Bupa Health Insurance and Bupa Ultimate Health Insurance members may be eligible for discounts on their premium. Check Bupa's website to see the latest offer.
With an Australian-based customer care service and a 24/7 emergency phone line, you can get support whenever you need it.
If Bupa's Comprehensive cover isn't enough, you can upgrade to 'Ultimate Cover' for extra perks. (However, you will have to pay more).
Cons
We compared 37 comprehensive car insurance policies. On average, 22 brands offered cheaper comprehensive car insurance than Bupa.
Bupa's product disclosure statement includes vague terminology like 'reasonable costs'. This makes it difficult to know exactly what exactly you're covered for.
If you want your own choice of repairer, you'll have to upgrade to 'Ultimate Cover' and pay a higher premium.
How does Bupa compare with other car insurers?
In the 2023 Finder Car Insurance Awards, we compared 37 car insurance policies, 640 features, and requested over 1,000 comprehensive quotes - this included Bupa. Overall, we found Bupa Comprehensive car insurance to have average cover with a higher price tag.
In comparison to other popular insurers, Bupa was typically more expensive with multiple cheaper car insurance providers. As the cost of car insurance is calculated based on your specific details, quotes will vary. The below is for comprehensive policies only.
The ability to add extra cover options can help you craft the best car insurance policy for your needs. Keep in mind, limits apply to all of these additional cover options. Be sure to read the product disclosure statement.
Pay as you drive. If you drive less than 15,000 km a year, you could get cheaper cover.
Hire car cover. Get cover for the cost of a hire car if your insured car is stolen or damaged.
Excess-free windscreen cover. Bupa will pay for the cost of repairing or replacing your windscreen if it's broken or damaged.
Excess-free kangaroo damage cover. If your car is damaged in an accidental animal collision, Bupa will waive the excess.
Sports gear cover. Bupa will pay up to $3,000 for sports gear stored in your car if it's damaged or stolen.
Roadside emergency assist. Access to 24/7 roadside assistance and an Australian-based emergency support helpline.
Bupa Ultimate. Upgrade your policy to Bupa Ultimate to choose your own repairer in the event of an accident and to increase your claimable amounts.
FAQs
What's good really depends on what you need and what you're willing to pay. In our research of 37 comprehensive car insurance providers, Bupa sits around the middle of the pack.
Bupa car insurance is underwritten by Hollard and administered by Open.
Yes, you can pick an excess from $500 up to $5,000. The higher your excess, the lower your premium will be, and vice versa.
In most cases, you can lodge your claim online, via Bupa's online portal. You'll need the email address you used when you joined Bupa.
Alternatively, you can email Bupa at help@gi.bupa.com.au or call Bupa on 02 7201 5060 or 1300 976 062.
Nicola Middlemiss is a contributing writer at Finder, with a special interest in personal finance and insurance. Formerly a business and finance journalist, Nicola has written thousands of articles helping Australians better understand insurance and grow their personal wealth. She has contributed to a wide range of publications, including Domain, the Educator, Financy, Fundraising and Philanthropy, Insurance Business, MoneyMag, Mortgage Professional, Yahoo Finance, Your Investment Property, and Wealth Professional. Nicola has a Tier 1 General Insurance (General Advice) certification and a Bachelor's degree from the University of Leeds. See full bio
Nicola's expertise
Nicola has written 239 Finder guides across topics including:
Personal finance
Personal insurance, including car, health, home, life, pet and travel insurance
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