You can earn Flybuys Points when you sign up for a free Flybuys membership and spend money at eligible retailers. This includes Coles, Target, Kmart, Liquorland and Bunnings. You don't need a credit card to do this.
But you can even more points by shopping at those retailers with the right credit card.
Earn more points when you spend. Many of the credit cards listed on this page let you earn more Flybuys points when you spend. If a card has an earn rate of 1 point per $1 spent, this means you'd earn 100 Flybuys Points on the card when shopping at Coles or Bunnings. This is in addition to the Flybuys points you'd already earn just for shopping. Depending on the card you could double your earn rate. Coles credit cards and some Citi Rewards cards let you earn Flybuys this way.
Bonus points offers when you sign up. Many cards have a generous bonus points offer when you sign up for the card. This could earn you tens or even hundreds of thousands of Flybuys Points. You often have to qualify for the bonus points by spending a certain amount on the card in the first few months after sign up.
Convert points from other card rewards programs. With a Citi Rewards card or a Suncorp Bank Rewards card you can earn points in those respective programs and then convert them to Flybuys Points.
Keep in mind: You'll need to provide your Flybuys membership number when you apply or after you activate your account to be able to earn Flybuys points with a credit card.
Transferring credit card points to Flybuys
If you have a Citi Rewards or Suncorp Rewards credit card, you can transfer points to your Flybuys account.
1.33 Suncorp Bank Rewards points = 1 Flybuys point
Example: How many Flybuys points can I earn with a credit card?
The amount of points you'll get from a Flybuys credit card depends on the card, its earn rate and how much you spend.
Let's say you took out a Coles Rewards Mastercard. This card has an earn rate of 2 Flybuys points per $1 on eligible spending (up to $3,000 per statement period and then 1 point per $1 up to $8,000 per statement period after that).
It also has a bonus offer of 50,000 Flybuys Points if you spend $3,000 on eligible purchase in the first 3 months. Let's assume your monthly card spending in one year averages out to $2,000 a month.
Bonus points: 50,000
Points earned on card spending (2 points per dollar): 48,000
Total = 98,000 Flybuys Points.
And you'd also earn a further 24,000 Flybuys Points on the spending (you get 1 point per dollar spent as a Flybuys member).
"Many points schemes have a time limit on their use. So make sure you keep an eye on them! Don't be like me and miss out on potential savings, flights or fun items for round the house by letting a time limit lapse."
How to redeem Flybuys points earned with a credit card
Once the Flybuys points earned with your credit card have been added to your account, you can redeem them for cash off your shop, retail items, travel, Velocity Points and other rewards offered through the Flybuys rewards program in a few steps:
Go to https://experience.flybuys.com.au/ or the Flybuys app and log in to your account.
Shop for rewards and choose the one you want.
Follow the prompts to finalise your redemption.
You can also redeem points by calling the Flybuys service centre at 13 11 16.
What are the pros and cons of using a Flybuys credit card?
Pros
Earn points as you spend. A Flybuys-linked credit card will reward your everyday credit card spending at eligible retailers.
Instantly convert points to cash. With Flybuys-linked Coles credit cards, you can instantly convert 2,000 Flybuys points into $10 off your next shop at any Coles store.
Free membership. Certain frequent flyer programs require that you pay a registration or annual fee, but the Flybuys program doesn't charge such a fee. Please note that your credit card may come with an annual fee, though.
Get more than flights. You can redeem your Flybuys points for more than flight rewards. You can also get gift cards, convert your points to cash, or choose from an array of merchandise.
Convert points into frequent flyer points. If you'd prefer, you can also transfer your Flybuys points to a Virgin Velocity frequent flyer account.
Enjoy bundled discounts. With attractive incentives to spend within the large network of Flybuys partners, you can save money or earn multiple Flybuys points by taking up exclusive partner promotions.
Cons
Fewer options. Not many cards are directly linked to the Flybuys program, which limits your choices to a few card providers.
Higher annual fee for faster earn rate. The Coles Rewards Mastercard charges a $99 annual fee to earn up to 2 points for every $1 spent, compared to the Coles No Annual Fee Mastercard which lets you earn 0.5 points per $1 spent.
