Isuzu finance guide

Looking to buy an Isuzu ute or SUV? Here’s our simple round-up of the pros and cons of different Isuzu finance options.

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1 - 11 of 91
Name Interest Rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
Simplify New Car Loan
Simplify Finance logo
Fixed1 - 7 Years $10,000 - $300,000
Interest Rate (p.a.)
6.19%
to 18%
Comp. Rate (p.a.)
6.6%
to 23%
Application Fee
$395
Monthly Fee
$0
Monthly Repayment
$622.21
Go to siteMore Info
OurMoneyMarket New Car Loan ($5,000-$100,000)
OurMoneyMarket logo
Fixed1 - 7 Years $5,000 - $100,000
Interest Rate (p.a.)
6.57%
to 18.99%
Comp. Rate (p.a.)
7.19%
to 21.78%
Application Fee
$250
min.
Monthly Fee
$0
Monthly Repayment
$622.82
Go to siteMore Info
Stratton Finance New Car Loan
Stratton Finance logo
Fixed1 - 7 Years $10,000 - $300,000
Interest Rate (p.a.)
6.52%
to 18%
Comp. Rate (p.a.)
6.95%
to 23%
Application Fee
$395
Monthly Fee
$0
Monthly Repayment
$625.27
Go to siteMore Info
You'll receive a fixed rate from 6.52% p.a. depending on the lender you are approved with.
Apply for up to $300,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
RACV New Car Loans
RACV logo
Fixed1 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
7.29%
to 16.99%
Comp. Rate (p.a.)
8%
to 17.77%
Application Fee
$499
Monthly Fee
$0
Monthly Repayment
$635.67
Go to siteMore Info
You'll receive a fixed rate from 7.29% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
loans.com.au - New/Demo - Variable Rate
loans.com.au logo
Variable3 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
6.24%
to 7.39%
Comp. Rate (p.a.)
7.37%
to 8.5%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$630.83
Go to siteMore Info
OurMoneyMarket Used Car Loan ($5,000-$100,000)
OurMoneyMarket logo
Fixed1 - 7 Years $5,000 - $100,000
Interest Rate (p.a.)
6.57%
to 18.99%
Comp. Rate (p.a.)
7.19%
to 21.78%
Application Fee
$250
min.
Monthly Fee
$0
Monthly Repayment
$622.82
Go to siteMore Info
Simplify Used Car Loan
Simplify Finance logo
Fixed1 - 7 Years $10,000 - $300,000
Interest Rate (p.a.)
6.19%
to 18%
Comp. Rate (p.a.)
6.6%
to 23%
Application Fee
$395
Monthly Fee
$0
Monthly Repayment
$622.21
Go to siteMore Info
Stratton Finance Used Car Loan
Stratton Finance logo
Fixed1 - 7 Years $10,000 - $300,000
Interest Rate (p.a.)
6.52%
to 18%
Comp. Rate (p.a.)
6.95%
to 23%
Application Fee
$395
Monthly Fee
$0
Monthly Repayment
$625.27
Go to siteMore Info
You'll receive a fixed rate loan from 6.52% p.a. with a comparison rate of 6.95% p.a.
A used car loan of up to $300,000 with quick approval times and balloon payment options.
loans.com.au - Variable Rate Used Car < 5 years
loans.com.au logo
Variable3 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
7.39%
to 7.39%
Comp. Rate (p.a.)
8.52%
to 8.64%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$641.54
Go to siteMore Info
RACV Used Car Loans
RACV logo
Fixed1 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
8.49%
to 16.99%
Comp. Rate (p.a.)
9.21%
to 17.77%
Application Fee
$499
Monthly Fee
$0
Monthly Repayment
$647.01
Go to siteMore Info
You'll receive a fixed rate from 8.49% p.a.
Benefit from no ongoing fees, 5-hour approval and a 21-day satisfaction guarantee. Interest rate discounts for members.
loans.com.au - Fixed Rate Used Car < 3 years
loans.com.au logo
Fixed3 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
7.59%
to 8.79%
Comp. Rate (p.a.)
8.72%
to 10.04%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$643.41
Go to siteMore Info
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Showing 11 of 11 results

Example: Isuzu D-MAX finance

Dean is interested in an Isuzu D-Max LS-U automatic 4x4, but needs to decide whether to buy a new 2024 model retailing for $67,831 or take advantage of a 5-year-old model that is almost identical and is being sold privately for $39,990.

If Dean chooses the new model, he could apply for a secured car loan similar to those set out on this page. He could put up the car as security, and take advantage of competitive interest rates starting from 6.24% p.a. with a fixed term.

If he buys the older model, Dean would be unlikely to be approved for a secured car loan since the car is already 5 years old. He could consider an unsecured car loan but would need to be prepared to pay higher interest rates due to the increased risk to the lender.

Alternatively, Dean could consider a secured personal loan if he had another asset to put up as security, such as a business asset or residential property.

* This is a fictional, but realistic, example.

Isuzu running costs

According to RedBook’s vehicle information website, the Isuzu D-Max is the more fuel efficient of the 2 Isuzu commercial models available in Australia, with an average cost of $152.00 per 1,000km compared to $158.00 per 1,000km for the MU-X, based on national average metropolitan fuel prices.

