Of 30 national car insurance brands compared, Westpac was among the cheapest
Car insurance customers can pay monthly at no extra cost
Many of Westpac's benefit limits are strong for its policy price point
Cons
Emergency repairs are capped at $500 but we found 9 brands that offer higher cover
Westpac doesn't offer an integrated or add-on roadside assistance policy
Drivers over 60 can easily find cheaper comparable policies elsewhere
How does Westpac car insurance compare with other car insurers?
Westpac comprehensive car insurance offers budget-friendly policies, particularly for younger drivers, with a range of strong benefits and generous limits. It's a solid option for those looking for cheap car insurance.
For the 2024 Finder Car Insurance Awards, our team of car insurance experts analysed over 1,800 quotes from 30 different providers. Of the 30 national car insurance providers compared, Westpac was among the 10 cheapest. However, for drivers over 60, cover was more expensive than average. Keep in mind, the best car insurance for you may depend on more than price.
The below quotes are based on a fictional driver profile and your own cost will differ.
Westpac offers three additional cover options for drivers who want to strengthen their policy.
Nil excess for windscreen claims - Don't pay an excess for windscreen claims if it's the only damage to your vehicle. Limited to one replacement and two repairs a year.
Rental car following an accident - Get a rental car after an accepted claim for accidental damage. Capped at 30 days, at up to $100 per day.
Tools of trade - Claim up to $3,000 for stolen or damaged tools of trade, stock and materials. Must be in a locked vehicle, in a tool box that's permanently fixed to your vehicle, or damaged in a crash.
FAQs
Westpac car insurance is underwritten by Allianz Australia Insurance Limited.
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10 of 825 reviews
★★★★★MADeNooyer (WA) 10 months ago
Via customer survey commissioned by Finder
Excellent
★★★★★Alliance (WA) 10 months ago
Via customer survey commissioned by Finder
Good reliability and easy to communicate
★★★★★Scout (WA) 10 months ago
Via customer survey commissioned by Finder
Does not represent value for money
★★★★★Kenya (WA) 11 months ago
Via customer survey commissioned by Finder
I will continue using their service because its great!
★★★★★Toyota (WA) 11 months ago
Via customer survey commissioned by Finder
Good
★★★★★Lizzie (VIC) 11 months ago
Via customer survey commissioned by Finder
Westpac was helpful and reliable when I had a flood at home they where quick to come and help
★★★★★ (WA) 11 months ago
Via customer survey commissioned by Finder
★★★★★Emvs (WA) 11 months ago
Via customer survey commissioned by Finder
Very reliable and value for money is good
★★★★★Mamajane (WA) 12 months ago
Via customer survey commissioned by Finder
Westpac explained the options available with examples to make sure I understood what my policy had, could provide and what to do if I was in an accident or incident
Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards. See full bio
Nicola's expertise
Nicola has written 245 Finder guides across topics including:
Personal finance
Personal insurance, including car, health, home, life, pet and travel insurance
Hi Harold, That is quite an increase! Insurance prices have increased across the board over the last year or two, but regarding your specific policy, we can’t provide personal advice as we’re a review and comparison site. We recommend you contact Westpac directly. If you’re unhappy with your premium, it’s a good idea to shop around for a better deal – the difference between the cheapest car insurance policy and the most expensive one on our panel is over $1000, so there is a big difference. It’s worth shopping around!
WSeptember 30, 2021
We have our car Insurance with you and need to now change the vechile as we have sold the Barina and purchased a Suzuki Escudo 2.4 2008 2000cc registration NTB 43
NZ New $16495 was the purchase price ;
Policy 1000348179
Finder
JamesOctober 6, 2021Finder
Hi,
You can get in touch with Westpac directly to request a change of vehicle on your existing car insurance. You can reach Westpac on 1800 502 077. I hope this helps.
Discover the steps to get affordable car insurance if you are under 25.
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Hi Harold, That is quite an increase! Insurance prices have increased across the board over the last year or two, but regarding your specific policy, we can’t provide personal advice as we’re a review and comparison site. We recommend you contact Westpac directly. If you’re unhappy with your premium, it’s a good idea to shop around for a better deal – the difference between the cheapest car insurance policy and the most expensive one on our panel is over $1000, so there is a big difference. It’s worth shopping around!
We have our car Insurance with you and need to now change the vechile as we have sold the Barina and purchased a Suzuki Escudo 2.4 2008 2000cc registration NTB 43
NZ New $16495 was the purchase price ;
Policy 1000348179
Hi,
You can get in touch with Westpac directly to request a change of vehicle on your existing car insurance. You can reach Westpac on 1800 502 077. I hope this helps.
Regards,
James