Peugeot finance

Peugeot is Australia's best-selling French car brand. Looking through the history of Peugeot, you’ll see many automotive innovations and a track record of motorsport success. Right now the company is offering a 7-year warranty and 7 years of free roadside assistance on all 2017 models.

The company makes a wide range of vehicles, from the compact 208 hatch to the new 5008 SUV. Prices start at $25,578 drive-away for the Active trim 208 to $59,490 for a 5008 GT automatic.

Peugeot operates 35 dealerships nationwide.

Peugeot financing options

Here’s a breakdown of the purchasing options through Peugeot’s dealer financing. These include consumer loans, commercial hire purchases, chattel mortgages, leasing or novated leasing.

• Personal loan. Peugeot says its consumer personal loans are simple and quick to organise. They are available on new and used Peugeots. Though intended for personal use, commercial and business drivers might be able to claim some tax deductions in ratio to the business usage.
• Commercial hire purchase. Peugeot’s commercial hire purchase (CHP) allows flexible repayments. Other benefits include possible tax deductions for business users covering interest rates and depreciation. CHP is available on new and used Peugeots.
• Chattel mortgage. If you have an Australian Business Number (ABN), Peugeot offers a chattel mortgage. The lender forwards funds to the customer, who takes ownership of the car. The vehicle is then used as security for the mortgage and is a registered interest of the bank until the contract is settled. Chattel mortgages may bring cash-flow benefits for businesses and ABN holders can reclaim part or all of the GST on the vehicle purchase price.
• Lease. Leasing is another tax-effective option for buyers. Benefits include no large capital outlays and flexible lease terms. With adjustable final lump sum payments, business owners can better manage their cash flow.
• Novated leasing. Employees might consider purchasing via a novated lease, a 3-way agreement between your employer, a financing company and yourself. Novated leases can reduce the amount of tax you pay, as the vehicle payments are deducted from your pre-tax earnings. Think of it as a salary sacrifice: You get a brand new vehicle of your choice but receive a reduced salary as a result. Some novated lease deals even include insurance, registration, fuel, maintenance and breakdown assistance costs.

Additional purchasing options

• Unsecured personal loans. Unsecured loans allow you to use the money for anything you want, including the whole or part of a vehicle’s purchase price. No property or collateral is offered against the loan.
• Secured car loan. If you’re willing to use your car as security against your loan, you could benefit from lower interests rates of 5-12% per year. Lenders offer secured loans on both new and used cars.

Example: How much will a Peugeot loan cost?

Obviously, the final price you pay for a loan, as well as the monthly fee, will depend on which model you buy. A 2018 Peugeot 208 Active with an 1.2-litre, 81kW turbocharged engine retails for $25,578, including $1,995 for dealer delivery, $873 in registration costs and $720 for stamp duty. Over 5 years, a secured car loan could cost $502.80 per month including a $150 application fee.

On a top-of-the-range 5008 GT SUV the total cost is $59,940 inclusive of a $1,990 dealer delivery charge, $1,085 for registration and $1,925 for stamp duty. A secured car loan over 5 years for the premium SUV would start at $1,165.53 per month with a fixed interest rate of 6.45%.

Peugeot prices quoted are for postcode 2000 and accurate as of 30/04/2018.

Use our car loan repayment calculator to see a breakdown of the costs involved including the total amount you’re paying on top of the car’s retail price in interest and fees.

* This is a fictional, but realistic, example.

Car running costs

Don’t forget to factor in running costs such as fuel, insurance and maintenance. Compare car insurance deals to get the best possible policy for your Peugeot.

Which car financing option is best?

If you’re unsure of which financing path to go down, consider the following 4 key factors:

• Interest rates. What interest rate is applied to the finance deal? This is the primary area where lenders make their money, so look around for the lowest possible rate.
• Flexibility. Can you adjust the monthly repayment amount to suit your earnings or cash flow? Can you pay weekly or fortnightly or is a monthly payment the only option?
• Fees. Don’t get stung by extra or hidden costs. Ask if there are any application fees or additional monthly charges, and find out about early repayment fees. Do your research ahead of time to avoid any surprises.
• Balloon payments. If you’re comfortable with shelling out a large lump sum at the end of the loan, you could reduce the total monthly repayment amount with this option. However, this sum might be sizeable, think $5,000 plus.

