Some generous limits, including Up to $1,000 for personal items.
A portion of all premiums are invested for good, through the Premiums4Good program.
Customers get $10 off Kogan.com every month.
Cons
Of 30 car insurance brands compared, Kogan was the second most expensive.
Some benefit limits aren't disclosed in the PDS, this can be confusing.
Cover was exorbitantly expensive for young drivers - triple the average.
How does Kogan compare with other car insurers?
Kogan offers a good level of cover but its policies were consistently among the most expensive when compared to other car insurers, across multiple demographics.
After comparing multiple quotes from 30 national car insurance brands, Kogan's comprehensive car insurance was found to be the second most expensive. Young people faced particularly high premiums, three times higher than the national average and almost double the average for their age group. If price is a priority, you'll likely find cheaper car insurance elsewhere.
Keep in mind, the best car insurance for you may be based on more than price.
$3,129$1,571$1,895$1,628$2,311$2,097$2,105More info
Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards. See full bio
Nicola's expertise
Nicola has written 245 Finder guides across topics including:
Personal finance
Personal insurance, including car, health, home, life, pet and travel insurance
Kogan can offer cover if your car is used for both private and business use. They don’t insure cars used only for business. There are some exclusions to be aware of. For example, they will not provide cover if the business use is:
-Carrying or moving goods for reward (such as couriers or food deliveries)
-Hiring out the vehicle as a rental car
-Professional driving instruction
-Vehicle racing (professional or amateur)
-Taxis
You can call Kogan on 1300 034 888 to ask whether they can offer you the insurance you need.
Regards,
James
AdelAugust 21, 2021
How can I do upgrade for my car in my Kogan insurance policy?
Finder
JamesAugust 23, 2021Finder
Hi Adel,
You can make changes to your car insurance policy by calling Kogan on 1300 034 888. Please note that the cost of your car insurance premium could change depending on the upgrade you’ll make.
Discover the steps to get affordable car insurance if you are under 25.
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which is the best car insurance cover for ride share
Check out our guide to car insurance for rideshare to compare your options.
Can i use my vehicle for curier job
Hi,
Kogan can offer cover if your car is used for both private and business use. They don’t insure cars used only for business. There are some exclusions to be aware of. For example, they will not provide cover if the business use is:
-Carrying or moving goods for reward (such as couriers or food deliveries)
-Hiring out the vehicle as a rental car
-Professional driving instruction
-Vehicle racing (professional or amateur)
-Taxis
You can call Kogan on 1300 034 888 to ask whether they can offer you the insurance you need.
Regards,
James
How can I do upgrade for my car in my Kogan insurance policy?
Hi Adel,
You can make changes to your car insurance policy by calling Kogan on 1300 034 888. Please note that the cost of your car insurance premium could change depending on the upgrade you’ll make.
Regards,
James