Australian Seniors car insurance review

With 5% off for seniors, budget-friendly policies, and some uncommon benefits, Australian Seniors is worth considering.

4.3 ★★★★★ (48 reviews) Write a review

Our verdict

Pros

  • Australian Seniors car insurance is cheaper than the average
  • Seniors Card holders enjoy an extra 5% off their premium
  • Enjoy some uncommon benefits, including transit cover and substitute car cover

Cons

  • Hire car cover is capped at $50 a day - less than many other brands
  • There's no option to choose your own repairer

How does Australian Seniors compare with other car insurers?

Price

On average, a comprehensive car insurance policy from Australian Seniors costs $1,318 a year - less than the national average of $1,362. These quotes are based on a fictional profile and your own quote will differ.

Keep in mind, the best car insurance for you may depend on more than just price.

InsurerNSWQLDSATASVICWAAustralia averageApply
Seniors logo
$1,503
$1,090
$1,132
$1,084
$1,852
$1,248
$1,318
$1,148
$941
$978
$829
$1,180
$880
$992
youi
$1,640
$1,307
$1,087
$1,155
$1,599
$1,363
$1,359
NRMA logo
$2,027
$1,154
$1,038
$1,004
N/A
$1,034
$1,043
AAMI
$1,884
$1,106
$1,015
$985
$1,318
$1,002
$1,218

About our car insurance methodology

Compare Australian Seniors' policies

Product
Accidental damage
Roadside assistance
Fire and theft
New Car Replacement
Hire car after theft
Australian Seniors logo
Optional
  • If your car is written off in the first 2 years
  • Up to $50 per day - Up to 14 days
  • Finder’s summary: Australian Seniors’ comprehensive policy includes complimentary hire car for a stolen car, up to $1,000 for a damaged trailer or caravan, up to $500 for emergency travel and accommodation cover.

    ⭐ Current offers: Save 5% on your first year's car insurance premium by holding a valid Seniors Card. T&Cs apply.

    Who it might be good for: People over 50 years old looking for flexible cover options.
    Australian Seniors logo
    Optional
  • If your car is written off or stolen in the first 2 years
  • Up to $50 per day - Up to 14 days
  • Save 5% on your first year's car insurance premium by holding a valid Seniors Card. T&Cs apply.
    Australian Seniors logo
    Optional
  • Up to $50 per day - Up to14 days
  • Save 5% on your first year's car insurance premium by holding a valid Seniors Card. T&Cs apply.
    Australian Seniors logo
    Optional
  • Save 5% on your first year's car insurance premium by holding a valid Seniors Card. T&Cs apply.
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    What additional cover options are available?

    Australian Seniors offers three add-on features to its comprehensive car insurance policies:

    • Excess-free windscreen cover - One excess-free claim to repair or replace your windscreen each year
    • Hire car cover - Get a hire car if your car vehicle is out of action due to any insured event
    • Roadside Assistance - 24/7 recovery service to help you get back on the road

    FAQs

    Compare other products from Australian Seniors

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    Nicola Middlemiss's headshot
    Journalist

    Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards. See full bio

    Nicola's expertise
    Nicola has written 245 Finder guides across topics including:
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