Compare secured car loans you can use to buy a Peugeot

{"userFilters":[{"componentType":"MULTI-SELECT CHECKBOX","options":{"comparator":"contains","includeAllSelection":false,"defaultMatcher":"ANY","values":["New"," Used"," Demo"],"fields":[{"label":"New","value":"New","comparator":"contains"},{"label":"Used","value":" Used","comparator":"contains"},{"label":"Demo","value":" Demo","comparator":"contains"}]},"dataSelector":{"recordType":"PRODUCT","fieldCode":"TABLE_FILTER.CAR_AGE"},"dataType":"TEXT","label":"Vehicle type","queryParameter":"vehicletype","order":0},{"componentType":"MULTI-SELECT CHECKBOX","options":{"comparator":"contains","includeAllSelection":false,"defaultMatcher":"ANY","values":["Fixed","Variable","Fixed \/ Variable \/ Fixed or Variable"],"fields":[{"label":"Fixed","value":"Fixed","comparator":"contains"},{"label":"Variable","value":"Variable","comparator":"contains"},{"label":"Any","value":"Fixed \/ Variable \/ Fixed or Variable","comparator":"contains_any"}]},"dataSelector":{"recordType":"PRODUCT","fieldCode":"RATES.RATE_TYPE"},"dataType":"TEXT","label":"Rate type","queryParameter":"rate","order":1},{"componentType":"MULTI-SELECT CHECKBOX","options":{"comparator":"contains","includeAllSelection":false,"defaultMatcher":"ANY","values":["Secured","Unsecured"],"fields":[{"label":"Secured","value":"Secured","comparator":"contains"},{"label":"Unsecured","value":"Unsecured","comparator":"contains"}]},"dataSelector":{"recordType":"PRODUCT","fieldCode":"DETAILS.LOAN_SECURITY"},"dataType":"TEXT","label":"Security type","queryParameter":"security","order":2},{"componentType":"FULL MARKET COMPARISON","options":null,"dataSelector":{"recordType":null,"fieldCode":null},"dataType":null,"label":"More products","queryParameter":null,"order":3}],"niche":{"currencySymbol":"$","decimalPoint":".","decimalPlaces":"2","thousandsSeparator":","},"prefilled":false}

{"visibility":"visibilityTable","ctaLabel":"Calculate","tableCode":"AUFCL_COMPARISON_V2_TABLE","nicheCode":"AUFCL","fields":[{"name":"LOAN_AMOUNT","value":"30000","options":"","label":"Loan amount","suffix":"$","useSuffixAsPrefix":true,"useDropDownOption":false,"tooltip":""},{"name":"PERIOD","value":"3","options":"","label":"Loan term","suffix":"years","useSuffixAsPrefix":true,"useDropDownOption":false,"tooltip":""}]}

