Coastline Credit Union Credit Cards

Compare Coastline credit cards

Name	Purchase rate p.a.	Bonus points	Points per $ spent	Interest-free period	Balance transfer rate p.a.	Annual fee
Coastline Visa Credit Card	Purchase rate p.a. 9.99%	Bonus points N/A	Points per $ spent N/A	Interest-free period Up to 55 days on purchases	Balance transfer rate p.a. 0% for 6 months with 0% balance transfer fee, then 9.99%	Annual fee $0	More Info Compare	Offers $0 annual fee and up to 6 months interest-free on balance transfers.

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What types of credit cards does Coastline Credit Union offer?

• Low interest credit card

The Coastline Visa Credit Card has a 9.99% p.a. purchase rate and offers up to 55 days interest-free if you pay your balance in full by the due date on each statement. The annual fee for this card is $0 and can be waived if you spend more than $12,000 p.a.

Benefits of banking with Coastline Credit Union

• Waived annual fee options

With the Coastline Visa credit card, you can avoid the $75 annual fee if you spend at least $12,000 per year.

• Account access

Check your balance, make payments and manage your account features on-the-go with Coastline Credit Union's Internet and phone banking services.

• Visa benefits

Get access to exclusive ticket, music and movie offers through Visa Entertainment, as well as seasonal travel, dining and retail offers listed on the Visa Australia website.

• Security

Coastline credit cards offer zero liability for fraudulent transactions, a 24-hour phone service for lost or stolen cards and Visa Secure when you shop online.

• Contactless payments

Coastline credit cards are enabled with Visa payWave, meaning you can use your card to "tap and go" to make contactless payments at participating merchants. You can also use eligible devices to make contactless payments if you link your card to your Apple Pay or Google Pay wallet.

How to apply for a Coastline credit card

If you want to apply for the Coastline Visa credit card, you can fill in an online application via the credit union's website. Otherwise, you can apply for a Coastline Credit Union card by visiting a branch, with locations in Kempsey, Taree, Crescent Head, Port Macquarie and Southwest Rocks. Alternatively, you can call 1300 36 1066 or fill in a contact form online.

As part of the application process, you'll need to make sure you meet the eligibility requirements and have all the documents and details needed to complete the application.

Eligibility criteria

• Residential status. You must be a citizen or permanent resident of Australia.
• Income. You must currently be in paid employment.
• Bankruptcy history. You must not be bankrupt.
• Age. You must be over 18 years old.

Documents and details you need

• Personal details. This includes your name, phone number, residential address, email address, marital status and number of dependents. You also need a valid form of ID, such as your driver's licence.
• Employment details. This includes your salary, occupation and employer's contact details. If you're self-employed, you may be asked for your accountant's contact details. You may also need to provide proof of income, such as recent payslips or tax assessment notices.
• Financial information. This covers details of any other forms of income and assets, as well as existing debts, loans and regular expenses.

Frequently asked questions

Have a question about Coastline credit cards? Check out these answers to FAQs or leave a comment below and one of the team will help you out.

• Does the online application take long to complete?

  No. With access to all the required information, you can complete the online application in a matter of minutes. You can also save a partially completed application and finish it later.

  If you are an existing Coastline member, you may also be able to speed up the process by accessing the application via Internet banking, which helps fill in some of the essential information.

• How can I check the status of my application?

  You can check the status of your credit card application by calling the Coastline contact centre at 1300 36 1066.

• How can I make credit card repayments?

  Payment options are listed on your statement and include BPAY, bank transfers and cheque.

• What should I do if I lose my card?

  To report a lost or stolen credit card, call 1800 621 199. If you're calling from overseas, phone +61 2 9959 7686.

Compare other products from Coastline Credit Union

• Coastline Credit Union home loans
• Coastline Credit Union personal loans

Written by

Amy Bradney-George

Editor

Amy Bradney-George was the senior writer for credit cards at Finder, and editorial lead for Finder Green. She has over 16 years of editorial experience and has been featured in publications including ABC News, Money Magazine and The Sydney Morning Herald. See full bio

Amy's expertise

Amy has written 565 Finder guides across topics including:

• Credit cards
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• Credit score
• BNPL
• Money management
• Sustainability