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I have a current ANZ Visa Gold Qantas Frequent Flyer card. I recently purchased an overseas trip with it. Am I covered for travel insurance and if so what are the terms and condition’s of the policy
Hi Gregory.
Thanks for your question.
Among other things, if you pay for a minimum of $250 of your prepaid travel expenses (including flights), you’re covered under this policy. Please have a read of the policy document for further information – I’ve sent it to your email.
Hi. Every time the bank offered me to apply for a credit card and when I apply, they declined me showing the reason of Veda credit report agency but I don’t have any idea about that and I don’t think I did not pay any bill so why is this happening and what is the easiest way to get credit card, please?
Hi Denish,
Thanks for your inquiry.
Your credit file has information on your previous credit applications and credit defaults. If there is an issue that’s stopping you from getting approved for a card, it will be listed on your credit file.
You can find information on your credit file and get your free copy of your credit score and report from Finder.
I hope this helps.
Cheers,
Jacob
I have a gold visa credit card and have paid airfare and 1000 dollars accommodation. I want to use my gold card for travel insurance, but don’t know if I have to do anything further to get the insurance active.
Hi Nick. Thanks for your question. You will have to tell us the name of the card issuer if you would like specific information about what you need to do to be covered by the insurance policy. Generally speaking, card issuers require that you pay for the cost of your return international airfare with your card, or pay for a certain amount of your pre-paid travel expenses to be covered – once you do this the cover is automatic. This information is listed in your provider’s complimentary international travel insurance policy document. Hope this helps. Jacob.
Can retirees get a gold credit card?
We have already booked and paid for train and accommodation in Darwin, can we still get a gold credit card?
Hi Anne. Thanks for your question. If you’re referring to the complimentary international travel insurance benefit offered with gold and platinum credit cards, you must pay for the international tickets or prepaid travel expenses using the card. You can still apply for a gold credit card, provided you meet the minimum eligibility requirements, but if you have already book your travel and accommodation within Australia, you won’t be eligible for the insurance benefit – it also applies for international trips only too. Jacob.
I’m moving OS and would like to get a gold card with travel insurance that covers me for travel that does not originate or terminate in Australia. The cards I’ve looked at seem to imply that flights need to start or end in Australia. Are there any cards that have travel insurance for flights between non-Australian countries
Hi Kym. Thanks for your question. This is not offered. The international travel insurance policies offered with credit cards requires that the journey begin and end in Australia. You may have to take out a policy that is not an included credit card benefit. Jacob.