1 - 13 of 111

Updated regularly

Name	Interest Rate (p.a.)	Comp. Rate (p.a.)	Application Fee	Monthly Fee	Monthly Repayment
Simplify New Car Loan Fixed1 - 7 Years $10,000 - $300,000	Interest Rate (p.a.) 6.19% to 18%	Comp. Rate (p.a.) 6.6% to 23%	Application Fee $395	Monthly Fee $0	Monthly Repayment $927.29	Go to siteMore Info Compare
IMB New Car Loan Fixed1 - 7 Years $2,000 - $125,000	Interest Rate (p.a.) 6.24%	Comp. Rate (p.a.) 6.59%	Application Fee $274.78	Monthly Fee $0	Monthly Repayment $924.31	Go to siteMore Info Compare	You'll receive a fixed rate of 6.24% p.a. A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
loans.com.au - New - Variable Rate Special Variable3 - 7 Years $5,000 - $150,000	Interest Rate (p.a.) 6.24% to 7.74%	Comp. Rate (p.a.) 7.36% to 8.85%	Application Fee $400	Monthly Fee $8	Monthly Repayment $936.14	Go to siteMore Info Compare
OurMoneyMarket New Car Loan Fixed1 - 7 Years $5,000 - $75,000	Interest Rate (p.a.) 6.57% to 18.99%	Comp. Rate (p.a.) 7.19% to 21.78%	Application Fee $250 min.	Monthly Fee $0	Monthly Repayment $934.23	Go to siteMore Info Compare
Stratton Finance New Car Loan Fixed1 - 7 Years $10,000 - $300,000	Interest Rate (p.a.) 6.52% to 18%	Comp. Rate (p.a.) 6.95% to 23%	Application Fee $395	Monthly Fee $0	Monthly Repayment $931.85	Go to siteMore Info Compare	You'll receive a fixed rate from 6.52% p.a. depending on the lender you are approved with. Apply for up to $300,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
RACV New Car Loans Fixed1 - 7 Years $5,000 - $150,000	Interest Rate (p.a.) 7.29% to 16.99%	Comp. Rate (p.a.) 8% to 17.77%	Application Fee $499	Monthly Fee $0	Monthly Repayment $945.77	Go to siteMore Info Compare	You'll receive a fixed rate from 7.29% p.a. A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
OurMoneyMarket Used Car Loan - No Vehicle Age Limit Fixed1 - 7 Years $5,000 - $75,000	Interest Rate (p.a.) 6.57% to 18.99%	Comp. Rate (p.a.) 7.19% to 21.78%	Application Fee $250 min.	Monthly Fee $0	Monthly Repayment $934.23	Go to siteMore Info Compare
Simplify Used Car Loan Fixed1 - 7 Years $10,000 - $300,000	Interest Rate (p.a.) 6.19% to 18%	Comp. Rate (p.a.) 6.6% to 23%	Application Fee $395	Monthly Fee $0	Monthly Repayment $927.29	Go to siteMore Info Compare
Stratton Finance Used Car Loan Fixed1 - 7 Years $10,000 - $300,000	Interest Rate (p.a.) 6.52% to 18%	Comp. Rate (p.a.) 6.95% to 23%	Application Fee $395	Monthly Fee $0	Monthly Repayment $931.85	Go to siteMore Info Compare	You'll receive a fixed rate loan from 6.52% p.a. with a comparison rate of 6.95% p.a. A used car loan of up to $300,000 with quick approval times and balloon payment options.
loans.com.au - Variable Rate Used Car < 5 years Variable3 - 7 Years $5,000 - $150,000	Interest Rate (p.a.) 7.74% to 7.74%	Comp. Rate (p.a.) 8.85% to 8.99%	Application Fee $400	Monthly Fee $8	Monthly Repayment $956.98	Go to siteMore Info Compare
RACV Used Car Loans Fixed1 - 7 Years $5,000 - $150,000	Interest Rate (p.a.) 8.49% to 16.99%	Comp. Rate (p.a.) 9.21% to 17.77%	Application Fee $499	Monthly Fee $0	Monthly Repayment $962.64	Go to siteMore Info Compare	You'll receive a fixed rate from 8.49% p.a. Benefit from no ongoing fees, 5-hour approval and a 21-day satisfaction guarantee. Interest rate discounts for members.
loans.com.au - Fixed Rate Used Car < 3 years Fixed3 - 7 Years $5,000 - $150,000	Interest Rate (p.a.) 7.59% to 8.79%	Comp. Rate (p.a.) 8.7% to 10.04%	Application Fee $400	Monthly Fee $8	Monthly Repayment $954.89	Go to siteMore Info Compare
Latitude Variable Rate Personal Loan Variable2 - 7 Years $5,000 - $70,000	Interest Rate (p.a.) 9.49% to 29.99%	Comp. Rate (p.a.) 10.93% to 31.83%	Application Fee $395	Monthly Fee $13	Monthly Repayment $986.5	Go to siteMore Info Compare	Special Finder offer: Establishment fee waived (save $395) for approved personal loan applications submitted through Finder. T&C’s apply. Offer must be taken up through Finder and may be withdrawn at Latitude’s discretion.

