BankSA Car Loans Comparison

Get into a new car and enjoy a competitive interest rate when you secure finance with BankSA.

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BankSA

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If you're looking at financing a new or used car, then you may want to consider a car loan from BankSA. As the largest financial institution in South Australia, it offers competitive options for securing credit for a car purchase.

It has secured and unsecured personal loans, either of which can be used to finance the purchase of a vehicle. A secured personal loan allows you to put your car up as security in case you can't make your repayments. As this is less of a risk to the lender, the interest on these type of loans tend to be cheaper. If you don't want to risk your car, you can opt for an unsecured personal loan.

BankSA has competitive products for secured and unsecured personal loans, so compare your options to find the best loan for you.

Compare BankSA Car Loans

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Updated regularly
Product Finder Score Interest Rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
BankSA Unsecured Variable Rate Personal Loan
Variable1 - 7 Years $2,000 - $50,000
BankSA logo
Finder Score
7.4 Great
Interest Rate (p.a.)
7.49%
to 20.59%
Comp. Rate (p.a.)
8.54%
to 21.59%
Application Fee
$250
Monthly Fee
$10
Monthly Repayment
$639.81
More info
BankSA Fixed Rate Car Loan
Fixed1 - 7 Years $3,000 - $100,000
BankSA logo
Finder Score
7.5 Great
Interest Rate (p.a.)
6.49%
to 12.99%
Comp. Rate (p.a.)
7.69%
to 14.14%
Application Fee
$250
Monthly Fee
$12
Monthly Repayment
$632.55
More info
BankSA Unsecured Fixed Rate Personal Loan
Fixed1 - 7 Years $2,000 - $50,000
BankSA logo
Finder Score
7.1 Great
Interest Rate (p.a.)
7.49%
to 20.59%
Comp. Rate (p.a.)
8.54%
to 21.59%
Application Fee
$250
Monthly Fee
$10
Monthly Repayment
$639.81
More info
BankSA Secured Personal Loan
Fixed1 - 7 Years $3,000 - $100,000
BankSA logo
Finder Score
7.4 Great
Interest Rate (p.a.)
6.49%
to 12.99%
Comp. Rate (p.a.)
7.69%
to 14.14%
Application Fee
$250
Monthly Fee
$12
Monthly Repayment
$632.55
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Finder Score for car loans

To make comparing car loans even easier we came up with the Finder Score. Interest rates, fees and features across 200+ car loan products and 100+ lenders are all weighted and scaled to produce a score out of 10. The higher the score, the more competitive the product.

Read the full Finder Score methodology

  • Unsecured Personal Loan. As this loan is unsecured you have more flexibility with the car you purchase. BankSA offers you a choice between a fixed or variable rate, with fixed interest rates starting from 7.49% p.a. You can apply for a loan of between $2,000 and $50,000. If you opt for a variable rate you can make extra repayments and access a redraw facility and a fixed rate will keep your repayments the same throughout the life of the loan.
  • Secured Personal Loan. You can finance a new or used vehicle for this loan, with a lower rate available if the car is eligible for security. Rates start from a competitive 4.99% p.a.You can borrow between 1 year and 7 years.

Is your car eligible to use as security?

If you opt for the secured personal loan you can secure a lower rate by attaching your vehicle as a guarantee. A vehicle can be eligible if it is:

  • New or used
  • Less than 12 years old at the time the loan expires
  • Registered under the applicant's name

How you can apply with BankSA

If you're interested in applying for a car loan from BankSA you can click "Go to Site" on your chosen loan above. You'll need to meet the following criteria to apply:

  • You're over the age of 18
  • You're an Australian citizen or permanent resident of Australia
  • Have a regular permanent income before tax of at least $35,000 p.a.
  • If you’re a non-resident, have confirmed employment in Australia.

If you meet this criteria you can start your application. Make sure you have the following details on hand to complete the online application in full:

  • Your current employer's name and contact information
  • If you're self-employed, your recent tax information
  • Your weekly after-tax income and current expenses
  • Details regarding your assets, savings and investments
  • Amounts owed on your credit cards and store accounts
  • One personal reference including their contact details

BankSA offers some convenient ways to finance a new or used car purchase, but ensure you compare your car loan options before you apply.

