Amplify Rewards is a credit card rewards program offered by St.George, Bank of Melbourne and BankSA. You earn points for every dollar you spend on eligible purchases, which you can redeem for rewards like gift cards or retail items.
You can transfer your Amplify points to Virgin's Velocity program or KrisFlyer, the Singapore Airlines frequent flyer program. While you can't transfer Amplify Points to Qantas Rewards Points you can choose to earn Qantas Points via an Amplify card instead.
Amplify Rewards points don't have a set dollar value. This is because the amount of points you need and the value of different rewards varies.
For example, you can get a $50 gift card for retailers like Bunnings, Myer or JB Hi-Fi for 11,100 Amplify Points. Dividing the $50 retail value of the gift card by the number of points give you an effective value of 0.0045, or 4.5 cents.
You can transfer Amplify Points into frequent flyer points at the following rates:
Earning points is simple. You need to get an Amplify Rewards Platinum or Signature credit card from St.George, Bank of Melbourne or BankSA, and then you'll earn points for every $1 you spend on eligible purchases.
Points are automatically added to your Amplify Rewards account. And unlike some credit card rewards programs, there is no cap and no expiry. If you don't already have an Amplify Rewards credit card, you can compare them by earn rates, bonus points, costs and other features.
If you don't have an Amplify Rewards credit card, you could boost your points balance by applying for one with a bonus points offer. These offers vary and don't run all year, but in some cases you could get 100,000 bonus points (or more) by meeting a spend requirement – so be sure to look at what bonus points are on offer when you're ready to apply.
To give you an idea of the points potential, here are some examples for St.George Amplify credit cards.
| Credit card | Earn rate | Sign-up bonus offer |
|---|---|---|
| St.George Amplify Platinum Credit Card | 1 point per $1 | 100,000 bonus points when you apply by 30 April 2025 and spend $3,000 in the first 90 days. |
| St.George Amplify Signature Credit Card | 1.5 points per $1 | 150,000 bonus points when you apply by 30 April 2025 and spend $12,000 on eligible purchases in the first 12 months. |
Most of your everyday spending with an Amplify Rewards credit card will earn points and count towards a bonus point spending requirement. This includes shopping at the supermarket or other retail stores, dining out or food delivery and paying for petrol.
Spending that doesn't earn points includes ATM cash advances, cash equivalent transactions, gambling transactions, government spending, BPAY and refunds. The Amplify Rewards terms and conditions have a full list if you want to check these details before using your card.
Rewards are how you get value from the points you earn. With Amplify Rewards, there are 6 categories for you to choose from when you want to redeem your points:
You can redeem your points online, through the mobile banking app or over the phone using these steps.
The earn rates and frequent flyer point transfer values offered through Amplify Rewards are both similar to those offered by other credit card reward programs in Australia.
The fact that it doesn't publicly show all the reward values is also similar to rewards programs from major banks Westpac and CommBank. But in comparison, the rewards programs offered by ANZ, NAB, American Express and Citi all offer more details (although both Amex and Citi recommend logging in for accurate details). So when you're comparing rewards credit cards, you can consider these details along with the rates, fees and other card features to find one you want.
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how many points do l need for a flight from melbourne london
Hi Kate,
The number of points required differs depends on the time of year you book the flights, the type of ticket and a few other factors like that. It might be helpful to note that Amplify Rewards Points can be redeemed at a rate of 2:1 to both Velocity Frequent Flyer and Singapore Airlines KrisFlyer.
You can search for flights in St.George Amplify’s Travel Booking platform to see the redemption rates.
Hope this helps,
Elizabeth