QBANK Credit Cards

QBANK is a member-owned financial institution that has been operating since 1964. It was previously known as Queensland Police Credit Union (QPCU) and offers financial products and services to current and previous employees from Queensland police, ambulance, fire, nursing, emergency services and public sector, as well as their family members. QBANK offers one credit card, the Bluey Visa, which has a low interest rate, balance transfer offer and worldwide acceptance through the Visa card network.

Compare QBANK Credit Cards

Name	Purchase rate p.a.	Bonus points	Points per $ spent	Interest-free period	Balance transfer rate p.a.	Annual fee
QBANK Bluey Visa Credit Card	Purchase rate p.a. 12.49%	Bonus points N/A	Points per $ spent N/A	Interest-free period Up to 55 days on purchases	Balance transfer rate p.a. 0% for 12 months with 0% balance transfer fee, then 12.49%	Annual fee $0	ContinueMore Info Compare	Available to select QLD employees, save with a 0% p.a. for 12 months on balance transfers and a $0 ongoing annual fee.

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Types of credit cards from QBANK

• Low rate credit card

The QBANK Bluey Visa credit card has a 12.49% variable interest rate, which is competitive with other low rate credit cards. But unlike many other cards in this category, it also offers no annual fee ever. This gives you a way to save on both interest charges and account costs.

Benefits of a QBANK credit card

• Visa benefits

You can use a QBANK credit card in over 200 countries around the world, anywhere Visa is accepted. You also get added security online with Visa Secure and access to exclusive entertainment, travel and lifestyle offers through Visa Offers + Perks.

• Contactless and mobile payments

You can add your credit card to Apple Pay and Google Pay to make payments straight from your mobile phone or device.

• Account management

QBANK offers internet and mobile banking, as well as phone and branch services, so you can access your account details from anywhere.

How to apply

You can apply for a QBANK credit card online in a few minutes. Before you get started, make sure you meet the following eligibility requirements and have all the relevant documents and details on hand.

Eligibility requirements

• Age. You must be at least 18 years of age to apply for a credit card.
• Employment and industry. As QBANK is focused on state and government service industries, you can only apply if you live in Queensland and are a current or former government employee (local, state or federal), or if your job involves justice and protection of life and property. This includes if you work for Queensland police, fire and emergency services, the ambulance service, corrective services, health services or if you volunteer for the SES, Rural Fire Service, St John's Ambulance or Surf Life Savers. You can also apply if you are a spouse, sibling, child or parent of a QBANK member (alive or deceased). If you have questions about your eligibility, you can call QBANK on 13 77 28, Mon-Fri between 8:45am and 4:30pm (AEST).

Documents and details

• Personal details. This includes your name, date of birth, marital status, number of dependents, phone number, email address and residential address. You also need to provide a valid form of ID, such as your driver's licence, passport or Medicare card details.
• Employment details. This covers your current job title, salary, length of time in the role and your employer's contact details. You may also be asked for recent payslips or bank statements to help verify these details.
• Financial details. As well as your salary, you need to include details of any other forms of income, as well as savings, other assets and existing cards, loans, debts or other liabilities. You also need to provide an estimate of your share of regular household expenses including rent, mortgage payments, utility bills and essentials.

If you have a question about your application, you can call QBANK on 13 77 28.

Credit card brands similar to QBANK

If you want a credit card from a member-owned bank or one based in Queensland, here are 3 other credit card providers you could compare with QBANK:

• Bank of Queensland credit cards
• Summerland Credit Union credit cards
• Suncorp Bank credit cards

Frequently asked questions

• Can I get an additional card?

  As a primary cardholder, you can request an additional card for any individual over the age of 16 years. Just keep in mind that you'll be responsible for all repayments and account management.

• How can I make repayments?

  Your QBANK Bluey Visa credit card statement outlines all the ways you can pay off your balance. This includes:

  • Direct debit payments from an approved Australian bank account
  • Cash deposits or electronic transfer of funds
  • Cheques (allow up to 10 days to process)

  Check your credit card statement or call QBANK on 13 77 28 for more details of ways to pay your account.

• What should I do if I lose my card?

  To report a lost or stolen credit card during business hours call QBANK on 13 77 28. Outside business hours you should call the Visa hotline on 1800 621 199. If you call the Visa hotline, you should also inform QBANK as soon as possible.

• Can you tell me more about QBANK?

  QBANK was established as the Queensland Police Credit Union (QPCU) when it began operations in 1964. It offers membership to employees from Queensland police, ambulance, fire, nursing, emergency services and public sector, as well as their family members. Its head office is in Brisbane city. This member-owned bank offers a variety of financial services and products, which include transaction accounts, savings accounts, term deposits, credit cards, home loans, personal loans, and insurance solutions.

Contact details and related links

• QBANK phone number: 13 77 28
• QBANK home loans

Compare other products from QBANK

• QBANK home loans

Written by

Amy Bradney-George

Editor

Amy Bradney-George was the senior writer for credit cards at Finder, and editorial lead for Finder Green. She has over 16 years of editorial experience and has been featured in publications including ABC News, Money Magazine and The Sydney Morning Herald. See full bio

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Amy has written 565 Finder guides across topics including:

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