The Bank of Queensland (BOQ) Q Rewards is a credit cards reward program for cardholders with a BOQ Blue Visa Credit Card or BOQ Platinum Visa Credit Card. You can use these points when shopping at Q Rewards partners (like Kogan and Apple) or transfer the points to Flybuys or Velocity Points (with the Platinum Visa Card).
How can I earn BOQ rewards points with a credit card?
You'll earn Q Rewards points at the following rates for each $1 of eligible spending when you have one of these BOQ credit cards:
- BOQ Blue Visa credit card: 1 point per $1 spent, uncapped
- BOQ Platinum Visa credit card: 2 points per $1 spent, uncapped
What counts as eligible spending?
You can earn BOQ Q Rewards points when you make an eligible transaction. This covers most purchases except for exclusions like cash advances, balance transfers, special promotions, BPAY payments, government-related transactions, ATM charges, payments to other BOQ accounts and purchases of foreign currency.
Check BOQ's terms and conditions (pdf) for the full exclusions list.
What can I redeem Q Rewards points for?
You'll be able to view all the details of current rewards by logging into your BOQ account and navigating to the Q Rewards section. To give you an idea, here are details that were publicly available in 2024.
- Flybuys transfers. You can transfer Q Rewards points to Flybuys by linking your accounts. The transfer rate and other details are not publicly available, so log in to see full details.
- Velocity Points transfers. If you have a BOQ Platinum Visa credit card you can transfer points to Velocity Frequent Flyer at a rate of 3 Q Rewards points for 1 Velocity Point. You can transfer a minimum of 30,000 Q Rewards points per transfer.
- Cashback options. When you use your credit card to pay for eligible purchases, you can receive a statement credit back to your account. You can also use points to pay your annual card fee.
- Digital gift cards. You can redeem points for gift cards with partner brands.
How much are Q Rewards points worth?
There is no clear fixed dollar value for BOQ Q Rewards Points. It largely depends on what you redeem them for.
Rewards have different values, and the BOQ Q Rewards website does not publicly list the points needed for all of them. So you'll need to have an account and login to see details.
You can also calculate the value of your points for different types of rewards, or get an estimate of the value with Finder's points calculator.
How to redeem BOQ Q Rewards points
Log in to your Internet banking account, select your credit card from your list of accounts and select "Q Rewards/Other card functions". From there, you can view your points balance, browse the latest offers and redeem your rewards.
You can also log in through https://www.boqrewards.com/ or contact Q Rewards on 1300 206 349.
If you want to know more about these cards, check out Finder's guide to Bank of Queensland credit cards.
Frequently asked questions
More guides on Finder
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BOQ Platinum Visa Credit Card
A platinum credit card offering 100,000 bonus points, a 0% balance transfer offer and complimentary insurance for travel and shopping.
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BOQ credit card complimentary travel insurance
If you don’t want to pay for travel insurance, here’s what you’ll get with an BOQ credit card offering complimentary insurance.
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BOQ Low Rate Visa Credit Card
This low rate credit card offers 0% interest balance transfers for the first 18 months. Check out its other features here.
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BOQ Blue Visa Credit Card
Get a competitive annual fee and pay down debt with 0% purchase and balance transfer offers or reward your spending with Q Rewards points per $1 spent.
Ask a question
I would like to redeem my points but can’t find the list can you please help?
Hi Jan, thanks for your inquiry!
BOQ Q Rewards can be accessed by logging into your internet banking account. Please refer to the link I have sent to your email for this page.
Cheers,
Jonathan
I would like to redeem my points but I can’t find a list of what is available, could you help please?
Donna
Hi Donna, thanks for your inquiry!
Please refer to the link I have sent to your email providing the rewards options available with BOQ Q Rewards.
Cheers,
Jonathan
I want to look at the products available under the BOQ Q Rewards program but you sites don’t open. Could you please send to my email a direct link.
Thank you
Hi Robyn, thanks for your inquiry!
Please refer to the link I have sent to your email providing these details.
Cheers,
Jonathan
Hello,
We are trying to redeem our Q rewards points on gift vouchers but you still have our old mailing address listed. We tried to change this with you verbally last time and were told it had been done, yet our previous vouchers were mailed to the old address.
We have tried adding a new address on the checkout screen but after 2 full days it has still not updated to the new one. Can we email someone and have it changed your end? How do we do this? We cannot redeem our current points obviously until this has been amended, it is highly frustrating.
Can someone please help us to update this? Thank you, regards, John
Hi John, thanks for your inquiry!
Please note that finder.com.au is a comparison service and is not affiliated with BOQ. Please refer to the link I have sent to your email which will allow you to locate your closest BOQ branch.
Cheers,
Jonathan
can my BOQ “Q” rewards be transferred to Qantas frequent flyers
Hi Jan, thanks for your inquiry!
Q Rewards points cannot be transferred to frequent flyers, however flights are redeemable for all airlines including Virgin Blue, JetStar and Qantas through Take Flight.
Cheers,
Jonathan