Woolworths credit cards offered Qantas Points or credit card points for your everyday spending but are no longer available. Here's what you need to know.
Credit card issuer Macquarie has announced that it will no longer offer Woolworths credit cards. Between June and August 2023, existing customers will have their Woolworths credit card replaced with a Macquarie Platinum Credit Card that earns points through the Macquarie Rewards program.
A Woolworths spokesperson told Finder: "We'd like to thank our credit card customers for their loyalty over the years and remind them they can continue to get great value offers they had with their credit card, including the bonus 10% off their monthly shop, through being customers of our Everyday Extra program, Everyday Insurance and Woolworths Mobile products."
We've kept other details about Woolworths Credit Cards below for reference. You can also compare a wide range of rewards credit cards available on Finder right now.
We currently don't have a partnership for that product, but we have other similar offers to choose from (how we picked these
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Key dates for existing Woolworths credit card customers
May 2023: Macquarie will send you details about the move to a Macquarie credit card account. This will happen at least 30 days before the transition.
1 June 2023: If you don't want a Macquarie credit card, you need to pay off your card and close the account by this date.
June 2023: Any remaining points earned on a Woolworths Everyday credit card will be converted to Woolworths eGift Shopping Cards. Remaining points on a Woolworths Qantas Platinum Credit Card will be added to your Qantas Frequent Flyer balance.
30 September 2023: Until this date, you can still get 10% off your Woolworths grocery shop once a month when you scan the Everyday Rewards barcode on the back of your Woolworths credit card.
August to October 2023: Your Woolworths credit card will stop working.
Types of credit cards from Woolworths
Note: The details below relate to Woolworths credit cards when they were available in Australia (before April 2023). We have kept the details for reference for existing customers, however these accounts will not be available after October 2023. If you're an existing customer, contact Macquarie Bank on 1300 150 300 for specific details about your account.
Rewards credit cards
The Woolworths Everyday Platinum Credit Card earns credit card reward points per $1 spent on eligible purchases both at Woolworths and everywhere else. The points are automatically converted to Woolworths Shopping Cards every 4 months, with a minimum of 4,000 points equal to a $20 shopping card.
Frequent flyer credit cards
You can use the Woolworths Qantas Platinum Credit Card to earn Qantas Points on eligible spending, with a higher number of points per $1 offered at Woolworths. Other benefits include complimentary travel insurance, a concierge service and exclusive discounts at Woolworths Group retailers.
Standard and platinum Woolworths credit cards
If you're approved for a credit limit of $6,000 or more, you'll be able to enjoy more benefits with a Woolworths Everyday Platinum and Woolworths Qantas Platinum credit card. But if you're approved for a credit limit of less than $6,000, you will be issued with a Woolworths Everyday Card that does not offer platinum benefits.
Benefits of getting a Woolworths credit card
10% off at Woolworths once a month on selected dates
Each month, you'll receive an email offer for 10% off your shop at Woolworths when you scan the barcode on the back of your credit card and pay with it. This offer is available for spending up to $500, which means you can get a maximum of $50 off your shop. Keep in mind that this offer is not available in Tasmania and also excludes spending on certain items.
Everyday Rewards
If you link your Everyday Rewards account with a Woolworths credit card, you'll earn Everyday Rewards points when you shop at partner stores and scan the membership barcode on the back of your credit card before paying. This is in addition to the Qantas Points or credit card points you earn when paying with your credit card.
Earn more Qantas Points when you spend
If you're a member of Everyday Rewards and choose to earn Qantas Points instead of Everyday Rewards points, you'll get 1,000 frequent flyer points for every 2,000 Everyday Rewards points you earn. Apply for the Woolworths Platinum Qantas Credit Card and you can also rack up Qantas Points per $1 spent on all eligible purchases.
50% off selected wine cases at Cellarmasters
If you buy a selected white, red or mixed case online and pay with a Woolworths credit card, you'll get 50% off the regular price. Note that delivery charges still apply.
Save with up to 10% on Woolworths Insurance
Use your Woolworths credit card to pay for a new Woolworths Car, Home, Pet or Travel Insurance policy to save up to 10% on the cost.
Visa features and benefits
Woolworths credit cards come with Visa benefits including exclusive entertainment and ticket offers through Visa Entertainment, as well as shopping, dining and travel offers through Visa Offers + Perks. You can also enjoy Visa's worldwide acceptance, contactless payment options and fraud protection services.
Woolworths credit card online account
Check your balance, make payments and manage your Woolworths credit card account on-the-go through the Woolworths credit card website or via the Woolworths Money app.
Apple Pay
Add a Woolworths credit card to your Apple Pay account and you can make contactless payments straight from your mobile device.
