Comprehensive cover from PD is budget-friendly and cheaper than most brands.
Add the excess-buster feature to remove the excess from one claim a year.
No-excess windscreen repair is included in comprehensive cover as standard.
Cons
If you want vehicle contents covered, you'll have to pay extra (and it's capped at $750).
Hire car cover is limited at $50 a day for 14 days - lower than many other brands.
Up to $500 is covered for emergency repairs but some brands offer up to $1,000.
How does PD car insurance compare with other car insurers?
As part of the Finder car insurance awards, we analysed over 30 car insurance providers and found that PD car insurance offers good, comparatively budget-friendly cover. It has some impressive and unusual perks, but its benefit limits are lower than many other brands.
PD is a budget-friendly insurer. On average, a comprehensive car insurance policy costs $934 a year - that's 37% cheaper than the national average. If it's cheap car insurance that you're after then this brand is worth considering.
Keep in mind, the best car insurance for you may depend on more than just price. Always be sure to read the PDS.
The below quotes are based on a fictional profile and your own quotes will differ.
Nicola Middlemiss is a contributing writer at Finder, with a special interest in personal finance and insurance. Formerly a business and finance journalist, Nicola has written thousands of articles helping Australians better understand insurance and grow their personal wealth. She has contributed to a wide range of publications, including Domain, the Educator, Financy, Fundraising and Philanthropy, Insurance Business, MoneyMag, Mortgage Professional, Yahoo Finance, Your Investment Property, and Wealth Professional. Nicola has a Tier 1 General Insurance (General Advice) certification and a Bachelor's degree from the University of Leeds. See full bio
Nicola's expertise
Nicola has written 239 Finder guides across topics including:
Personal finance
Personal insurance, including car, health, home, life, pet and travel insurance
Car insurance cover notes are no longer available in Australia. Read on to learn why and what your alternatives are.
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