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RACV Motorcycle Insurance review

RACV’s comprehensive policy has good benefits but there are limited customisation options for motorbikes.

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Nicola Middlemiss

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Our verdict

Pros

  • Generous benefits for emergency repairs, transport and accommodation
  • Get a hire car for Up to $60 per day - Up to 21 days if your bike is stolen
  • Cover options for vintage, veteran and classic motorbikes

Cons

  • Aside from protective gear, personal effects aren't covered
  • Some benefit limits are vague, including towing up to 'a reasonable cost'
  • There's no option to add hire car cover for accidents

Compare RACV motorcycle insurance policies

RACV has a range of motorcycle insurance policies to choose from.

Product FCI Roadside assistance Accidental damage Storm Choice of repairer Agreed or Market Value
RACV Comprehensive Motorcycle Insurance
RACV Comprehensive Motorcycle Insurance
Agreed or Market
Summary: RACV has a specific policy for vintage and classic motorbikes, with the option to keep your written-off vehicle for no cost if it’s over 35 years old.

⭐ Current offer: Take out two or more eligible policies and save 10% on each. T&CS apply.

Who it might be good for: Existing customers who want to make use of decent discounts or vintage bike owners.
View details
RACV Third Party Property Damage Motorcycle Insurance
RACV Third Party Property Damage Motorcycle Insurance
N/A
View details
RACV Veteran, Vintage and Classic Vehicle Insurance
RACV Veteran, Vintage and Classic Vehicle Insurance
Agreed
View details
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Compare your options to find the best motorcycle insurance policy for your needs.

1 - 5 of 10
Updated regularly
Product FCI Accidental damage Roadside assistance Fire and theft Agreed or market value
RACV Comprehensive Motorcycle Insurance
RACV Comprehensive Motorcycle Insurance
Agreed or Market
Summary: RACV has a specific policy for vintage and classic motorbikes, with the option to keep your written-off vehicle for no cost if it’s over 35 years old.

⭐ Current offer: Take out two or more eligible policies and save 10% on each. T&CS apply.

Who it might be good for: Existing customers who want to make use of decent discounts or vintage bike owners.
View details
QBE Comprehensive Motorcycle Insurance
Green Company
QBE Comprehensive Motorcycle Insurance
Agreed or Market
Summary: QBE won our Green Insurer of the Year Award. Budget friendly and environmentally friendly.

Who it might be good for: Anyone on a budget who still wants good-quality cover.
Get QuoteView details
Youi Comprehensive Motorcycle Insurance
Youi Comprehensive Motorcycle Insurance
Agreed or Market
Summary: Youi has earned a reputation for great customer service and offers 24/7 roadside assistance as standard. This is typically an optional extra.

Who it might be good for: People who value a good customer experience and want the ability to customise their policy.
Get QuoteView details
Budget Direct Comprehensive Motorcycle Insurance
Budget Direct Comprehensive Motorcycle Insurance
Optional
Agreed or Market
Get QuoteView details
NRMA Comprehensive Motorcycle Insurance
NRMA Comprehensive Motorcycle Insurance
Agreed or Market
View details
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What additional cover options are available?

No excess windscreen option - waive the excess when you claim for a repair or replacement of your windscreen.

Roadside assistance - Breakdown cover from just $11.67 a month, including rescue in severe weather, following a flat tyre, or even if you're just too exhausted to ride.

Compare other products from RACV

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Senior writer

Nicola Middlemiss is a contributing writer at Finder, with a special interest in personal finance and insurance. Formerly a business and finance journalist, Nicola has written thousands of articles helping Australians better understand insurance and grow their personal wealth. She has contributed to a wide range of publications, including Domain, the Educator, Financy, Fundraising and Philanthropy, Insurance Business, MoneyMag, Mortgage Professional, Yahoo Finance, Your Investment Property, and Wealth Professional. Nicola has a Tier 1 General Insurance (General Advice) certification and a Bachelor's degree from the University of Leeds. See full bio

Nicola's expertise
Nicola has written 237 Finder guides across topics including:
  • Personal finance
  • Personal insurance, including car, health, home, life, pet and travel insurance
  • Commercial business insurance
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