How to apply for a Woolworths credit card
You can apply for a Woolworths credit card online in around 15 minutes. Before you get started, make sure you meet the application requirements and have all the details you'll need ready. This typically includes:
Eligibility criteria
Age. You must be at least 18 years of age to apply for a credit card.
Minimum income requirements. You must meet the minimum income listed for your chosen Woolworths credit card.
Residency status. You must be an Australian citizen, permanent resident of Australia or a temporary resident with a valid, eligible visa to apply for a Woolworths credit card. Note that additional requirements may apply if you are a temporary resident.
Required information
📄 Personal information. As well as some basic information about yourself, have your driver's licence handy. You may also be required to verify your identity by providing 100 points of identification.
📄 Income and employment details. You’ll need to input information about your income and employer. You may also be asked to provide proof of your income. For example, by submitting copies of your most recent payslips.
📄 Balance transfer details. If you want to save money on credit card repayments with a balance transfer, you’ll need the credit card you want to transfer from close by when you apply for the Woolworths credit card.
Frequently asked questions about Woolworths credit cards
Woolworths credit cards give you the following payment methods:
Payment method
Process
BPAY
You can use a nominated transaction or savings accounts to make repayments via BPAY. The BPAY biller code for Woolworths credit cards is 17574, and your credit card number serves as the customer reference number.
Direct debit
You can authorise direct debits to come from an approved Australian transaction or savings account. To do this, you need to fill in a direct debit request form, which you can get by logging in to your Woolworths credit card account online.
Woolworths and Macquarie Bank may update these payment methods from time to time, so check your credit card statement for current options.
Key details to keep in mind when you're paying your Woolworths credit card
Processing time. The repayments you make toward your credit card account will not show up in your account immediately. It can take several days for the transaction to be processed, so don't wait until your due date to make your repayments.
No repayments from overseas accounts. You can only make repayments from Australian accounts.
Payments in foreign currency. You have to make payments in Australian dollars, unless Macquarie Bank agrees to vary this condition. If the bank accepts a payment in a foreign currency, it will convert it to Australian dollars based on the standard exchange rate at the time of the transaction.
Direct debits. If you're setting up direct debits, it is your responsibility to ensure that the nominated account has sufficient funds on the date of the scheduled transfer. If you have insufficient funds in your account, you could have to pay a direct debit dishonour fee to your financial institution as well as to Macquarie Bank.
If you can't remember your credit card PIN, call the Woolworths customer contact centre on 1300 10 1234. Note that you may be required to provide identification information to verify your account and card.
A new card will be sent out to you in the mail. If you don’t get your card, call Woolworths Cards on 1300 10 1234.
Your credit limit is the maximum amount you'll be able to charge to your card. This is determined based on factors including your income, assets, debts and liabilities.
You can request a specific credit limit or you can request the maximum amount of credit you can get. If you have an existing credit card and want access to more credit, you can also apply for a credit limit increase.
You can check the credit limit for your Woolworths credit card online by logging in to your account at cards.woolworths.com.au. You can also check your limit on the Woolworths Money app or by calling Woolworths Cards on 1300 10 1234.
You can apply for an additional cardholder during the online application for a Woolworths credit card or by downloading an additional cardholder application from the Woolworths website.
You can find out more on our review pages. Supplementary cardholders must be over the age of 16 and an Australian resident. If you have a family member who is over the age of 18, they can also apply for a Woolworths credit card in their own name, providing they meet the eligibility requirements.
Woolworths credit cards are issued by Macquarie Bank.
Amy Bradney-George was the senior writer for credit cards at Finder, and editorial lead for Finder Green. She has over 16 years of editorial experience and has been featured in publications including ABC News, Money Magazine and The Sydney Morning Herald. See full bio
Amy's expertise
Amy has written 562 Finder guides across topics including:
Hi, does your qantas 16,000 frequent flyer card come with a balance transfer? I can’t find it written anywhere but there is reference to balance transfers throughout the terms n conditions. Essentially I’m looking for a balance transfer card that allows me to shop at woolies and collect frequent flyer points at the same time. How much is an eligible purchase? Can’t find any monetary figure. Thanks
Finder
JacobMay 13, 2013Finder
Hi Juliet,
Thanks for your question.
Currently, this card is not offering a balance transfer promotion to customers. There are a number of cards that let you earn Qantas Frequent Flyer (QFF) points when you make an eligible purchase. An eligible purchase is basically all the everyday purchases you make on the card, including things like groceries. An ineligible purchase is a cash transaction, like a balance transfer or ATM cash withdrawal. The real value of this card comes when it’s linked to the Everyday Rewards Card. When you do this, you can earn bonus QFF points when you shop at Woolworths and Woolworths Group stores. When you spend over $30 in one transaction, you will get 1 QFF point for every dollar spent (over $30).
