South West Slopes Bank Credit Cards

South West Slopes Bank has been operating since 1972 in regional NSW. Its head office is in Young and it has branch facilities in Cootamundra, Temora, West Wyalong and Harden. It offers one credit card with a low interest rate and simple features.

South West Slopes Bank Credit Cards

Name	Purchase rate p.a.	Bonus points	Points per $ spent	Interest-free period	Balance transfer rate p.a.	Annual fee
South West Slopes Bank Visa Classic Credit Card	Purchase rate p.a. 13.45%	Bonus points N/A	Points per $ spent N/A	Interest-free period Up to 55 days on purchases	Balance transfer rate p.a. N/A	Annual fee $30	More Info Compare	Receive up to 55 days interest-free on purchases and a low minimum credit limit of $500.

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Types of credit cards from South West Slopes Bank

• Low rate credit cards

The South West Slopes Bank Visa Classic Credit Card has a 13.45% p.a. interest rate that's competitive with other low rate credit card. Its $30 p.a. annual fee is also relatively low.

Benefits of a South West Slopes Bank credit card

• Visa benefits

South West Slopes Bank credit cards are accepted in over 200 countries and regions around the world through the Visa card network. You can also get access to offers on shopping, dining, travel and entertainment through Visa Offers + Perks. Plus protection against fraudulent transactions with Visa's Zero Liability Policy.

• Account access

South West Slopes Bank offers a mobile banking app, internet banking and phone or branch banking to help you manage your credit card account.

• Digital wallets

You can add a South West Slopes Bank credit card to Apple Pay, Google Pay and Samsung Pay to make payments straight from your mobile phone or device.

How to apply

You can apply for a South West Slopes Bank credit card online by filling in a secure application form on the bank's website. To get started, make sure you meet the eligibility requirements and have all the documents and details needed for the application.

• Australian residency status. You must be an Australian citizen or permanent resident.
• Age. You must be at least 18 years of age.

Documents and details

• Personal details. This includes your full name, date of birth, residential address, email address, phone number and living arrangements. You also need to provide a valid form of ID, such as your driver's licence, Medicare card or passport.
• Employment details. As well as your salary, you'll need to provide details of your employment status, as well as your employer's name and contact details. You may also need to include recent payslips or bank statements to help verify these details.
• Financial details. This covers any other forms of income, assets and savings, as well as existing loans, credit cards, debts or other liabilities. You also need to provide details of your share of household expenses such as rent, mortgage payments, utility bills and groceries.

If you have questions about the application, you can call South West Slopes Bank on (02) 6384 1111, visit a branch or request a callback. Finder also has a guide with tips to help get your credit card application approved if you want more insights.

Credit card brands similar to South West Slopes Bank

If you want a card from a member-owned bank or one with connections to a specific region of Australia, here are 3 other credit card providers you could compare:

• Community First credit cards
• BCU credit cards
• Bank Australia credit cards

Frequently asked questions

• What are the minimum and maximum credit limits of the Visa credit card?

  The minimum credit limit on this card is $500 and the maximum limit is $20,000. Your credit limit is based on the lending criteria and assessment, but will be within this range if your application is successful.

• How can I make repayments?

  When you get your credit card statement, you'll see details of your repayment options, including the different ways to pay. If you have questions about your account or repayments, call South West Slopes Bank on (02) 6384 1111 or visit a branch.

Contact details and related links

• South West Slopes Bank phone number: (02) 6384 1111
  9am-5pm Mon-Fri
• South West Slopes Bank home loans
• South West Slopes Bank Secured Personal Loan

Compare other products from South West Slopes Bank

• South West Slopes Bank home loans
• South West Slopes Bank personal loans

Written by

Amy Bradney-George

Editor

Amy Bradney-George was the senior writer for credit cards at Finder, and editorial lead for Finder Green. She has over 16 years of editorial experience and has been featured in publications including ABC News, Money Magazine and The Sydney Morning Herald. See full bio

Amy's expertise

Amy has written 565 Finder guides across topics including:

• Credit cards
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