| Options | Cost per year | Joining fee | Callout limits | Need to hold a policy with them? | Lockout / Lost key | Out of fuel | Breakdown towing |
|---|---|---|---|---|---|---|---|
| RACQ Everyday Lite | $69 | $0 | 4 call outs per year | No | $0 | No | Up to 200km |
| RACQ Everyday | $116 | $0 | Unlimited | No | $0 | No | Up to 200km |
| RACQ Everyday Plus | $191 | $0 | Unlimited | No | $110 | 10L up to 3 times per year | Up to 200km |
| RACQ Ultra Care | $242 | $0 | Unlimited | No | $165 | 10L up to 3 times per year | Up to 200km |
| RACQ Ultimate Care | $331 | $0 | Unlimited | No | $300 | 10L up to 4 times per year | Up to 200km |
| RAVQ RV | $495 | $0 | Unlimited | No | $600 | 10L up to 4 times per year | Up to 200km |
RACQ offers strong benefits, with towing limits that surpass many competitors. However, you'll need to pay for one of its higher-priced policies to access these benefits.
| Company | Cost per year | Joining fee | Callout limits | Need to hold a policy with them? | Lockout / Lost key | Breakdown towing |
|---|---|---|---|---|---|---|
 Everyday Plus | $191 | $0 | Unlimited | No | $110 | Up to 200km |
 Ultimate Care | $110 | $55 | Unlimited | No | Yes | 20km in the city, towing to nearest NRMA centre in rural areas |
 Roadside Assistance | $79.95 | $0 | Unlimited | No | $125 | 15km in the city, 50km in rural areas |
 Roadside Assist | $86 | $0 | Unlimited | Yes | $150 | 20km in the city, 100km in rural areas |
 Roadside Assist | $90 | $0 | Unlimited | Yes | $150 | 20km in the city, 100km in rural areas |
Drivers who text are 10 times more likely to crash yet a large number of Australians still do it.
Here's a guide to getting affordable car insurance that will still cover the essentials.
A side by side comparison of Youi and Budget Direct car insurance including expert analysis of pricing, features, complaints and reviews.
Here's when you can and can't drive an unregistered vehicle legally.
Your guide to protecting your van with van insurance.
Your guide to Blue Slips.
Find out what car insurance options are available for rideshare drivers, including Ubers.
Complete guide to getting car insurance for learner drivers in Australia.
Read the detailed review on classic car insurance specialist Ryno.
Car insurance cover notes are no longer available in Australia. Read on to learn why and what your alternatives are.