Some generous limits, including Up to $1,000 for personal items.
A portion of all premiums are invested for good, through the Premiums4Good program.
Customers get $10 off Kogan.com every month.
Cons
Of 30 car insurance brands compared, Kogan was the second most expensive.
Some benefit limits aren't disclosed in the PDS, this can be confusing.
Cover was exorbitantly expensive for young drivers - triple the average.
How does Kogan compare with other car insurers?
Kogan offers a good level of cover but its policies were consistently among the most expensive when compared to other car insurers, across multiple demographics.
After comparing multiple quotes from 30 national car insurance brands, Kogan's comprehensive car insurance was found to be the second most expensive. Young people faced particularly high premiums, three times higher than the national average and almost double the average for their age group. If price is a priority, you'll likely find cheaper car insurance elsewhere.
Keep in mind, the best car insurance for you may be based on more than price.
$3,129$1,571$1,895$1,628$2,311$2,097$2,105More info
Nicola Middlemiss is a contributing writer at Finder, with a special interest in personal finance and insurance. Formerly a business and finance journalist, Nicola has written thousands of articles helping Australians better understand insurance and grow their personal wealth. She has contributed to a wide range of publications, including Domain, the Educator, Financy, Fundraising and Philanthropy, Insurance Business, MoneyMag, Mortgage Professional, Yahoo Finance, Your Investment Property, and Wealth Professional. Nicola has a Tier 1 General Insurance (General Advice) certification and a Bachelor's degree from the University of Leeds. See full bio
Nicola's expertise
Nicola has written 241 Finder guides across topics including:
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Personal insurance, including car, health, home, life, pet and travel insurance
Kogan can offer cover if your car is used for both private and business use. They don’t insure cars used only for business. There are some exclusions to be aware of. For example, they will not provide cover if the business use is:
-Carrying or moving goods for reward (such as couriers or food deliveries)
-Hiring out the vehicle as a rental car
-Professional driving instruction
-Vehicle racing (professional or amateur)
-Taxis
You can call Kogan on 1300 034 888 to ask whether they can offer you the insurance you need.
Regards,
James
AdelAugust 21, 2021
How can I do upgrade for my car in my Kogan insurance policy?
Finder
JamesAugust 23, 2021Finder
Hi Adel,
You can make changes to your car insurance policy by calling Kogan on 1300 034 888. Please note that the cost of your car insurance premium could change depending on the upgrade you’ll make.
Regards,
James
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Can i use my vehicle for curier job
Hi,
Kogan can offer cover if your car is used for both private and business use. They don’t insure cars used only for business. There are some exclusions to be aware of. For example, they will not provide cover if the business use is:
-Carrying or moving goods for reward (such as couriers or food deliveries)
-Hiring out the vehicle as a rental car
-Professional driving instruction
-Vehicle racing (professional or amateur)
-Taxis
You can call Kogan on 1300 034 888 to ask whether they can offer you the insurance you need.
Regards,
James
How can I do upgrade for my car in my Kogan insurance policy?
Hi Adel,
You can make changes to your car insurance policy by calling Kogan on 1300 034 888. Please note that the cost of your car insurance premium could change depending on the upgrade you’ll make.
Regards,
James