The average cost per full tank of fuel based on the same national average fuel prices came in at $144.00 for the D-MAX and $152.00 for the MU-X based on the D-Max's greater fuel capacity. Autotrader calculated the average costs of registration and CTP insurance to be $957 per year for the first 3 years, with tyres costing $243 per year and servicing amounting to $317 per year on average.

Which is the best Isuzu finance option to go for?

Finding the right Isuzu finance isn't one-size-fits-all. With different loan terms and rates on offer, what works for one person might not work for you.

When checking out Isuzu finance options, here's what to keep in mind:

  • How much do you need? Are you financing just the Isuzu or adding extra for accessories? Got a deposit to lower the loan amount? Different lenders have different limits, so pick one that fits your needs.
  • What's the real cost? Interest rates matter, but they're not the whole story. Watch out for extra charges like application fees, ongoing costs, or penalties for paying late. Make sure you know all the fees so you're comparing the total loan cost, not just the interest rate.
  • How flexible is it? Planning to pay off the loan early or upgrade your Isuzu before the term ends? You'll want a loan with flexible terms and no nasty penalties for early repayment.

Compare Isuzu car insurance side-by-side and get quotes

1 - 8 of 119
Product FCI Roadside assistance Accidental damage Storm Choice of repairer Agreed or Market Value
Optional
Agreed or Market
Summary: One of the only insurers to automatically include roadside assistance. It also won 12 out of the 22 categories in Finder's 2024 customer satisfaction awards.

Winner of 12 out of the 22 categories in Finder's 2024 customer satisfaction awards. Yes, that many.
Optional
Optional
Agreed or Market
Summary: Coles Comprehensive Car Insurance includes the benefits you’d expect, plus features like grocery replacement (up to $200 if damaged or stolen. T&C’s apply). You’ll also collect 2 Flybuys points for every $1 you spend at Coles when you link your Flybuys (max cap, exclusions and eligible purchases apply).

⭐ Current offer: Save 15% off your first year’s premium when you take out a new Coles Car Insurance policy online. T&Cs apply.

Who it might be good for: Those who want great quality cover and more rewards with Flybuys.
Optional
Optional
Agreed or Market
Summary: The 2024 winner of our Best Value Car Insurance award. It's cheaper than most, plus you can lower costs by adding age restrictions.

⭐ Current offer: 15% off your first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: Anyone who wants a good value policy.
Optional
Optional
Agreed or Market
Summary: You need car insurance so why not get one that lets you earn Qantas Points? It's good value too (it's underwritten by the same insurer as Budget Direct).

⭐ Current offer: Earn up to 40,000 Qantas Points with every car insured by 29 January. Plus save 15% on your 1st year's premium when you purchase online. T&Cs apply.

Who it might be good for: People who want more bang for their buck with Qantas Points.
Agreed
Summary: ALDI's comprehensive insurance policy covers your car for an agreed value and a variety of policy benefits.

Who it might be good for: Ideal for those seeking competitive coverage limits, though other products may have higher limits.
QBE Comprehensive
Green Company
QBE logo
Optional
Agreed or Market
Summary: Finder's best-rated Car Insurer for Customer Satisfaction in 2021/2022 and Green Insurer for the last 3 years.

⭐ Current offer: Save $75 when you purchase a new comprehensive policy online. T&Cs apply.

Who it might be good for: Those who want a trustworthy insurer and more cover than other brands, such as 3-year new car replacement (e.g. they'll give you money for a new car for up to 3 years if yours is written off).
Optional
Agreed or Market
Summary: Covers a little more than other insurers. You don’t need to pay an excess for windscreen repairs and cover applies to anyone who uses your car.

⭐ Current offer: Get $75 off your first year's comprehensive car insurance premium when you buy online. T&Cs apply.

Who it might be good for: Multiple people using one car.
Agreed
Summary: One of the most cost-effective insurers for under 25s, according to Finder research, with no aged-based excess.

⭐ Current offer: Get 10% off the base premium for the first 2 consecutive monthly policies and up to a 15% potential monthly discount from your 3rd month for being a safer driver. Minimum premiums may apply. T&Cs apply. Learn More.

Who it might be good for: Young drivers looking to keep costs down and anyone who’d like to get more flexibility from their car insurance.
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Isuzu Australia model range

The Isuzu Australia range encompasses just 2 models, the MU-X SUV and the D-MAX ute.

Isuzu MU-X

The Isuzu MU-X remains a popular choice for those seeking a large, 7-seater SUV that blends rugged capability with comfort.

Under the hood, it features a robust 3.0-litre turbo-diesel engine, known for its origins in Isuzu's truck lineup, providing the muscle needed for tough terrains and a towing capacity of up to 3.5 tonnes.

For 2024, the MU-X is equipped exclusively with a 6-speed automatic transmission across all models, delivering reliable and smooth performance, ideal for both on-road and off-road driving.

It continues to stand strong against competitors like the Mitsubishi Pajero Sport, Ford Everest, and Toyota Fortuner.

