Some generous limits, including Up to $1,000 for personal items.
A portion of all premiums are invested for good, through the Premiums4Good program.
Customers get $10 off Kogan.com every month.
Cons
Of 30 car insurance brands compared, Kogan was the second most expensive.
Some benefit limits aren't disclosed in the PDS, this can be confusing.
Cover was exorbitantly expensive for young drivers - triple the average.
How does Kogan compare with other car insurers?
Kogan offers a good level of cover but its policies were consistently among the most expensive when compared to other car insurers, across multiple demographics.
After comparing multiple quotes from 30 national car insurance brands, Kogan's comprehensive car insurance was found to be the second most expensive. Young people faced particularly high premiums, three times higher than the national average and almost double the average for their age group. If price is a priority, you'll likely find cheaper car insurance elsewhere.
Keep in mind, the best car insurance for you may be based on more than price.
$3,129$1,571$1,895$1,628$2,311$2,097$2,105More info
Nicola Middlemiss is a contributing writer at Finder, with a special interest in personal finance and insurance. Formerly a business and finance journalist, Nicola has written thousands of articles helping Australians better understand insurance and grow their personal wealth. She has contributed to a wide range of publications, including Domain, the Educator, Financy, Fundraising and Philanthropy, Insurance Business, MoneyMag, Mortgage Professional, Yahoo Finance, Your Investment Property, and Wealth Professional. Nicola has a Tier 1 General Insurance (General Advice) certification and a Bachelor's degree from the University of Leeds. See full bio
Nicola's expertise
Nicola has written 239 Finder guides across topics including:
Personal finance
Personal insurance, including car, health, home, life, pet and travel insurance
Kogan can offer cover if your car is used for both private and business use. They don’t insure cars used only for business. There are some exclusions to be aware of. For example, they will not provide cover if the business use is:
-Carrying or moving goods for reward (such as couriers or food deliveries)
-Hiring out the vehicle as a rental car
-Professional driving instruction
-Vehicle racing (professional or amateur)
-Taxis
You can call Kogan on 1300 034 888 to ask whether they can offer you the insurance you need.
Regards,
James
AdelAugust 21, 2021
How can I do upgrade for my car in my Kogan insurance policy?
Finder
JamesAugust 23, 2021Finder
Hi Adel,
You can make changes to your car insurance policy by calling Kogan on 1300 034 888. Please note that the cost of your car insurance premium could change depending on the upgrade you’ll make.
Regards,
James
How likely would you be to recommend Finder to a friend or colleague?
0
1
2
3
4
5
6
7
8
9
10
Very UnlikelyExtremely Likely
Required
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
Important information about this website
Finder makes money from featured partners, but editorial opinions are our own.
Finder is one of Australia's leading comparison websites. We are committed to our readers and stand by our editorial principles
We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labeling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
We make money by featuring products on our site. Compensation received from the providers featured on our site can influence which products we write about as well as where and how products appear on our page, but the order or placement of these products does not influence our assessment or opinions of them, nor is it an endorsement or recommendation for them.
Products marked as 'Top Pick', 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product.
When products are grouped in a table or list, the order in which they are initially sorted may be influenced by a range of factors including price, fees and discounts; commercial partnerships; product features; and brand popularity. We provide tools so you can sort and filter these lists to highlight features that matter to you.
Please read our website terms of use and privacy policy for more information about our services and our approach to privacy.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Can i use my vehicle for curier job
Hi,
Kogan can offer cover if your car is used for both private and business use. They don’t insure cars used only for business. There are some exclusions to be aware of. For example, they will not provide cover if the business use is:
-Carrying or moving goods for reward (such as couriers or food deliveries)
-Hiring out the vehicle as a rental car
-Professional driving instruction
-Vehicle racing (professional or amateur)
-Taxis
You can call Kogan on 1300 034 888 to ask whether they can offer you the insurance you need.
Regards,
James
How can I do upgrade for my car in my Kogan insurance policy?
Hi Adel,
You can make changes to your car insurance policy by calling Kogan on 1300 034 888. Please note that the cost of your car insurance premium could change depending on the upgrade you’ll make.
Regards,
James