You can compare Qantas Frequent Flyer credit cards through our website. Some of these cards have a balance transfer offer. Look for the offer in the comparison table. Let me know if you need more information.
I hope this helps.
Regards,
Jacob
RoswithaMay 13, 2013
I would like to know the payout figure on my card and cancel it please
Finder
JacobMay 13, 2013Finder
Hi Roswitha. Thanks for your question. If you would like to pay your account, can you please check your last credit card statement, or check our online banking facility for information on your account. Once you’ve paid the account in full, contact Woolworths to request to cancel the card. Jacob.
KyleeMay 10, 2013
I was approved for a Woolworths credit card 2 weeks ago and I still have not received it. I would like to know if I will be getting my credit card.
Finder
JacobMay 10, 2013Finder
Hi Kylee,
Thanks for your question.
It usually takes between one to two weeks to receive your card from Woolworths. It is best that you contact them directly to follow up on your card. Simply call their customer service team on 1300 10 1234 and follow the prompts to speak to a representative.
I hope this helps.
Cheers,
Jacob
LimApril 28, 2013
Does the Woolworths Qantas Mastercard provide travel insurance coverage for luggage & illness for travel interstate or overseas?
And does reward points expire if not used?
Are accumulated reward points deducted for the “enough points issued shopping card” issued?
Are there maximum points cap per month? Thank you.
Finder
JacobApril 29, 2013Finder
Hi Lim. Thanks for your question. This card does not provide complimentary international travel insurance. Qantas Frequent Flyer Points will not expire as long as you have earned points or used your points in an 18 month period and there is no points capping. Any spending on the card will earn Qantas Frequent Flyer Points, which can be used in the Qantas Online Store and to purchase flights. Jacob.
GilesApril 26, 2013
How do I change my address in regards to my prepaid MasterCard.
Finder
JacobApril 27, 2013Finder
Hi Giles. Thanks for your question. You will need to complete a change of customer details form – I’ve sent the link to your email. Jacob.
Learn how to buy and use a Woolworths WISH gift card in-store and online.
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Hi, does your qantas 16,000 frequent flyer card come with a balance transfer? I can’t find it written anywhere but there is reference to balance transfers throughout the terms n conditions. Essentially I’m looking for a balance transfer card that allows me to shop at woolies and collect frequent flyer points at the same time. How much is an eligible purchase? Can’t find any monetary figure. Thanks
Hi Juliet,
Thanks for your question.
Currently, this card is not offering a balance transfer promotion to customers. There are a number of cards that let you earn Qantas Frequent Flyer (QFF) points when you make an eligible purchase. An eligible purchase is basically all the everyday purchases you make on the card, including things like groceries. An ineligible purchase is a cash transaction, like a balance transfer or ATM cash withdrawal. The real value of this card comes when it’s linked to the Everyday Rewards Card. When you do this, you can earn bonus QFF points when you shop at Woolworths and Woolworths Group stores. When you spend over $30 in one transaction, you will get 1 QFF point for every dollar spent (over $30).
You can compare Qantas Frequent Flyer credit cards through our website. Some of these cards have a balance transfer offer. Look for the offer in the comparison table. Let me know if you need more information.
I hope this helps.
Regards,
Jacob
I would like to know the payout figure on my card and cancel it please
Hi Roswitha. Thanks for your question. If you would like to pay your account, can you please check your last credit card statement, or check our online banking facility for information on your account. Once you’ve paid the account in full, contact Woolworths to request to cancel the card. Jacob.
I was approved for a Woolworths credit card 2 weeks ago and I still have not received it. I would like to know if I will be getting my credit card.
Hi Kylee,
Thanks for your question.
It usually takes between one to two weeks to receive your card from Woolworths. It is best that you contact them directly to follow up on your card. Simply call their customer service team on 1300 10 1234 and follow the prompts to speak to a representative.
I hope this helps.
Cheers,
Jacob
Does the Woolworths Qantas Mastercard provide travel insurance coverage for luggage & illness for travel interstate or overseas?
And does reward points expire if not used?
Are accumulated reward points deducted for the “enough points issued shopping card” issued?
Are there maximum points cap per month? Thank you.
Hi Lim. Thanks for your question. This card does not provide complimentary international travel insurance. Qantas Frequent Flyer Points will not expire as long as you have earned points or used your points in an 18 month period and there is no points capping. Any spending on the card will earn Qantas Frequent Flyer Points, which can be used in the Qantas Online Store and to purchase flights. Jacob.
How do I change my address in regards to my prepaid MasterCard.
Hi Giles. Thanks for your question. You will need to complete a change of customer details form – I’ve sent the link to your email. Jacob.