St.George Car Loans

Have your competitive fixed interest rates with St.George loans for your new or used car purchase.

3.6 ★★★★★ (45 reviews) Write a review
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Elizabeth Barry

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When you buy a car you're able to choose certain features – the make, the colour, the extras, how much you want to spend – so if your car purchase is so flexible, why should your financing be restrictive?

St.George's Secured Loan offers a range of competitive and flexible aspects that are worth considering, from the type of vehicle you can use as a guarantee with interest rate is fixed

Read more about these features, and what else the loan offers, in the review below.

Compare St.George Car Loans

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Updated regularly
Name Interest Rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
St.George Secured Personal Loan - Fixed Rate
St.George Bank logo
Fixed1 - 7 Years $3,000 - $100,000
Interest Rate (p.a.)
6.49%
to 12.99%
Comp. Rate (p.a.)
7.69%
to 14.14%
Application Fee
$250
Monthly Fee
$12
Monthly Repayment
$632.55
More Info
You'll receive a fixed rate from 6.49% p.a. based on the value of your car
Get a competitive rate and apply for a larger loan up to $100,000 when you attach a new or used car as security to the loan.
St.George Unsecured Personal Loan - Fixed Rate
St.George Bank logo
Fixed1 - 7 Years $2,000 - $50,000
Interest Rate (p.a.)
7.49%
to 20.59%
Comp. Rate (p.a.)
8.54%
to 21.59%
Application Fee
$250
Monthly Fee
$10
Monthly Repayment
$639.81
More Info
You'll receive a fixed rate between 7.49% p.a. and 18.9% p.a. based on your risk profile
A low minimum borrowing amount of $2,000 to fund a range of purposes.
St.George Unsecured Personal Loan - Variable Rate
St.George Bank logo
Variable1 - 7 Years $2,000 - $50,000
Interest Rate (p.a.)
7.49%
to 20.59%
Comp. Rate (p.a.)
8.54%
to 21.59%
Application Fee
$250
Monthly Fee
$10
Monthly Repayment
$639.81
More Info
You'll receive a variable rate between 7.49% p.a. and 18.9% p.a. based on your risk profile
A low minimum borrowing amount of $2,000 plus the convenience to make extra repayments and redraw them if you need them.
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What do Australians think of St.George personal loans for cars?

  • 3.69/5 overall for Customer Satisfaction - lower than the average of 4.02
  • 3.81/5 for Trust - lower than the average of 4.25
  • 3.77/5 for Customer Service - lower than the average of 4.08

Based on St.George personal loans for cars scores in Finder's 2024 Customer Satisfaction Awards.

  • Secured Personal Loan. Borrow between $3,000 and $100,000 and lock in a competitive fixed rate. The fixed rate is 6.49% p.a.. You can attach a new or used car as security. A redraw facility is also available.

Is your car eligible to be used as security?

  • New or used car
  • Registered in the loan applicant's name
  • The car cannot be more than 12 years old when the loan expires

How you can apply with St.George

You can submit an online application with St.George in less than 15 minutes, and to get started just click "Go to Site". You'll need to meet the following eligibility criteria to be eligible:

  • Be over the age of 18
  • Be an Australian citizen or permanent resident
  • Have a regular permanent income before tax of at least $35,000 p.a.
  • If you're a non-resident, have confirmed employment in Australia.

You'll need the following information on hand to complete your application:

  • Your current employer's name, address and number
  • Your recent tax information if you are self-employed
  • Your weekly after-tax income
  • Details of your assets, savings and investments
  • The amounts owed on your credit and store cards
  • Your expenses
  • One personal reference including their name, address and contact number

St.George's Secured Personal Loan is a competitive loan offer, but as there are a number of secured and car loans available you should compare a range of options before submitting your application.

Compare other products from St.George

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Journalist

Elizabeth Barry is an experienced journalist with over 10 years of expertise in personal finance, contributing to outlets like the ABC, Sydney Morning Herald, and 7News. She holds a Master of Arts in Creative Writing and a Bachelor of Arts in Communication from the University of Technology Sydney, and has earned multiple award nominations, including a Highly Commended recognition at the 2017 Lizzies. Elizabeth began her career at Finder in 2013, progressing through roles to become Lead Editor, where she oversaw a wide range of personal finance coverage until 2024. See full bio

Elizabeth's expertise
Elizabeth has written 210 Finder guides across topics including:
  • Banking
  • Personal finance
  • Investing
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