RACQ Motorcycle Insurance review

RACQ has limited options for riders. There’s only comprehensive cover available and no optional add-ons to customise your policy.

No reviews yet. Write a review

Our verdict

Pros

  • Towing and storage costs are covered following an incident
  • Your next of kin receives a $7,500 death benefit if you're fatally injured
  • Access a range of member discounts with RACQ

Cons

  • Only comprehensive cover is available for motorbikes
  • There's no hire car offered if your bike is stolen
  • There's no cover for key replacement, which is offered by many other brands

Features

RACQ's comprehensive motorcycle insurance policy covers the basics and allows you to select either market or agreed value cover — this isn't an option for other motorcycle insurance providers. However, RACQ lags behind in other parts of coverage with no option for a hire car after theft or an accident. Compare your options to find the best motorcycle insurance for your needs.

Product FCI Accidental damage Roadside assistance Fire and theft Agreed or market value
Agreed or Market
⭐ Current offer: Get a quote online now for your chance to win a trip for 2 to the Isle of Man TT Races 2025. T&Cs apply.
Agreed or Market
Agreed or Market
Summary: QBE won our Green Insurer of the Year Award. Budget friendly and environmentally friendly.

Who it might be good for: Anyone on a budget who still wants good-quality cover.
Agreed or Market
Summary: Youi has earned a reputation for great customer service and offers 24/7 roadside assistance as standard. This is typically an optional extra.

Who it might be good for: People who value a good customer experience and want the ability to customise their policy.
Agreed or Market
loading

What additional cover options are available?

Roadside assistance - While roadside assistance isn't available as part of a motorcycle insurance policy, it is available as a seperate product. Choose between four levels of cover, in case you break down on the road. Up to 200km towing, flat battery service, tyre changing, and more.

Compare other products from RACQ

Nicola Middlemiss's headshot
Senior writer

Nicola Middlemiss is a contributing writer at Finder, with a special interest in personal finance and insurance. Formerly a business and finance journalist, Nicola has written thousands of articles helping Australians better understand insurance and grow their personal wealth. She has contributed to a wide range of publications, including Domain, the Educator, Financy, Fundraising and Philanthropy, Insurance Business, MoneyMag, Mortgage Professional, Yahoo Finance, Your Investment Property, and Wealth Professional. Nicola has a Tier 1 General Insurance (General Advice) certification and a Bachelor's degree from the University of Leeds. See full bio

Nicola's expertise
Nicola has written 241 Finder guides across topics including:
  • Personal finance
  • Personal insurance, including car, health, home, life, pet and travel insurance
  • Commercial business insurance

More guides on Finder

Ask a question

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Go to site