The MU-X lineup offers varying features depending on the model:

  • LS-M: The base model LS-M now comes with 17-inch alloy wheels, all-terrain tyres, and a suite of new enhancements for 2024, including a black and gunmetal grey grille and dark grey metallic tail light accents. It also features LED headlights, rain-sensing wipers, and a 7-inch touchscreen infotainment system with wireless Apple CarPlay, wired Android Auto, and DAB+ digital radio. The interior is equipped with manual air-conditioning, a polyurethane steering wheel, and cloth upholstery across its seven seats.
  • LS-U: The mid-range LS-U upgrades to 18-inch alloy wheels and adds several premium touches such as a tungsten silver and chrome grille, body-coloured heated mirrors with built-in indicators, and a hands-free power tailgate. Inside, you'll find a larger 9-inch touchscreen with satellite navigation, an eight-speaker sound system, and dual-zone climate control. Additional features include a leather steering wheel, leather gear selector, and power lumbar support for the driver's seat.
  • LS-T: At the top of the range, the LS-T model further enhances luxury with 20-inch machined two-tone alloy wheels, remote engine start, and ambient interior lighting. The interior is upgraded with leather-accented upholstery, heated front seats, and electric adjustment for both front seats, including power lumbar support for the driver.

With these updates, the 2024 Isuzu MU-X offers a versatile and capable SUV option for families and adventurers alike, with each model tailored to meet different needs and preferences.

Isuzu D-MAX Ute (2024)

The Isuzu D-MAX continues to be a well-regarded ute in 2024, offering a strong combination of performance, durability, and comfort.

While it's not the cheapest or the most luxurious ute available, its 3.0-litre turbocharged Isuzu diesel engine is lauded for its powerful torque, making it a capable performer in a variety of conditions.

The interior is praised for its durability, and the D-MAX excels in towing capabilities, reinforcing its reputation as a versatile and dependable vehicle.

Major features added as you move through the 2024 D-MAX range:

  • SX (Entry-level):
    • 17-inch steel wheels
    • Halogen headlights
    • 7.0-inch touchscreen with wired Apple CarPlay and Android Auto
    • Cloth upholstery
    • Manual air conditioning
    • Standard safety features including autonomous emergency braking and lane-keeping assist
  • X-Rider:
    • 17-inch black alloy wheels
    • Black sports bar
    • Black side steps
    • Unique black exterior accents
    • Wireless Apple CarPlay
    • Carpet flooring (upgraded from vinyl in the SX)
  • LS-M:
    • 17-inch alloy wheels
    • Bi-LED headlights
    • Wireless Apple CarPlay
    • Hill descent control
    • Push-button start
    • Carpet flooring
    • Standard rear differential lock (4x4 models)
  • LS-U:
    • 18-inch alloy wheels
    • 9.0-inch touchscreen infotainment system with satellite navigation
    • Leather-accented seats
    • Dual-zone climate control
    • Heated, body-coloured mirrors with built-in indicators
    • Privacy glass
    • Additional safety features including rear cross-traffic alert and blind-spot monitoring
  • LS-U+:
    • Adds to LS-U with:
    • Power driver's seat with lumbar support
    • Front parking sensors
    • Premium 8-speaker sound system
  • X-Terrain (Top-of-the-line):
    • 18-inch dark grey alloy wheels
    • Unique sports bar and side steps
    • Remote engine start
    • Quilted leather-accented upholstery
    • Front parking sensors
    • Premium 8-speaker audio system
    • Remote engine start
    • Additional exterior and interior styling enhancements

Isuzu history

Isuzu is a Japanese commercial vehicle maker. The company derives its name from the Isuzu river in Japan. It has a long history of building diesel engines and has produced over 26.8 million since 1936.

Isuzu owns multiple production facilities worldwide and has experimented with passenger vehicles in the past. Today, the automotive brand focuses on both light and heavy commercial vehicles, as well as supplying diesel engines to other manufacturers.

For a time, Isuzu formed a joint-development project with Holden's pick-up team.

Frequently asked questions about purchasing an Isuzu ute or SUV

What is the fuel tank capacity?

The D-MAX ute has a fuel tank capacity of 76 litres, while the MU-X SUV's fuel tank capacity is 80 litres.

Do I need to use an approved Isuzu service centre to keep my warranty intact?

Not necessarily. While having your Isuzu ute or SUV serviced at a non-Isuzu-approved centre will not automatically void your warranty, the terms of the warranty must be adhered to. In particular, service parts must comply with the specifications listed in the Isuzu Owner’s and Driver’s Manual, and must be of equal quality to the original fluids and parts. The maintenance procedure must also be completed according to the manufacturer’s recommendations, otherwise your warranty could be in jeopardy.

To make sure you get accurate and helpful information, this guide has been edited by Joelle Grubb as part of our fact-checking process.
Written by

Author

Stacey Cole has degrees in law and science, but happily left the busy world of litigation to be a full-time mother and writer. In her spare time she loves travel, roller coasters, and old-school gaming, even if her daughter can already beat her at most games. See full bio

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