This will determine how much your repayments are, so compare lenders to get the best rate.
The length of your loan will also impact your repayments. Longer term loans will have smaller repayments but will take longer to pay off and you'll pay more in interest. Also look out for "balloon payments", with one larger repayment at the end of the term.
Check how often you need to make repayments, how you make them and if you're able to make extra repayments or repay your loan early without penalty.
Some loans come with monthly account fees or administration fees, establishment fees or early repayment fees.
Below is a checklist of some of the information and documentation you may need to supply for your car loan application.
Identification
Income and employment
Assets and liabilities
Vehicle details
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How we picked theseTo make comparing car loans even easier we came up with the Finder Score. Interest rates, fees and features across 200+ car loan products and 100+ lenders are all weighted and scaled to produce a score out of 10. The higher the score, the more competitive the product.
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We've helped thousands of Australians find a car loan by keeping things simple and free of complicated jargon.
Our side-by-side car loan comparison makes it easy to find a car loan that is a good fit.
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Our car loan repayment calculator will help you work out how much your monthly, weekly or fortnightly car loan repayments will be to help you budget.
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