Coles roadside assistance review

Coles roadside assistance has similar benefits to other policies in the market and is competitively priced.

Nicola Middlemiss's headshot

By

Nicola Middlemiss

Edited by

Jason Loewenthal

Updated

Fact checked

Our verdict

Pros

  • Coles will supply enough fuel to get you to the next service station
  • Cover applies regardless of who's driving your car – as long as they have your permission
  • Unlimited callouts and No joining fee

Cons

  • Only available if you have a Coles car insurance policy
  • Towing costs are capped at 20km in the city, 50km in other areas which could fall short in some areas
  • There are cheaper roadside assistance options on the market

Coles roadside assistance has similar benefits to other policies in the market, but has a particularly generous emergency fuel policy, offering as much as you need to reach the next petrol station, for free. However, be aware that Coles only offers roadside assistance to drivers who have a Coles car insurance policy.

CompanyCost per yearJoining feeCallout limitsNeed to hold a policy with them?Lockout/lost keyBreakdown towing
Coles insurance
$89.95
No joining fee
Unlimited
Yes
$125
20km in the city, 50km in other areas
$76.46*
No joining fee
Unlimited
No
$125
20km in the city, 50km in other areas
NRMA logo
$134
No joining fee
Unlimited
No
Yes
Up to 25 km in metro areas and back to attending Country Service Centre in country areas
GIO logo
$95*
No joining fee
Unlimited
Yes
$250
20kms up to 100kms from the breakdown location
APIA logo
$84*
No joining fee
Unlimited
Yes
$250
20kms up to 100kms from the breakdown location

These prices are accurate as of April 2025
*Budget Direct pricing includes a 15% discount for new customers
*GIO prices vary by location but do not exceed $95
*Apia prices vary by location but do not exceed $84

FAQs

Jason Loewenthal's headshot
To make sure you get accurate and helpful information, this guide has been edited by Jason Loewenthal as part of our fact-checking process.
Nicola Middlemiss's headshot
Journalist

Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards. See full bio

Nicola's expertise
Nicola has written 243 Finder guides across topics including:
  • Personal finance
  • Personal insurance, including car, health, home, life, pet and travel insurance
  • Commercial business insurance
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