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BOQ Q Rewards
Q Rewards is Bank of Queensland's rewards program. You can earn points with a BOQ Blue Visa or Platinum Visa credit card and redeem them for cashbacks, gift cards or transfer to Flybuys or Velocity Points.
The Bank of Queensland (BOQ) Q Rewards is a credit cards reward program for cardholders with a BOQ Blue Visa Credit Card or BOQ Platinum Visa Credit Card. You can use these points when shopping at Q Rewards partners (like Kogan and Apple) or transfer the points to Flybuys or Velocity Points (with the Platinum Visa Card).
How can I earn BOQ rewards points with a credit card?
You'll earn Q Rewards points at the following rates for each $1 of eligible spending when you have one of these BOQ credit cards:
🔥Tip: Look for introductory bonus point offers on BOQ credit cards if you're not a customer yet. They can give you hundreds and thousands of Q Rewards Points when you first get a card and meet the requirements.
What counts as eligible spending?
You can earn BOQ Q Rewards points when you make an eligible transaction. This covers most purchases except for exclusions like cash advances, balance transfers, special promotions, BPAY payments, government-related transactions, ATM charges, payments to other BOQ accounts and purchases of foreign currency.
Check BOQ's terms and conditions (pdf) for the full exclusions list.
What can I redeem Q Rewards points for?
You'll be able to view all the details of current rewards by logging into your BOQ account and navigating to the Q Rewards section. To give you an idea, here are details that were publicly available in 2024.
Flybuys transfers. You can transfer Q Rewards points to Flybuys by linking your accounts. The transfer rate and other details are not publicly available, so log in to see full details.
Velocity Points transfers. If you have a BOQ Platinum Visa credit card you can transfer points to Velocity Frequent Flyer at a rate of 3 Q Rewards points for 1 Velocity Point. You can transfer a minimum of 30,000 Q Rewards points per transfer.
Cashback options. When you use your credit card to pay for eligible purchases, you can receive a statement credit back to your account. You can also use points to pay your annual card fee.
Digital gift cards. You can redeem points for gift cards with partner brands.
How much are Q Rewards points worth?
There is no clear fixed dollar value for BOQ Q Rewards Points. It largely depends on what you redeem them for.
Rewards have different values, and the BOQ Q Rewards website does not publicly list the points needed for all of them. So you'll need to have an account and login to see details.
You can also calculate the value of your points for different types of rewards, or get an estimate of the value with Finder's points calculator.
How to redeem BOQ Q Rewards points
Log in to your Internet banking account, select your credit card from your list of accounts and select "Q Rewards/Other card functions". From there, you can view your points balance, browse the latest offers and redeem your rewards.
You can get up to 4 additional cards for free with your Platinum Visa card. If you have the Blue Visa card, you can get an additional card by paying an additional card fee of $15. The primary cardholder is responsible for the additional cards and any points earned with these cards will accumulate in the one Q Rewards account.
BOQ's rewards program can be a great benefit if you regularly use your credit card, pay it off and have an idea of how you want to redeem your points.
But if you only make 1 or 2 purchases a month, you may not be building up enough points to take advantage of. If you use your credit card because you struggle to afford paying for goods and services, using your credit card more to build up more points could end up making things worse. You could be getting yourself into even more debt and potentially paying more in interest.
There is no cap on the number of Q Rewards points you can earn.
Follow these steps to transfer your points:
Log in to BOQ Internet Banking using your Customer Access Number, User ID (if issued) and password.
Choose the "Account Details" menu and select "Q Rewards" then "Check it out here".
Go to the "Points Transfer" menu then choose your loyalty program.
Enter the number of points that you'd like to transfer and provide your loyalty program details.
After reviewing the terms and conditions, click on "Transfer Points" and confirm.
Amy Bradney-George was the senior writer for credit cards at Finder, and editorial lead for Finder Green. She has over 16 years of editorial experience and has been featured in publications including ABC News, Money Magazine and The Sydney Morning Herald. See full bio
Amy's expertise
Amy has written 569 Finder guides across topics including:
Richard Whitten is a money editor at Finder, and has been covering home loans, property and personal finance for 6+ years. He has written for Yahoo Finance, Money Magazine and Homely; and has appeared on various radio shows nationwide. He holds a Certificate IV in mortgage broking and finance (RG 206), a Tier 1 Generic Knowledge certification and a Tier 2 General Advice Deposit Products (RG 146) certification. See full bio
Richard's expertise
Richard has written 539 Finder guides across topics including:
Get a competitive annual fee and pay down debt with 0% purchase and balance transfer offers or reward your spending with Q Rewards points per $1 spent.
