths p.a. 24 Mths p.a.
UniBank Member Term Deposit
UniBank logo
$1,000 min. deposit$1,000,000 max. deposit
3 Mths p.a.
4.80%
4 Mths p.a.
4.80%
5 Mths p.a.
4.80%
6 Mths p.a.
4.75%
7 Mths p.a.
4.00%
11 Mths p.a.
-
12 Mths p.a.
4.60%
24 Mths p.a.
4.00%
More Info
UniBank Edvest Term Deposit
UniBank logo
$1,000 min. deposit$1,000,000 max. deposit
3 Mths p.a.
4.85%
4 Mths p.a.
4.85%
5 Mths p.a.
4.85%
6 Mths p.a.
4.80%
7 Mths p.a.
4.05%
11 Mths p.a.
-
12 Mths p.a.
4.65%
24 Mths p.a.
4.05%
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Showing 2 of 2 results
1 - 12 of 186
Name Maximum Variable Rate p.a. Base interest rate Intro/Ongoing Government Guarantee Monthly Max Rate Conditions
ING Savings Accelerator ($150,000 - $500,000)
ING logo
Maximum Variable Rate p.a.
5.40%
Standard Variable Rate p.a.
4.70%
Intro/Ongoing
4 months
Government Guarantee
Monthly Max Rate Conditions
  • Welcome rate applies up to $500K
Go to siteView details
Ideal for higher balances, savers can earn up to 5.4% for the first 4 months and up to 4.7% thereafter. There are no conditions and $0 account-keeping fees.
Rabobank High Interest Savings Account
Rabobank logo
Maximum Variable Rate p.a.
5.60%
Standard Variable Rate p.a.
4.35%
Intro/Ongoing
4 months
Government Guarantee
Monthly Max Rate Conditions
  • Balances up to $250,000
Go to siteView details
Ubank High Interest Save Account
Ubank logo
Maximum Variable Rate p.a.
5.50%
Standard Variable Rate p.a.
0.00%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $500
  • Savings up to $100,000
Go to siteView details
ING Savings Accelerator ($150,000 - $500,000)
ING logo
Maximum Variable Rate p.a.
5.40%
Standard Variable Rate p.a.
4.70%
Intro/Ongoing
4 months
Government Guarantee
Monthly Max Rate Conditions
  • Welcome rate applies up to $500K
Go to siteView details
Macquarie Savings Account
Macquarie Bank logo
Maximum Variable Rate p.a.
5.35%
Standard Variable Rate p.a.
5.00%
Intro/Ongoing
4 months
Government Guarantee
Monthly Max Rate Conditions
  • Balances up to $250,000
Go to siteView details
Suncorp Bank Growth Saver Account
Suncorp Bank logo
Maximum Variable Rate p.a.
5.05%
Standard Variable Rate p.a.
0.35%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Grow balance by $200 each month (excl. interest)
  • Only 1 withdrawal
  • No balance limit on earning interest
Go to siteView details
Bank of Queensland Simple Saver Account
BOQ logo
Maximum Variable Rate p.a.
4.85%
Standard Variable Rate p.a.
4.85%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Balances up to $5,000,000
Go to siteView details
Newcastle Permanent Smart Saver Account
Newcastle Permanent logo
Maximum Variable Rate p.a.
4.50%
Standard Variable Rate p.a.
0.05%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Grow balance
  • No more than 2 withdrawals
Go to siteView details
ING Savings Maximiser
ING logo
Maximum Variable Rate p.a.
5.50%
Standard Variable Rate p.a.
0.55%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $1,000
  • 5 transactions
  • Grow your balance
  • Balances up to $100,000
Go to siteView details
IMB Reward Saver Account
IMB logo
Maximum Variable Rate p.a.
5.25%
Standard Variable Rate p.a.
0.00%
Intro/Ongoing
4 months
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $50
  • No withdrawals
  • Balances up to $1,000,000
Go to siteView details
Earn up to 3.25% p.a. after the introductory period ends.
Rabobank PremiumSaver
Rabobank logo
Maximum Variable Rate p.a.
5.35%
Standard Variable Rate p.a.
1.45%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Grow your balance by $200+ each month
  • Balances up to $250,000
Go to siteView details
St.George Incentive Saver
St.George Bank logo
Maximum Variable Rate p.a.
5.25%
Standard Variable Rate p.a.
1.85%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Grow balance $50 ($0.01 if under 21)
  • Balance up to $249,999.99
Go to siteView details
Extra 0.10% p.a. for 3 months for new customers who apply online, with balances under $250,000.
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Showing 12 of 12 results

What is UniBank?

UniBank specialises in offering banking products and services for the tertiary and post-secondary education sectors. This doesn’t mean it only provides accounts for students; it also provides products for people working in these sectors as well as their families and even the wider education sector.

Its range of bank accounts includes the following:

What is Internet banking like for UniBank?

UniBank’s Internet banking portal provides access to your accounts via your desktop, mobile or tablet. The service streamlines your everyday banking and offers all the features you’d expect from Internet banking with a major financial institution.

Notable features include the following:

  • Enjoy 24/7 access to your accounts
  • Pay bills and transfer funds
  • Search transactions by keywords and receipt numbers
  • Set up SMS alerts
  • Review and print transactions and export into an accounting program

What about the mobile app?

Image Source: App Store
Account BalancePaymentsSet a Savings Goal

What transaction accounts does UniBank offer?

  • Everyday Account. This transaction account offers easy everyday banking. It provides a Visa debit card and access to online banking as well as access to more than 3,000 ATMs. It is Android Pay and Apple Pay compatible, but does feature a monthly account-keeping fee. However, UniBank waives this fee for students.
  • Everyday Direct Account. This flexible everyday transaction account offers easy electronic access to your funds via Internet and mobile banking, plus it’s also available with Android Pay and Apple Pay. There’s no monthly access fee when you deposit at least $2,000 per month.

What high interest savings accounts does UniBank offer?

      • Mighty Saver Account. The UniBank Mighty Saver is a savings account for people under 18 years of age. It pays bonus interest whenever you save as little as $10 a month, make no withdrawals and maintain a credit balance at all times. It doesn’t charge any monthly fees.

      What term deposits does UniBank offer?

      • Term Deposit. Available with a deposit of $5,000 or more, UniBank term deposits are available with competitive interest rates on terms ranging from 3 to 36 months.

      What are the pros and cons of banking with UniBank?

      Pros

      • Wide range of accounts. With products for kids and students as well as everyday accounts and accounts to help you reach savings goals, UniBank offers plenty of choice to customers.
      • Products tailored for the education sector. Regardless of whether you’re a student or you work in the education sector, UniBank offers products and services designed with you in mind.
      • Banking options. UniBank offers all the same account access options you’d expect from a major bank, including debit cards, ATMs, and Internet and mobile banking.

      Cons

      • No nationwide branch network. UniBank has offices in WA, NSW and the ACT, but it does not have a nationwide branch network.

      How do I apply for a UniBank account?

      You’ll need to become a member of UniBank if you’d like to apply for an account. You’re eligible to join if you’re a current or retired employee, graduate or post-graduate of an Australian university. You’re also eligible if you’re a current student at an Australian university. Family members of UniBank members are also eligible to join.

      You’ll need to provide your name, address, date of birth and proof of ID to join. Once you’re a member, you can find a downloadable account application form on the UniBank website.

      UniBank offers a wide range of benefits to members of the education community, but make sure to compare its accounts with other products on the market to ensure you get the best account to help you manage your money.

      Compare other products from Unibank

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