loading

Load More

Showing 13 of 13 results

Compare car insurance side by side and get quotes

1 - 8 of 63

Updated regularly

Product FCI	Roadside assistance	Accidental damage	Storm	Choice of repairer	Agreed or Market Value
Youi Comprehensive Finder Award				Optional	Agreed or Market	Summary: One of the only insurers to automatically include roadside assistance. It also won 12 out of the 22 categories in Finder's 2024 customer satisfaction awards. Winner of 12 out of the 22 categories in Finder's 2024 customer satisfaction awards. Yes, that many.	Get QuoteView details Compare	loading Fetching your data...
Budget Direct Comprehensive Finder Award	Optional			Optional	Agreed or Market	Summary: The 2024 winner of our Best Value Car Insurance award. It's cheaper than most, plus you can lower costs by adding age restrictions. ⭐ Current offer: 15% off your first year's premium when you take out a policy online. T&Cs apply. Who it might be good for: Anyone who wants a good value policy.	Get QuoteView details Compare	loading Fetching your data...
Qantas Comprehensive	Optional			Optional	Agreed or Market	Summary: You need car insurance so why not get one that lets you earn Qantas Points? It's good value too (it's underwritten by the same insurer as Budget Direct). ⭐ Current offer: Earn up to 40,000 Qantas Points with every car insured by 29 January. Plus save 15% on your 1st year’s premium when you purchase online. T&Cs apply. Who it might be good for: People who want more bang for their buck with Qantas Points.	Get QuoteView details Compare	loading Fetching your data...
Youi Comprehensive Finder Award				Optional	Agreed or Market	Summary: One of the only insurers to automatically include roadside assistance. It also won 12 out of the 22 categories in Finder's 2024 customer satisfaction awards. Winner of 12 out of the 22 categories in Finder's 2024 customer satisfaction awards. Yes, that many.	Get QuoteView details Compare	loading Fetching your data...
ALDI Comprehensive					Agreed	Summary: ALDI's comprehensive insurance policy covers your car for an agreed value and a variety of policy benefits. Who it might be good for: Ideal for those seeking competitive coverage limits, though other products may have higher limits.	Get QuoteView details Compare	loading Fetching your data...
Huddle Black Comprehensive					Agreed or Market	Summary: This goes further than most insurers. You get up to 2k for stolen keys, roadside assistance and rental car excess cover (for car rentals in Australia). Who it might be good for: Those who want top cover for their car.	Get QuoteView details Compare	loading Fetching your data...
QBE Comprehensive Green Company				Optional	Agreed or Market	Summary: Our best-rated Car Insurer for Customer Satisfaction in 2021/2022 and Green Insurer for the last 3 years. ⭐ Current offer: Save $75 when you purchase a new comprehensive policy online. T&Cs apply. Who it might be good for: Those who want a trustworthy insurer and more cover than other brands, such as 3-year new car replacement (e.g. they'll give you money for a new car for up to 3 years if yours is written off).	Get QuoteView details Compare	loading Fetching your data...
Australia Post Comprehensive				Optional	Agreed or Market	Summary: Covers a little more than other insurers. You don’t need to pay an excess for windscreen repairs and cover applies to anyone who uses your car. ⭐ Current offer: Get $75 off your first year's comprehensive car insurance premium when you buy online. T&Cs apply. Who it might be good for: Multiple people using one car.	Get QuoteView details Compare	loading Fetching your data...

loading

Prev

1 2 3 4 5 6 7 8

Next

Commonly asked questions about Peugeot financing

Which loan provider should I choose?

This is a personal decision and we can’t tell you which way to go. You should pick the best possible option that suits your lifestyle, circumstances and financial situation.

Should I buy a new or used Peugeot?

New or used Peugeots both offer benefits and downsides. Buying new gives you the security of a lengthy manufacturer warranty and fewer worries about reliability. But new cars can depreciate in value quickly.

Purchasing a second-hand Peugeot, even just a year old, may avoid this and pass a substantial saving on to you. Buying the right car is essential: If you find a low-mileage model, for example, then you’ll usually have an almost-new car for significantly less money.

Which Peugeot model is best?

Again, this depends on your circumstances and driving needs. If you live in a city or metropolitan area you’ll appreciate the 208 or 308’s small footprint, ease of parking and peppy lower-capacity engines.

Families will enjoy the roomy and practical SUV models, as will those living in rural areas with lots of unsealed roads.

People who drive for a living, covering vast distances, will benefit from the added comfort and fuel efficiency of the 508 sedan or station wagon.
Pictures: Shutterstock
Prices and rates accurate as at time of publishing: 30/04/2018.

Written by

Ben Gribbin

Writer

Ben Gribbin is an automotive writer at Finder. He is a life-long car enthusiast, bringing many years of experience working with and writing about cars. During his time, Ben has been a freelance writer, editor and reviewer for a number of leading publications across the UK. He was voted the Guild of Motoring Writers Breakthrough Blogger in 2015. See full bio