I would like to redeem my points but can’t find the list can you please help?
Finder
JonathanJune 25, 2015Finder
Hi Jan, thanks for your inquiry!
BOQ Q Rewards can be accessed by logging into your internet banking account. Please refer to the link I have sent to your email for this page.
Cheers,
Jonathan
DonnaApril 13, 2015
I would like to redeem my points but I can’t find a list of what is available, could you help please?
Donna
Finder
JonathanApril 13, 2015Finder
Hi Donna, thanks for your inquiry!
Please refer to the link I have sent to your email providing the rewards options available with BOQ Q Rewards.
Cheers,
Jonathan
robynApril 8, 2015
I want to look at the products available under the BOQ Q Rewards program but you sites don’t open. Could you please send to my email a direct link.
Thank you
Finder
JonathanApril 9, 2015Finder
Hi Robyn, thanks for your inquiry!
Please refer to the link I have sent to your email providing these details.
Cheers,
Jonathan
JohnApril 5, 2015
Hello,
We are trying to redeem our Q rewards points on gift vouchers but you still have our old mailing address listed. We tried to change this with you verbally last time and were told it had been done, yet our previous vouchers were mailed to the old address.
We have tried adding a new address on the checkout screen but after 2 full days it has still not updated to the new one. Can we email someone and have it changed your end? How do we do this? We cannot redeem our current points obviously until this has been amended, it is highly frustrating.
Can someone please help us to update this? Thank you, regards, John
Finder
JonathanApril 8, 2015Finder
Hi John, thanks for your inquiry!
Please note that finder.com.au is a comparison service and is not affiliated with BOQ. Please refer to the link I have sent to your email which will allow you to locate your closest BOQ branch.
Cheers,
Jonathan
JanFebruary 15, 2015
can my BOQ “Q” rewards be transferred to Qantas frequent flyers
Finder
JonathanFebruary 16, 2015Finder
Hi Jan, thanks for your inquiry!
Q Rewards points cannot be transferred to frequent flyers, however flights are redeemable for all airlines including Virgin Blue, JetStar and Qantas through Take Flight.
Cheers,
Jonathan
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I would like to redeem my points but can’t find the list can you please help?
Hi Jan, thanks for your inquiry!
BOQ Q Rewards can be accessed by logging into your internet banking account. Please refer to the link I have sent to your email for this page.
Cheers,
Jonathan
I would like to redeem my points but I can’t find a list of what is available, could you help please?
Donna
Hi Donna, thanks for your inquiry!
Please refer to the link I have sent to your email providing the rewards options available with BOQ Q Rewards.
Cheers,
Jonathan
I want to look at the products available under the BOQ Q Rewards program but you sites don’t open. Could you please send to my email a direct link.
Thank you
Hi Robyn, thanks for your inquiry!
Please refer to the link I have sent to your email providing these details.
Cheers,
Jonathan
Hello,
We are trying to redeem our Q rewards points on gift vouchers but you still have our old mailing address listed. We tried to change this with you verbally last time and were told it had been done, yet our previous vouchers were mailed to the old address.
We have tried adding a new address on the checkout screen but after 2 full days it has still not updated to the new one. Can we email someone and have it changed your end? How do we do this? We cannot redeem our current points obviously until this has been amended, it is highly frustrating.
Can someone please help us to update this? Thank you, regards, John
Hi John, thanks for your inquiry!
Please note that finder.com.au is a comparison service and is not affiliated with BOQ. Please refer to the link I have sent to your email which will allow you to locate your closest BOQ branch.
Cheers,
Jonathan
can my BOQ “Q” rewards be transferred to Qantas frequent flyers
Hi Jan, thanks for your inquiry!
Q Rewards points cannot be transferred to frequent flyers, however flights are redeemable for all airlines including Virgin Blue, JetStar and Qantas through Take Flight.
Cheers,
Jonathan