The average yearly cost for the Mercedes-Benz E-Class varies depending on the trim grade and body style. The cheapest model to cover was the E-Class E200 four-door sedan, with an average premium of $1,488.11 (from four separate quotes). The most expensive is likely going to be the E 63 S 4MATIC+ sedan, though we were unable to get quotes from mainstream car insurers. For higher-end car models, you'll need to request a quote from prestige car insurance specialists.
We used the following criteria to calculate average E-Class car insurance costs:
A Mercedes-Benz E-Class starts from $105,949.30 driveaway, going up to $267,809.40 for top of the range models. The car is classified as a luxury four-door sedan, though Mercedes also builds coupé and cabriolet body variants based on the same platform.
The amount you pay will depend on several influences, but mainly your driver rating, your location, the distance you drive yearly, as well as the value of your Mercedes-Benz E-Class.
Insurers are basically risk analysts, referencing stored data from past claims to predict risk and calculate insurance premiums.
The Mercedes-Benz E-Class officially launched in 1993. From the 1960s onwards, Mercedes would add Einspritzmotor (literally fuel injection engine) to predecessor models. When all engines became fuel injected, Mercedes took the character E and made it into the car we have today. Reportedly, the E-Class is one of the German luxury car brand's most popular lines.
The current generation launched in 2017 and is known as the W213 series. It is based upon the modular MRA architecture, meaning the sedan, cabriolet and coupé share the same platform.
The E-Class has a very high level of equipment and materials, making it, as one reviewer described it, a "beautiful motor car". Some of the luxury features fitted include massage seats with air-cooling, an adjustable surround sound system (which can be biased towards the rear if desired) and a clever augmented reality navigation system. Also available are things like 64-colour adjustable ambient interior lighting.
From 1 October 2020, the E-Class comes with a 5-year, unlimited-kilometre warranty.
For drivers seeking more performance, Mercedes produces two AMG-line models, the E 53 4MATIC+ and the E 63 S 4MATIC+. With more powerful engines, sports suspension and brakes, these two models make the E-Class more thrilling to drive.
Check out our Mercedes-Benz E-Class review. You might also be interested in our comparison of luxury sedans and performance sedans.
The Mercedes-Benz E-Class
Insurance costs vary from location to location and also depend on your driving record. If you're looking for car insurance for a Mercedes-Benz E-Class, you should make sure to get several quotes from different providers, to get the best possible deal. Don't forget to check to see if the E-Class qualifies for any possible discounts due to factory-equipped safety technologies.
The table below shows the cost of comprehensive car insurance for the E-Class, based on actual quotes using the above-given driver details.
| Model | Insurer 1 | Insurer 2 | Insurer 3 | Insurer 4 |
|---|---|---|---|---|
| E200 sedan | $1,393.52 ($950 excess) | $1,392.86 ($895 excess) | $1,744.69 ($1,100 excess) | $1,421.39 ($950 excess) |
| E200 coupé | $1,518.03 ($1,050 excess) | $1,430.19 ($895 excess) | $2,046.19 ($1,100 excess) | $1,548.39 ($950 excess) |
| E200 cabriolet | Could not quote | Could not quote | $2,142.16 ($1,100 excess) | Could not quote |
| E300 sedan | $1,517.13 ($1,050 excess) | $1,544.41 ($895 excess) | $1,945.84 ($1,100 excess) | $1,547.47 ($1,050 excess) |
| E300 coupé | $1,434.60 ($1,050 excess) | $1,557.35 ($895 excess) | $2,077.88 ($1,100 excess) | $1,463.30 ($1,050 excess) |
| E300 cabriolet | $1,676.87 ($1,050 excess) | $1,647.17 ($895 excess) | $2,193.94 ($1,100 excess) | $1,710.42 ($1,050 excess) |
| E300 e sedan | $1,356.23 ($950 excess) | $1,543.43 ($895 excess) | $1,915 ($1,100 excess) | $1,510.89 ($1,050 excess) |
| E53 4MATIC+ sedan | $1,785.30 ($1,050 excess) | Could not quote | $2,246.79 ($1,100 excess) | $1,820.98 ($1,050 excess) |
| E 63 4MATIC+ | Could not quote | Could not quote | Could not quote | Could not quote |
The Australasian New Car Assessment Program (ANCAP) gave the Mercedes-Benz E-Class a 5-star crash safety rating in 2016. The rating applies to all variants.
The car scored the following in each safety category:
Pictures: Supplied
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