RACV Motorcycle Insurance review

RACV’s comprehensive policy has good benefits but there are limited customisation options for motorbikes.

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Nicola Middlemiss

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Our verdict

Pros

  • Generous benefits for emergency repairs, transport and accommodation
  • Get a hire car for Up to $60 per day - Up to 21 days if your bike is stolen
  • Cover options for vintage, veteran and classic motorbikes

Cons

  • Aside from protective gear, personal effects aren't covered
  • Some benefit limits are vague, including towing up to 'a reasonable cost'
  • There's no option to add hire car cover for accidents

Compare RACV motorcycle insurance policies

RACV has a range of motorcycle insurance policies to choose from.

Product
Roadside assistance
Accidental damage
Storm
Choice of repairer
Agreed or Market Value
RACV Comprehensive Motorcycle Insurance
RACV Motorcycle Insurance logo
Agreed or Market
Summary: RACV has a specific policy for vintage and classic motorbikes, with the option to keep your written-off vehicle for no cost if it’s over 35 years old.

⭐ Current offer: Take out two or more eligible policies and save 10% on each. T&CS apply.

Who it might be good for: Existing customers who want to make use of decent discounts or vintage bike owners.
View details
RACV Third Party Property Damage Motorcycle Insurance
RACV Motorcycle Insurance logo
N/A
View details
RACV Veteran, Vintage and Classic Vehicle Insurance
RACV Motorcycle Insurance logo
Agreed
View details
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Compare your options to find the best motorcycle insurance policy for your needs.

1 - 5 of 10
Updated regularly
Product Accidental damage Roadside assistance Fire and theft Agreed or market value
RACV Comprehensive Motorcycle Insurance
RACV Motorcycle Insurance logo
Agreed or Market
Summary: RACV has a specific policy for vintage and classic motorbikes, with the option to keep your written-off vehicle for no cost if it’s over 35 years old.

⭐ Current offer: Take out two or more eligible policies and save 10% on each. T&CS apply.

Who it might be good for: Existing customers who want to make use of decent discounts or vintage bike owners.
View details
QBE Comprehensive Motorcycle Insurance
Green Company
QBE Motorcycle Insurance logo
Agreed or Market
Summary: QBE won our Green Insurer of the Year Award. Budget friendly and environmentally friendly.

Who it might be good for: Anyone on a budget who still wants good-quality cover.
Get QuoteView details
Youi Comprehensive Motorcycle Insurance
Youi Motorcycle Insurance logo
Agreed or Market
Summary: Youi has earned a reputation for great customer service and offers 24/7 roadside assistance as standard. This is typically an optional extra.

Who it might be good for: People who value a good customer experience and want the ability to customise their policy.
Get QuoteView details
Budget Direct Comprehensive Motorcycle Insurance
Budget Direct logo
Agreed or Market
Get QuoteView details
NRMA Comprehensive Motorcycle Insurance
NRMA Motorcycle Insurance logo
Agreed or Market
View details
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What additional cover options are available?

No excess windscreen option - waive the excess when you claim for a repair or replacement of your windscreen.

Roadside assistance - Breakdown cover from just $11.67 a month, including rescue in severe weather, following a flat tyre, or even if you're just too exhausted to ride.

Compare other products from RACV

Nicola Middlemiss's headshot
Journalist

Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards. See full bio

Nicola's expertise
Nicola has written 243 Finder guides across topics including:
  • Personal finance
  • Personal insurance, including car, health, home, life, pet and travel insurance
  • Commercial business insurance
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