ROLLiN’ car insurance review

ROLLiN' car insurance is well-priced and offers thorough coverage. It’s particularly good for young drivers.

4.0 ★★★★★ (9 reviews) Write a review
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By

James Martin

&

Peta Taylor

Edited by

Jason Loewenthal

Updated

Fact checked

ROLLiN' Comprehensive

Promoted
  • Cost-effective for 20-year-olds
  • No added excess for under-25s
  • Flexible monthly policy
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If your car is a total loss as a result of a covered event and has less than 15,000kms on the odometer.

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Our verdict

Pros

  • Our research indicates ROLLiN is one of the most cost-effective car insurers in Australia. Of the 31 insurers we researched, it was second cheapest.
  • Its comprehensive policy includes more benefits than other budget insurers. For example, Bingle does not include a hire car after an accident, ROLLiN' does.
  • Excess-free windscreen, sunroof and window glass damage is included as standard. This is an optional extra for many other comprehensive policies.

Cons

  • Every month, your premium is recalculated and renewed. This means it can increase or decrease from month to month with no indication of what your next bill will look like.
  • ROLLiN' doesn't cover personal effects. Other insurers include up to $1,000 worth of personal effects cover.
  • ROLLiN's unlisted driver excess is a hefty $3,000.

Finder Awards badge

Congratulations, ROLLiN'!

ROLLiN' received the highly commended award for 'Car Insurance - Low Cost' in the 2024 Product Awards.

Full list of 2024 winners

How does ROLLiN' compare with other insurers?

As part of our 2024 Car Insurance Awards, our car insurance experts compared 800+ features and 1,800+ quotes from 37 comprehensive policies across Australia. Here's how ROLLiN' compared.

Features

ROLLiN' offers decent coverage for a budget-friendly premium. It's not as thorough as other insurers but this is what you'd expect for a cheaper premium. It covers the basics with accidental damage, legal liability, damage by fire and theft and new car replacement. Plus it includes some benefits you'd typically pay more for, like excess-free windscreen damage. See below for how it compares to other popular insurers.

1 - 5 of 5
Updated regularly
Product Finder Score Choice of repairer New Vehicle Replacement Roadside assistance Hail, storm and flood damage
Finder Score
8.5 Great
Optional
  • If your car is written off or stolen in the first 2 years
    • Summary: A great value policy with exceptional customer service. Youi won the 2024 Finder Award for Customer Satisfaction. It scored highly for features and benefits, customer service and reliability. It also automatically includes roadside assistance in its price - a feature that typically costs upwards of $90 per year.
    Get QuoteView details
    Finder Score
    9 Excellent
  • If your car is a total loss as a result of a covered event and has less than 15,000kms on the odometer
    • Summary: One of the most cost-effective insurers for under 25s, according to Finder research, with no aged-based excess.

    ⭐ Current offer: Get 10% off the base premium for the first 2 consecutive monthly policies and up to a 15% potential monthly discount from your 3rd month for being a safer driver. Minimum premiums may apply. T&Cs apply. Learn More.

    Who it might be good for: Young drivers looking to keep costs down and anyone who’d like to get more flexibility from their car insurance.
    Get QuoteView details
    Finder Score
    9.1 Excellent
    Optional
  • If your car is written off in the first 2 years or is under 40,000kms
    • Optional
    Summary: The 2024 winner of our Best Value Car Insurance award. It's cheaper than most, plus you can lower costs by adding age restrictions.

    ⭐ Current offer: 15% off your first year's premium when you take out a policy online. T&Cs apply.

    Who it might be good for: Anyone who wants a good value policy.
    Get QuoteView details
    NRMA Comprehensive
    NRMA logo
    Finder Score
    9.9 Excellent
    Optional
  • If your car is written off in the first 2 years
    • Optional
    View details
    AAMI Comprehensive Car Insurance
    AAMI logo
    Finder Score
    8.3 Great
  • If your car is written off or stolen in the first 2 years
    • Optional
    Summary: AAMI's comprehensive policy includes cover for legal modifications and accessories and up to $20 million cover for damage to other people's property. Optional extras like windscreen and window glass cover is also available.