Compare car loan providers

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Updated regularly
Product Finder Score Interest Rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
Stratton Finance New Car Loan
Fixed1 - 7 Years $10,000 - $300,000
Stratton Finance logo
Finder Score
9 Excellent
Interest Rate (p.a.)
5.9%
to 18%
Comp. Rate (p.a.)
6.33%
to 23%
Application Fee
$395
Monthly Fee
$0
Monthly Repayment
$619.53
Go to siteMore info
IMB New Car Loan
Fixed1 - 7 Years $2,000 - $125,000
IMB logo
Finder Score
9.4 Excellent
Interest Rate (p.a.)
5.99%
Comp. Rate (p.a.)
6.34%
Application Fee
$274.78
Monthly Fee
$0
Monthly Repayment
$616.71
Go to siteMore info
loans.com.au - New/Demo - Variable Rate
Variable3 - 7 Years $5,000 - $150,000
loans.com.au logo
Finder Score
8.3 Great
Interest Rate (p.a.)
5.99%
to 7.14%
Comp. Rate (p.a.)
7.12%
to 8.27%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$628.52
Go to siteMore info
Great Southern Bank Fixed Rate Car Loan
Fixed1 - 7 Years $5,000 - $100,000
Great Southern Bank logo
Finder Score
9.1 Excellent
Interest Rate (p.a.)
6.29%
to 12.99%
Comp. Rate (p.a.)
6.43%
to 13.14%
Application Fee
$100
Monthly Fee
$0
Monthly Repayment
$614.13
Go to siteMore info
OurMoneyMarket New Car Loan ($5,000-$100,000)
Fixed1 - 7 Years $5,000 - $100,000
OurMoneyMarket logo
Finder Score
8.6 Great
Interest Rate (p.a.)
6.57%
to 18.99%
Comp. Rate (p.a.)
7.19%
to 21.78%
Application Fee
1.5% - 6%
Monthly Fee
$0
Monthly Repayment
$622.82
Go to siteMore info
RACV New Car Loans
Fixed1 - 7 Years $5,000 - $150,000
RACV logo
Finder Score
8.4 Great
Interest Rate (p.a.)
6.99%
to 17.99%
Comp. Rate (p.a.)
7.69%
to 18.77%
Application Fee
$499
Monthly Fee
$0
Monthly Repayment
$632.86
Go to siteMore info
Stratton Finance Used Car Loan
Fixed1 - 7 Years $10,000 - $300,000
Stratton Finance logo
Finder Score
8.8 Great
Interest Rate (p.a.)
6.59%
to 18%
Comp. Rate (p.a.)
7.91%
to 23%
Application Fee
$395
Monthly Fee
$0
Monthly Repayment
$625.92
Go to siteMore info
OurMoneyMarket Used Car Loan ($5,000-$100,000)
Fixed1 - 7 Years $5,000 - $100,000
OurMoneyMarket logo
Finder Score
8.6 Great
Interest Rate (p.a.)
6.57%
to 18.99%
Comp. Rate (p.a.)
7.19%
to 21.78%
Application Fee
1.5% - 6%
Monthly Fee
$0
Monthly Repayment
$622.82
Go to siteMore info
RACV Used Car Loans
Fixed1 - 7 Years $5,000 - $150,000
RACV logo
Finder Score
8.1 Great
Interest Rate (p.a.)
8.19%
to 17.99%
Comp. Rate (p.a.)
8.9%
to 18.77%
Application Fee
$499
Monthly Fee
$0
Monthly Repayment
$644.16
Go to siteMore info
loans.com.au - Green Car Loan Variable
Variable3 - 7 Years $5,000 - $150,000
loans.com.au logo
Finder Score
8.4 Great
Interest Rate (p.a.)
5.84%
Comp. Rate (p.a.)
6.97%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$627.13
Go to siteMore info
OurMoneyMarket Secured Personal Loan ($5,000-$75,000)
Fixed1 - 7 Years $5,000 - $75,000
OurMoneyMarket logo
Finder Score
8.6 Great
Interest Rate (p.a.)
6.57%
to 18.99%
Comp. Rate (p.a.)
7.19%
to 21.78%
Application Fee
1.5% - 6%
Monthly Fee
$0
Monthly Repayment
$622.82
Go to siteMore info
loading

Finder Score for car loans

To make comparing car loans even easier we came up with the Finder Score. Interest rates, fees and features across 200+ car loan products and 100+ lenders are all weighted and scaled to produce a score out of 10. The higher the score, the more competitive the product.

Read the full Finder Score methodology

Compare other products from Bank SA

More resources on Finder

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