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Motorcycle Insurance QLD

Compare motorcycle insurance policies in Queensland.

William Eve's headshot
Peta Taylor's headshot

By

William Eve

&

Peta Taylor

Updated

Fact checked
Motorcycle Insurance

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Motorcycle insurance QLD

1 - 5 of 29
Product FCI Roadside assistance Accidental damage Storm Choice of repairer Agreed or Market Value
QBE Comprehensive Motorcycle Insurance
Green Company
QBE Comprehensive Motorcycle Insurance
Agreed or Market
Summary: QBE won our Green Insurer of the Year Award. Budget friendly and environmentally friendly.

Who it might be good for: Anyone on a budget who still wants good-quality cover.
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Youi Comprehensive Motorcycle Insurance
Youi Comprehensive Motorcycle Insurance
Agreed or Market
Summary: Youi has earned a reputation for great customer service and offers 24/7 roadside assistance as standard. This is typically an optional extra.

Who it might be good for: People who value a good customer experience and want the ability to customise their policy.
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Budget Direct Comprehensive Motorcycle Insurance
Budget Direct Comprehensive Motorcycle Insurance
Optional
Optional
Agreed or Market
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Mi-bike Comprehensive Motorcycle Insurance
Mi-bike Comprehensive Motorcycle Insurance
Agreed or Market
Protects your motorcycle against loss or damage as a result of an accident, storms, flood, fire, theft, transit damage and third-party liability.
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AAMI Comprehensive Motorcycle Insurance
AAMI Comprehensive Motorcycle Insurance
Agreed
Summary: AAMI’s comprehensive motorcycle insurance policy covers more than some of its competitors with the inclusion of riding apparel as standard. For further coverage, more options to customise cover are available.

⭐ Current offer: $25 off when you buy online.

Who it might be good for: With a paperless claims process, AAMI could be good if you’re keen to manage everything online.
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How much does motorcycle insurance cost in QLD?

The below costs are for comprehensive motorcycle insurance and are based on a fictional profile, your own costs will differ based on your personal circumstances and the model of your motorcycle.

ProvidersAnnual cost for $7,000 bikeAnnual cost for $29,000 bike
NRMA$646$1,654
QBE$555$1,311
AAMI$560Cover not available
Swann$453$899
Budget Direct$527Cover not available
RACQOnline quote not availableOnline quote not available

What affects your motorcycle insurance premium?

Some factors that affect your premium are out of your control, but others can be managed. Here are a few points to consider if you want to reduce the price of your insurance:

  • The price of your bike. If your bike is newer or more expensive than the average, your premiums will be higher. As already stated, cities like Brisbane and the Gold Coast are more prone to theft, which means you might want to consider a cheaper flight.
  • The area you stay in. If you live in an area of Queensland where theft is more common, where cyclones are common, or live in remote are, your insurance premiums may be higher.
  • Multi-policy discount. Many of the insurance providers offer home and contents insurance, life insurance, car insurance and more. If you have more than one policy with the same insurer you can often get discounted premiums.
  • Age and experience. If you're an older rider with decades of riding experience your premiums will be lower than people in their early twenties who have just upgraded from their provisional, P-plate licences.
  • Make and model. These make a big difference to your premiums. If you're driving around on the latest, high-speed Japanese sports model, it could cost you more than a lower-powered bike built ten years ago.
  • How often you pay. Pay-by-the-month can be a bit more expensive than paying an entire year's premium up front.
  • How much you insure your ride for. If you choose an agreed value your premiums will rise over time, because the payout for your ride is going to be the same if it is written off. In contrast, choosing market value will mean that your premium will be lower over time.
William Eve's headshot
Written by

Group publisher

Willam Eve is the country manager for Finder's Canada operations. He has previously held the positions of group publisher of insurance for Finder Australia and lead publisher for the Finder global team. William has a Bachelor of Communications from the University of Technology Sydney, Australia. He loves the challenge of launching Finder into new markets while helping grow Finder’s global team. See full bio

Peta Taylor's headshot
Co-written by

Publisher of Insurance

Peta Taylor is a publisher at Finder, working across all of insurance. She's been analysing product disclosure statements and publishing articles for over 2 years. Peta is passionate about demystifying complex insurance products to help users make well educated decisions with confidence. Peta is part of Finder's insurance awards team and works alongside editorial and insights experts to bring users the best insurance products every year. See full bio

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