    ⭐ Current offers: Save $50 when you buy a new comprehensive car insurance policy online. T&Cs apply.

    Who it might be good for: Safe drivers can benefit from the AAMI Safe Driver Rewards® program.
    View details
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    Finder Score for car insurance

    We analyse over 80 car insurance products and rate each one on price and features. What we get out the other end is a nice round number out of 10 to help you start comparing.

    To make sure we're comparing apples with apples, we collect quotes for 8 different personas and analyse different car insurance features. Our team then does some fancy maths to get the Finder Score, taking both price and features into account. We analyse comprehensive, third party fire and theft and third party property damage products individually.

    Read the full Finder Score methodology

    Price

    According to our research, ROLLiN' is one of the most cost-effective insurers. We researched 37 different providers in Australia, ROLLiN' came second for price. See below for how its pricing compares. Keep in mind, your quote will differ as it depends on your personal circumstances.

    InsurerNSWQLDSATASVICWAAustralia averageApply
    Rollin' car insurance
    $1,151
    $843
    $690
    $709
    1,248
    $674
    $886
    $1,148
    $941
    $978
    $829
    $1,180
    $880
    $992
    youi
    $1,640
    $1,307
    $1,087
    $1,155
    $1,599
    $1,363
    $1,359
    NRMA logo
    $2,027
    $1,154
    $1,038
    $1,004
    N/A
    $1,034
    $1,043
    AAMI
    $1,884
    $1,106
    $1,015
    $985
    $1,318
    $1,002
    $1,218

    To get the annual price for ROLLiN', we multiplied the monthly premium provided at the time of quoting by 12. When purchasing a policy for a real driver, ROLLiN's price can increase or decrease each month when the quote to insure is recalculated and your cover is renewed. The above is a guide only.
    About our car insurance methodology

    ROLLiN' car insurance policy options

    ROLLiN' offers comprehensive car insurance only, it does not sell third party policies. Its comprehensive car insurance policy includes:

    • Accidental damage
    • Damage by fire and theft or attempted theft
    • Damage from storms and floods, lightning or hail
    • Up to $500 in emergency travel and accommodation if the incident occurs when you're more than 200km from home
    • Towing costs
    • Storage costs
    • Up to $1,000 for stolen keys and locks
    • A lifetime guarantee on repairs
    • Up to $500 for essential emergency repairs
    • A replacement car following a total loss if your car had less than 15,000km on the odometer
    • Up to $1,000 for trailer cover
    • Transport cover for Up to $80 per day - Up to 21 days
    • Excess-free windscreen, sunroof and window glass damage
    • Up to $1,000 for baby capsules
    • Cover for electric car batteries, charging cables, wall boxes and adaptors
    Be sure to read the product disclosure statement (PDS) to see the full list of policy inclusions, exclusions and limits.

    FAQs about ROLLiN' car insurance

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    Jason Loewenthal's headshot
    To make sure you get accurate and helpful information, this guide has been edited by Jason Loewenthal as part of our fact-checking process.
    James Martin's headshot
    Written by

    Journalist

    James Martin was the insurance editor at Finder. He has written on a range of insurance and finance topics for over 7 years. James often shares his insurance expertise as a media spokesperson and has appeared on Prime 7 News, Insurance News, 7NEWS and The Guardian. An experienced journalist, James' work has featured in publications including The Irish Times, Companies100 and In Business. He holds a Tier 1 General Insurance (General Advice) certification and a Tier 1 Generic Knowledge certification, both of which meet the requirements of ASIC Regulatory Guide 146 (RG146). See full bio

    James's expertise
    James has written 189 Finder guides across topics including:
    • Car, home, life, health, travel and pet insurance
    • Managing the cost of living
    • Money-saving tips
    Peta Taylor's headshot
    Co-written by

    Publisher of Insurance

    Peta Taylor is a publisher at Finder, working across all of insurance. She's been analysing product disclosure statements and publishing articles for over 2 years. Peta is passionate about demystifying complex insurance products to help users make well educated decisions with confidence. Peta is part of Finder's insurance awards team and works alongside editorial and insights experts to bring users the best insurance products every year. See full bio

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