Money Transfer Finder®

Keep your transfer costs down by comparing online money transfer services to find the best exchange rates and fees.

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By

Rosie Russell

Updated

Fact checked

Top pick for large transfers

OFX

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  • No transfer fees above $10,000
  • 20+ years’ experience in FX markets
  • Send money to over 170 countries

Top pick for business transfers

Qantas Business Money

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  • Cheaper conversion rates than banks
  • Open global accounts in 11 currencies

Top pick for small transfers

Revolut

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  • Great rates and low fees to 150+ countries
  • User-friendly app and easy sign-up process
  • Get the real exchange rate during market hours

Top pick for investments

Xe Large Transfers

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  • Great for transfers over 10k
  • Fast and secure transfers with no maximum limit
  • Personal account manager for large transfers

How we chose these services

Top picks are our selection of some of the best money transfer products and services on Finder, but we haven't compared every brand in the market. We've included them on some pages to help you make decisions faster, but keep in mind that our top pick may not always be the best fit for you. Read our full methodology here to find out more.

Compare more money transfer services

Our table below lets you compare services you can use to send money abroad. Compare fees, exchange rates and discounts from different money transfer services, and when you have made your choice, click Go to site.
1 - 20 of 22
Updated regularly
Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer)
Revolut
Revolut logo
Within minutes
$0
Sign up and get a AUD$15 top-up. For new customers only. T&Cs apply.
Send money with great rates and low fees in 30+ currencies. Plan fees apply.
Go to siteView details
CurrencyFair
CurrencyFair logo
Within minutes
€3
New customers get 10 fee-free transfers for the first 6 months. T&Cs apply.
CurrencyFair has bank-beating exchange rates and fast transfer times on 20+ popular currencies.
Go to siteView details
Xe Money Transfers
Xe logo
Within minutes
$0
Xe has fast transfers, low fees and a range of foreign currency tools. Send money to 200 countries in 100 currencies.
Go to siteView details
Wise (TransferWise)
Best Rated Brand
Wise logo
Within minutes
From 0.43%
Wise uses the mid-market rate and transparent fees to help you send money in 50+ currencies.
Go to siteView details
OrbitRemit
OrbitRemit logo
Within minutes
$0-$4
Get a $0 fee and special promotional rate on your first transfer with OrbitRemit.
OrbitRemit sends to over 45 countries for a flat fee and transparent exchange rate.
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TorFX
TorFX logo
24 hours
$0
TorFX sends money overseas in 40+ currencies, with competitive rates for transfer amounts over $2,000. Same-day transfers between AUD and NZD (under $100,000).
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OFX
OFX logo
24 hours
$0
OFX has no maximum limit transfers, with competitive exchange rates for 50+ currencies.
Go to siteView details
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We only list licensed services that are overseen by a government regulator.
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Every service we compare has been assessed and reviewed by our editorial team.
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Written by

Writer

Rosie Russell is a money transfers producer at Finder. She is on a mission to make personal finance easier to understand. Rosie has a Bachelor of Communication (Journalism) and Bachelor of Arts in International Studies from the University of Technology Sydney. See full bio

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8 Responses

    Default Gravatar
    NatalieJanuary 21, 2025

    Do you send money from the Russian Federation to Australia?

      AvatarFinder
      AngusJanuary 22, 2025Finder

      Hi Natalie, Because of federal sanctions, no money transfer providers in Australia offer the ability to send money to Russia.

    Default Gravatar
    IVANOctober 28, 2024

    I would like to send AUD$1,000 to Bhutan without converting here in Perth?

      AvatarFinder
      AngusOctober 29, 2024Finder

      Hi Ivan, You’ll need to think carefully about how your recipient will receive and use the funds – while you can send Australian dollars through a number of services to Butan (Remitly is one example), they will usually be converted to the local currency for pickup.

    Default Gravatar
    JanMay 25, 2023

    Hi, my daughter worked in Canada until Covid prompted her return to Australia. The Canadian government have sent her a tax return cheque, but she cannot find any bank or financial institution that will accept it. Do you have any advice please?

      AvatarFinder
      SarahJune 28, 2023Finder

      Hi Jan,

      Unfortunately most banks have phased out processing foreign cheques. There may be some private services you can access where you pay a fee to process the cheque; alternatively you could contact the Canadian Revenue Agency and enquire about alternative ways to receive this payment.

      Best of luck!

    Default Gravatar
    bruceMarch 27, 2023

    i would like to send about 10 dollars to ukraine but I don’t know what to do
    I would like to use paypal

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