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Isuzu finance guide
Looking to buy an Isuzu ute or SUV? Here’s our simple round-up of the pros and cons of different Isuzu finance options.
Example: Isuzu D-MAX finance
Dean is interested in an Isuzu D-Max LS-U automatic 4x4, but needs to decide whether to buy a new 2024 model retailing for $67,831 or take advantage of a 5-year-old model that is almost identical and is being sold privately for $39,990.
If Dean chooses the new model, he could apply for a secured car loan similar to those set out on this page. He could put up the car as security, and take advantage of competitive interest rates starting from 6.24% p.a. with a fixed term.
If he buys the older model, Dean would be unlikely to be approved for a secured car loan since the car is already 5 years old. He could consider an unsecured car loan but would need to be prepared to pay higher interest rates due to the increased risk to the lender.
Alternatively, Dean could consider a secured personal loan if he had another asset to put up as security, such as a business asset or residential property.
* This is a fictional, but realistic, example.
Isuzu running costs
According to RedBook’s vehicle information website, the Isuzu D-Max is the more fuel efficient of the 2 Isuzu commercial models available in Australia, with an average cost of $152.00 per 1,000km compared to $158.00 per 1,000km for the MU-X, based on national average metropolitan fuel prices.
The average cost per full tank of fuel based on the same national average fuel prices came in at $144.00 for the D-MAX and $152.00 for the MU-X based on the D-Max's greater fuel capacity. Autotrader calculated the average costs of registration and CTP insurance to be $957 per year for the first 3 years, with tyres costing $243 per year and servicing amounting to $317 per year on average.
Which is the best Isuzu finance option to go for?
Finding the right Isuzu finance isn't one-size-fits-all. With different loan terms and rates on offer, what works for one person might not work for you.
When checking out Isuzu finance options, here's what to keep in mind:
- How much do you need? Are you financing just the Isuzu or adding extra for accessories? Got a deposit to lower the loan amount? Different lenders have different limits, so pick one that fits your needs.
- What's the real cost? Interest rates matter, but they're not the whole story. Watch out for extra charges like application fees, ongoing costs, or penalties for paying late. Make sure you know all the fees so you're comparing the total loan cost, not just the interest rate.
- How flexible is it? Planning to pay off the loan early or upgrade your Isuzu before the term ends? You'll want a loan with flexible terms and no nasty penalties for early repayment.
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Isuzu Australia model range
The Isuzu Australia range encompasses just 2 models, the MU-X SUV and the D-MAX ute.
Isuzu MU-X
The Isuzu MU-X remains a popular choice for those seeking a large, 7-seater SUV that blends rugged capability with comfort.
Under the hood, it features a robust 3.0-litre turbo-diesel engine, known for its origins in Isuzu's truck lineup, providing the muscle needed for tough terrains and a towing capacity of up to 3.5 tonnes.
For 2024, the MU-X is equipped exclusively with a 6-speed automatic transmission across all models, delivering reliable and smooth performance, ideal for both on-road and off-road driving.
It continues to stand strong against competitors like the Mitsubishi Pajero Sport, Ford Everest, and Toyota Fortuner.
The MU-X lineup offers varying features depending on the model:
- LS-M: The base model LS-M now comes with 17-inch alloy wheels, all-terrain tyres, and a suite of new enhancements for 2024, including a black and gunmetal grey grille and dark grey metallic tail light accents. It also features LED headlights, rain-sensing wipers, and a 7-inch touchscreen infotainment system with wireless Apple CarPlay, wired Android Auto, and DAB+ digital radio. The interior is equipped with manual air-conditioning, a polyurethane steering wheel, and cloth upholstery across its seven seats.
- LS-U: The mid-range LS-U upgrades to 18-inch alloy wheels and adds several premium touches such as a tungsten silver and chrome grille, body-coloured heated mirrors with built-in indicators, and a hands-free power tailgate. Inside, you'll find a larger 9-inch touchscreen with satellite navigation, an eight-speaker sound system, and dual-zone climate control. Additional features include a leather steering wheel, leather gear selector, and power lumbar support for the driver's seat.
- LS-T: At the top of the range, the LS-T model further enhances luxury with 20-inch machined two-tone alloy wheels, remote engine start, and ambient interior lighting. The interior is upgraded with leather-accented upholstery, heated front seats, and electric adjustment for both front seats, including power lumbar support for the driver.
With these updates, the 2024 Isuzu MU-X offers a versatile and capable SUV option for families and adventurers alike, with each model tailored to meet different needs and preferences.
Isuzu history
Isuzu is a Japanese commercial vehicle maker. The company derives its name from the Isuzu river in Japan. It has a long history of building diesel engines and has produced over 26.8 million since 1936.
Isuzu owns multiple production facilities worldwide and has experimented with passenger vehicles in the past. Today, the automotive brand focuses on both light and heavy commercial vehicles, as well as supplying diesel engines to other manufacturers.
For a time, Isuzu formed a joint-development project with Holden's pick-up team.
Frequently asked questions about purchasing an Isuzu ute or SUV
What is the fuel tank capacity?
The D-MAX ute has a fuel tank capacity of 76 litres, while the MU-X SUV's fuel tank capacity is 80 litres.
Do I need to use an approved Isuzu service centre to keep my warranty intact?
Not necessarily. While having your Isuzu ute or SUV serviced at a non-Isuzu-approved centre will not automatically void your warranty, the terms of the warranty must be adhered to. In particular, service parts must comply with the specifications listed in the Isuzu Owner’s and Driver’s Manual, and must be of equal quality to the original fluids and parts. The maintenance procedure must also be completed according to the manufacturer’s recommendations, otherwise your warranty could be in jeopardy.
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