Limited travel benefits. You may be disappointed if you're looking for benefits like priority check-ins, travel insurance cover and lounge access. Unlike traditional frequent flyer programs, Flybuys doesn't directly offer these.
Restrictions. Flybuys customers are limited to earning points only with partner merchants, so you'll want to make sure that its network of partner stores caters for your existing spending habits.
Expiry. Flybuys points and dollars will expire if you fail to earn or redeem points for 12 consecutive months.
Frequently asked questions
With a Coles Mastercard credit card, the points you earn per $1 can take up to 60 days to be added to your Flybuys account and the number of points you earn in each statement period will be shown on your credit card statement.
If you're transferring credit card reward points, allow up to 28 days for them to be credited to your Flybuys account.
And for bonus point offers you should typically allow around 4-6 weeks from when you meet the spend requirement. These details vary between cards, so if you have questions it's a good idea to ask the credit card company directly.
If you want to share your Flybuys credit card account with someone, you can submit a request to add them as an additional cardholder on your account. They'll be issued with their own credit card, which will earn Flybuys points for your rewards account. Note that you'll still be responsible for managing the Flybuys credit card (as the primary cardholder).
Link your partner accounts online by signing in to your Flybuys account. Go to “My account” and scroll down to “Your linked accounts”. Under that, you will see the possible accounts that can be linked. Simply follow the prompts from there.
You can get Flybuys dollars in exchange for your Flybuys points, at the rate of 10 Flybuys dollars for every 2,000 Flybuys points. These Flybuys dollars can be used to pay for products and services at Coles Supermarkets, Shell Coles Express, Liquorland, Target, Kmart, mycar Tyre & Auto and First Choice Liquor.
Log in to the Flybuys app or Flybuys website to check your current Flybuys points balance. You'll also see details of how many points you have earned on your monthly credit card statements.
Update your details by calling the Flybuys Service Centre on 13 11 16, or by logging in to your account online. Go to “My Account”, select from the options in the top right-hand corner of the Account Overview page or navigate to the “Account Details” page using the submenu to update any of your details.
Was this content helpful to you?
Thank you for your feedback!
To make sure you get accurate and helpful information, this guide has been edited by Joelle Grubb as part of our fact-checking process.
Amy Bradney-George was the senior writer for credit cards at Finder, and editorial lead for Finder Green. She has over 16 years of editorial experience and has been featured in publications including ABC News, Money Magazine and The Sydney Morning Herald. See full bio
Amy's expertise
Amy has written 564 Finder guides across topics including:
Richard Whitten is a money editor at Finder, and has been covering home loans, property and personal finance for 6+ years. He has written for Yahoo Finance, Money Magazine and Homely; and has appeared on various radio shows nationwide. He holds a Certificate IV in mortgage broking and finance (RG 206), a Tier 1 Generic Knowledge certification and a Tier 2 General Advice Deposit Products (RG 146) certification. See full bio
Richard's expertise
Richard has written 553 Finder guides across topics including:
Well-known among frequent flyers and point chasers, this controversial strategy involves taking advantage of bonus point offers on different credit cards.
Gift cards can be thoughtful and practical presents for people. Read this guide on Woolworths and Coles gift cards to find out what you need to know when buying and using them.
Credit card rewards and other loyalty programs have the potential to offer you extra value for your spending – here’s how to work out if you are getting it.
Can you use coles supermarket fly buy points to travel to fiji?
Finder
JonathanMarch 6, 2015Finder
Hi Deborah, thanks for your inquiry!
Flybuys points can be redeemed through its flight partner Webjet. Flights to Fiji are eligible.
Cheers,
Jonathan
MrsFebruary 26, 2015
How do I request a new replacement Flybuys card
Finder
JonathanFebruary 27, 2015Finder
Hi Mrs M,
If you sign into the Flybuys website, click on “My Account” then select your name under “Cardholder Details”, and scroll down to “Replace my card”. Alternatively you can call the flybuys customer service team, the number is available on their website.
Cheers,
Jonathan
TerrFebruary 10, 2015
Am I able to redeem my Coles Flybuys for Qantas reward miles?
Finder
JonathanFebruary 11, 2015Finder
Hi Terr,
Thanks for your inquiry.
The Coles Flybuys and Qantas Reward Miles currently do not have a partnership. You may compare Qantas Frequent Flyer cards and see their sign-up bonus points. Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you.
Cheers,
Jonathan
AnneJanuary 15, 2015
Hello, How do I connect the current business NAB credit card to flybuys? Thanks. Anne
Finder
JonathanJanuary 16, 2015Finder
Hi Anne,
Thanks for your question!
In terms of linking a current NAB credit card to the Flybuys Frequent Flyer Rewards Program, this can be completed by contacting the NAB’s dedicated service line for linking existing cards to rewards programs. Please see the frequently asked questions section for the contact details and for more information regarding the Flybuys Frequent Flyer Rewards Program.
I hope this has helped!
Cheers,
Jonathan
JoanJanuary 13, 2015
Can I book a flight for my daughter using my flyby points
Thank you
Finder
JonathanJanuary 13, 2015Finder
Hi Joan,
Thanks for your question,
Flybys Frequent Flyer Rewards are partnered with Webjet for booking flights, please see the Frequent Flyer website. Passenger names can be placed under another name other than your own.
It is important when it comes to booking for children, if a child is travelling without the supervision of a parent or guardian who is fifteen years or older they are classified as an unaccompanied minor. To make a booking for an unaccompanied minor in most cases you will have to contact the airline. Depending on the age of the child special arrangements and different processes will apply.
I hope this has helped!
Cheers,
Jonathan
How likely would you be to recommend Finder to a friend or colleague?
0
1
2
3
4
5
6
7
8
9
10
Very UnlikelyExtremely Likely
Required
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
Important information about this website
Finder makes money from featured partners, but editorial opinions are our own.
Finder is one of Australia's leading comparison websites. We are committed to our readers and stand by our editorial principles
We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labeling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
We make money by featuring products on our site. Compensation received from the providers featured on our site can influence which products we write about as well as where and how products appear on our page, but the order or placement of these products does not influence our assessment or opinions of them, nor is it an endorsement or recommendation for them.
Products marked as 'Top Pick', 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product.
When products are grouped in a table or list, the order in which they are initially sorted may be influenced by a range of factors including price, fees and discounts; commercial partnerships; product features; and brand popularity. We provide tools so you can sort and filter these lists to highlight features that matter to you.
Please read our website terms of use and privacy policy for more information about our services and our approach to privacy.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Can you use coles supermarket fly buy points to travel to fiji?
Hi Deborah, thanks for your inquiry!
Flybuys points can be redeemed through its flight partner Webjet. Flights to Fiji are eligible.
Cheers,
Jonathan
How do I request a new replacement Flybuys card
Hi Mrs M,
If you sign into the Flybuys website, click on “My Account” then select your name under “Cardholder Details”, and scroll down to “Replace my card”. Alternatively you can call the flybuys customer service team, the number is available on their website.
Cheers,
Jonathan
Am I able to redeem my Coles Flybuys for Qantas reward miles?
Hi Terr,
Thanks for your inquiry.
The Coles Flybuys and Qantas Reward Miles currently do not have a partnership. You may compare Qantas Frequent Flyer cards and see their sign-up bonus points. Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you.
Cheers,
Jonathan
Hello, How do I connect the current business NAB credit card to flybuys? Thanks. Anne
Hi Anne,
Thanks for your question!
In terms of linking a current NAB credit card to the Flybuys Frequent Flyer Rewards Program, this can be completed by contacting the NAB’s dedicated service line for linking existing cards to rewards programs. Please see the frequently asked questions section for the contact details and for more information regarding the Flybuys Frequent Flyer Rewards Program.
I hope this has helped!
Cheers,
Jonathan
Can I book a flight for my daughter using my flyby points
Thank you
Hi Joan,
Thanks for your question,
Flybys Frequent Flyer Rewards are partnered with Webjet for booking flights, please see the Frequent Flyer website. Passenger names can be placed under another name other than your own.
It is important when it comes to booking for children, if a child is travelling without the supervision of a parent or guardian who is fifteen years or older they are classified as an unaccompanied minor. To make a booking for an unaccompanied minor in most cases you will have to contact the airline. Depending on the age of the child special arrangements and different processes will apply.
I hope this has helped!
Cheers,
Jonathan